Median Income
$62,679
17% lower than US avg
Home Value
$214,700
24% lower than US avg
Violent Crime
254/100K
33% lower than US avg
Bachelor's+
30.5%
9% lower than US avg
Median Rent
$920
21% lower than US avg
Obesity Rate
38.1%
19% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
8.1%
35% lower than US avg
How Deerwood Compares to the U.S. Average (100% = U.S. avg)
People
Population649
Median Age30.8 yrs
Density436/mi²
Male / Female42% / 58%
Largest GroupWhite 90%
Veterans1.8%
Economy
A
Median Income$62,679
Per Capita$30,013
Unemployment2.7%
Poverty8.1%
County GDP$674M
Commute22 min
Housing
A+
Home Value$214,700
Rent$920
Ownership56.4%
Zillow$410,740
Housing Units298
Rent Burden23.9%
Crime
F
Violent254/100K
Property4,191/100K
Health
Obesity38.1%
Uninsured8.1%
Smoking16.8%
Depression25.0%
Heart Disease5.6%
Climate
Avg Temp41°F (5°C)
AQI36 (Good)
Rain28.8 in/yr
Sunny Days276/yr
Elevation1,254 ft (382 m)
Education
B
Bachelor's+30.5%
High School+89.5%
Graduate+8.4%
School Score5.67
Community
2024 VoteR 65% / D 34%
Commute22 min
Broadband84.9%
EV Stations2
Libraries2
Is Deerwood a Good Place to Live?
Based on current data, Deerwood receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Deerwood offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Deerwood is $62,679, 17% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Deerwood is $214,700, 24% below the national median / offering relatively affordable homeownership. Renters pay a median of $920 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Deerwood is below the national average at 254 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,191 per 100,000, 114% above the national average.
Education
30.5% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Deerwood has a cool climate with an average annual temperature of 41°F. Winters average 9°F in January while summers reach 68°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.8 inches, including 43.1 inches of snow. Air quality is rated Good with a median AQI of 36.
Deerwood has a population of 649 with a density of 436 people per square mile, spread across 1.5 square miles. The median age is 30.8 years, 21% younger than the national median of 38.9. The gender split is 57.9% female and 42.1% male. The city is predominantly White (89.8%), with 1.7% Hispanic. English is the primary language spoken at home by 99.8% of residents. 1.8% of the population are veterans, below the national rate of 6.0%. 14.6% of residents have a disability. 94.1% have health insurance coverage.
Population
30.8yrs
Median Age
21% below US avg
Language Spoken at Home
English Only
99.8%
27% above US avg
Spanish
0.2%
99% below US avg
The median household income in Deerwood is $62,679, which is 17% below the national average of $75,149. Per capita income is $30,013 (below the $39,052 national figure). The average weekly wage is $917, 36% lower than the U.S. average. The unemployment rate is 2.7% (below the 3.6% US average). 8.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 476 business establishments, including 55 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 6.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $62,679 |
| 17% below US avg |
| Per Capita Income | $30,013 |
| Avg Weekly Wage | $917 |
| IRS Avg AGI | $67,457 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 8.1% |
| 35% below US avg |
| Establishments (County) | 476 |
| County GDP | $674M |
Business (County)
| Restaurants | 55 |
| Healthcare | 39 |
| Retail | 65 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $3,500 |
| 0% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.63% |
Commute & Transportation
| Commute Time | 22.4 min |
| Drive Alone | 73.3% |
| Public Transit | 0.0% |
| Work from Home | 6.7% |
The median home value in Deerwood is $214,700, 24% below the national median of $281,900. Zillow estimates the typical home value at $410,740, higher than the Census estimate. Monthly rent averages $920 (21% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 56.4% of housing units are owner-occupied (below the 65.4% national rate). There are 298 total housing units in the city. The median year a home was built is 1977. The average annual property tax is $3,500. 23.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $214,700 |
| 24% below US avg |
| Zillow ZHVI | $410,740 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $920 |
| 21% below US avg |
| Rent Burden | 23.9% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 56.4% |
| Owner-Occupied | 56.4% |
| Renter-Occupied | 43.6% |
| Housing Units | 298 |
| Median Year Built | 1977 |
Property Tax
| Avg Tax (IRS) | $3,500 |
| 0% below US avg |
| Effective Rate | 1.63% |
In Deerwood, 38.1% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.6% of residents. 29.3% have high blood pressure. 16.8% are current smokers. 21.3% report binge drinking. 23.6% are physically inactive. 25.0% report depression (above the 20.0% national average). 17.0% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:1,135. The dentist ratio is 1:3,225. 48.6% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Deerwood vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.1% |
| 19% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.3% |
| Asthma | 10.8% |
| COPD | 5.8% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 23.6% |
| Depression | 25.0% |
| Mental Distress | 17.0% |
| Physical Distress | 11.9% |
| Short Sleep | 31.6% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:1,135 |
| Dentists | 1:3,225 |
| Mental Health | 1:1,073 |
| Checkup Rate | 71.4% |
| Dental Visits | 63.1% |
| Premature Death | 8,648/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 48.6% |
| Healthcare Facilities | 39 |
Deerwood has a violent crime rate of 254 per 100,000 residents, 33% below the national average of 380. Property crime stands at 4,191 per 100,000, 114% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Deerwood receives a safety grade of F.
Crime Rates: Deerwood vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 254.0/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 4,191.4/100K |
| 114% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 124 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Deerwood has a cool climate with an average annual temperature of 41°F (5°C). Winters average 9°F in January while summers reach 68°F in July. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 28.8 inches (drier than the 38-inch national average). The area receives 43.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,254 feet.
Temperature
9°F Jan (-13°C)
68°F Jul (20°C)
| Annual Average | 41.0°F |
| 24% below US avg |
| January Average | 9°F (-13°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,254 ft (382 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 436/sq mi |
| Coordinates | 46.4673°N, 93.8985°W |
| Timezone | America/Chicago |
| County | Aitkin County County |
| Nearest Airport | Brainerd Lakes Regional (BRD)
12 miles away |
Precipitation & Snow
Annual Rainfall
28.8"
24% below US avg
Wettest Month (Jun)
4.17"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.6 / 100 |
| Social Vulnerability | 72.9 / 100 |
| Community Resilience | 98.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on Apr 29, 2011.
| Apr 29, 2011 |
Minnesota |
M2.5 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
183 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 18 fatalities, 150 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
98 km |
0 |
| Aug 6, 1969 |
EF4 |
43 km |
12 |
| Jun 11, 1966 |
EF4 |
40 km |
0 |
| Sep 18, 1997 |
EF3 |
46 km |
1 |
| Jul 5, 1991 |
EF3 |
35 km |
0 |
| Aug 26, 1977 |
EF3 |
48 km |
0 |
| Jun 25, 1973 |
EF3 |
13 km |
0 |
| Aug 6, 1969 |
EF3 |
59 km |
1 |
| Aug 6, 1969 |
EF3 |
70 km |
0 |
| Aug 6, 1969 |
EF3 |
88 km |
0 |
| Jun 30, 1968 |
EF3 |
70 km |
0 |
| Jun 12, 2024 |
EF2 |
37 km |
0 |
| Jun 12, 2024 |
EF2 |
11 km |
0 |
| May 30, 2022 |
EF2 |
75 km |
0 |
| May 12, 2022 |
EF2 |
89 km |
0 |
| Jun 19, 2016 |
EF2 |
3 km |
0 |
| Jul 12, 2015 |
EF2 |
90 km |
0 |
| Jun 6, 2008 |
EF2 |
96 km |
0 |
| Jun 13, 2001 |
EF2 |
27 km |
0 |
| Jun 13, 2001 |
EF2 |
73 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
48 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
51 km |
| 1988 |
UNNAMED |
4,475 |
51 km |
| 1988 |
UNNAMED |
3,642 |
30 km |
| 2018 |
BOY RIVER |
3,546 |
83 km |
| 2003 |
UNNAMED |
2,998 |
46 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
44 km |
| 2015 |
TAMARACK |
2,745 |
56 km |
| 1987 |
UNNAMED |
2,512 |
47 km |
| 1991 |
UNNAMED |
2,486 |
49 km |
| 1988 |
UNNAMED |
2,243 |
69 km |
| 1987 |
UNNAMED |
1,963 |
44 km |
| 2010 |
BOY RIVER - CORE 2010 |
1,872 |
80 km |
| 2019 |
UNNAMED |
1,835 |
75 km |
| 2009 |
EAST TANK RANGE |
1,801 |
54 km |
| 1987 |
UNNAMED |
1,799 |
51 km |
| 2016 |
UNNAMED |
1,777 |
79 km |
| 1987 |
UNNAMED |
1,760 |
49 km |
| 1987 |
UNNAMED |
1,655 |
63 km |
| 1988 |
UNNAMED |
1,589 |
12 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
9°F (-13°C) |
0.8 in |
Coldest |
| February |
14°F (-10°C) |
0.6 in |
Driest |
| March |
27°F (-3°C) |
1.4 in |
|
| April |
42°F (5°C) |
2.2 in |
|
| May |
55°F (13°C) |
3.0 in |
|
| June |
64°F (18°C) |
4.2 in |
Wettest |
| July |
68°F (20°C) |
4.1 in |
Warmest |
| August |
67°F (19°C) |
3.6 in |
|
| September |
57°F (14°C) |
3.1 in |
|
| October |
45°F (7°C) |
2.5 in |
|
| November |
29°F (-2°C) |
1.5 in |
|
| December |
14°F (-10°C) |
0.9 in |
|
Deerwood has a seasonal temperature swing of 59°F / from 9°F in January to 68°F in July. Total annual precipitation is 27.9 inches, with June being the wettest month (4.2") and February the driest (0.6").
Average costs for common services in Deerwood. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Deerwood
What is the population of Deerwood?
Deerwood has a population of 649 residents and is located in Minnesota. The population density is 436 people per square mile, spread across 1.5 square miles. The median age of residents is 30.8 years, which is younger than the national median of 38.9 years. The population is 57.9% female and 42.1% male.
Is Deerwood expensive to live in?
Deerwood has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $62,679, 17% below the national average of $75,149. The median home value is $214,700 (24% below the U.S. median). Renters pay a median of $920 per month, below the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Deerwood safe?
Deerwood is safer than the national average, with a violent crime rate of 254 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,191 per 100,000 (above the national average). Overall, Deerwood receives a safety grade of F based on combined crime data.
What is the weather like in Deerwood?
Deerwood has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 9°F in January, while summers reach an average of 68°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 28.8 inches, with 43.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Deerwood?
The job market in Deerwood is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $917. There are 476 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 22 minutes, and 6.7% of workers work from home.
How much does housing cost in Deerwood?
The median home value in Deerwood is $214,700. Zillow estimates the typical home value at $410,740. For renters, the median monthly rent is $920. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 56.4%. The average annual property tax is $3,500.
How are the schools in Deerwood?
Schools in Deerwood score 5.7 out of 10 on standardized testing, near the national average. 30.5% of adults in Deerwood hold a bachelor's degree or higher, below the national average of 33.7%. 89.5% have completed high school. 8.4% hold a graduate or professional degree.
How healthy is Deerwood?
The obesity rate in Deerwood is 38.1% (above the national rate of 32.1%). 16.8% of adults are smokers. 23.6% are physically inactive. 25.0% of residents report depression. 8.1% lack health insurance. 48.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,135.
What is transportation like in Deerwood?
The average commute in Deerwood is 22 minutes, shorter than the national average of 28 minutes. 73.3% of workers drive alone to work, and 6.7% work from home.
What are the demographics of Deerwood?
The racial and ethnic makeup of Deerwood is 89.8% White, 1.7% Hispanic or Latino. 99.8% of residents speak only English at home. 1.8% of the population are military veterans. 14.6% of residents have a disability. 94.1% have health insurance coverage.
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