Median Income
$51,086
32% lower than US avg
Home Value
$23,200
92% lower than US avg
Violent Crime
163/100K
57% lower than US avg
Bachelor's+
8.1%
76% lower than US avg
Median Rent
$879
24% lower than US avg
Obesity Rate
32.3%
1% higher than US avg
Unemployment
31.9%
786% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Dinosaur Compares to the U.S. Average (100% = U.S. avg)
People
Population614
Median Age33.1 yrs
Density660/mi²
Male / Female58% / 43%
Largest GroupWhite 100%
Veterans5.4%
Economy
C+
Median Income$51,086
Per Capita$10,834
Unemployment31.9%
Poverty0.0%
County GDP$2,879M
Housing
A+
Home Value$23,200
Rent$879
Ownership92.6%
Zillow$221,429
Housing Units174
Rent Burden40.8%
Crime
F
Violent163/100K
Property409/100K
Health
Obesity32.3%
Uninsured15.8%
Smoking22.5%
Depression28.3%
Heart Disease7.8%
Climate
Avg Temp46°F (8°C)
AQI41 (Good)
Rain8.3 in/yr
Sunny Days322/yr
Elevation5,875 ft (1,791 m)
Education
D
Bachelor's+8.1%
High School+48.1%
Graduate+8.8%
School Score5.90
Community
2024 VoteR 86% / D 12%
Broadband26.2%
EV Stations3
Libraries2
Is Dinosaur a Good Place to Live?
Based on current data, Dinosaur receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Dinosaur has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Dinosaur is $51,086, 32% below the national average of $75,149. At 31.9%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Dinosaur is $23,200, 92% below the national median / offering relatively affordable homeownership. Renters pay a median of $879 per month, below the national average / a plus for affordability. At just 0.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Dinosaur is below the national average at 163 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 409 per 100,000, 79% below the national average.
Education
8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 48.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Dinosaur experiences four distinct seasons with an average temperature of 46°F. Winters average 16°F in January while summers reach 72°F in July. With 322 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 8.3 inches, including 19.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Dinosaur has a population of 614 with a density of 660 people per square mile, spread across 0.8 square miles. The median age is 33.1 years, 15% younger than the national median of 38.9. The gender split is 42.5% female and 57.5% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 5.4% of the population are veterans. 32.1% of residents have a disability (above the 13.0% national average). 98.6% have health insurance coverage.
Population
33.1yrs
Median Age
15% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Dinosaur is $51,086, which is 32% below the national average of $75,149. Per capita income is $10,834 (below the $39,052 national figure). The average weekly wage is $1,098, 23% lower than the U.S. average. The unemployment rate is 31.9% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,375 business establishments, including 89 restaurants. The cost of living index is 103.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $51,086 |
| 32% below US avg |
| Per Capita Income | $10,834 |
| Avg Weekly Wage | $1,098 |
| IRS Avg AGI | $66,696 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 31.9% |
| 786% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,375 |
| County GDP | $2,879M |
Business (County)
| Restaurants | 89 |
| Healthcare | 75 |
| Retail | 131 |
| Manufacturing | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $2,523 |
| 28% below US avg |
| Cost of Living | 103.10 (100=avg) |
| Effective Tax Rate | 10.88% |
Commute & Transportation
| Drive Alone | 19.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Dinosaur is $23,200, 92% below the national median of $281,900. Zillow estimates the typical home value at $221,429, higher than the Census estimate. Monthly rent averages $879 (24% below the national average of $1,163). Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 92.6% of housing units are owner-occupied (above the 65.4% national rate). There are 174 total housing units in the city. The median year a home was built is 1998. The average annual property tax is $2,523 (lower than the $3,500 national average). 40.8% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 0.5x, well within the affordable range.
Home Values
| Census Median | $23,200 |
| 92% below US avg |
| Zillow ZHVI | $221,429 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $879 |
| 24% below US avg |
| Rent Burden | 40.8% |
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 92.6% |
| Owner-Occupied | 92.6% |
| Renter-Occupied | 7.4% |
| Housing Units | 174 |
| Median Year Built | 1998 |
Property Tax
| Avg Tax (IRS) | $2,523 |
| 28% below US avg |
| Effective Rate | 10.88% |
In Dinosaur, 32.3% of adults are obese, above the national rate of 32.1%. 11.8% have diabetes. Heart disease affects 7.8% of residents, above the national average. 33.0% have high blood pressure. 22.5% are current smokers (above the 14.0% national rate). 16.8% report binge drinking. 27.7% are physically inactive. 28.3% report depression (above the 20.0% national average). 22.3% experience frequent mental distress. 15.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,586. The dentist ratio is 1:1,955. 67.9% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Dinosaur vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.3% |
| 1% above US avg |
| Diabetes | 11.8% |
| Heart Disease | 7.8% |
| High Blood Pressure | 33.0% |
| Asthma | 13.0% |
| COPD | 10.9% |
| Cancer | 7.4% |
| Stroke | 4.3% |
Behaviors & Mental Health
| Smoking | 22.5% |
| 61% above US avg |
| Binge Drinking | 16.8% |
| Physical Inactivity | 27.7% |
| Depression | 28.3% |
| Mental Distress | 22.3% |
| Physical Distress | 18.3% |
| Short Sleep | 35.7% |
Healthcare Access
| Insurance Rate | 98.6% |
| Uninsured | 15.8% |
| 84% above US avg |
| Primary Care | 1:2,586 |
| Dentists | 1:1,955 |
| Mental Health | 1:555 |
| Checkup Rate | 68.2% |
| Dental Visits | 43.9% |
| Premature Death | 10,492/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 67.9% |
| Healthcare Facilities | 75 |
Dinosaur has a violent crime rate of 163 per 100,000 residents, 57% below the national average of 380. Property crime stands at 409 per 100,000, 79% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Dinosaur receives a safety grade of F.
Crime Rates: Dinosaur vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 163.5/100K |
| 57% below US avg |
| |
Property Crime
| Total Property | 408.7/100K |
| 79% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 21 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Dinosaur experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 16°F in January while summers reach 72°F in July. The area gets 322 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 8.3 inches (drier than the 38-inch national average). The area receives 19.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 5,875 feet, a high-altitude location.
Temperature
16°F Jan (-9°C)
72°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 16°F (-9°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 322 days/yr |
Geography
| Elevation | 5,875 ft (1,791 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 660/sq mi |
| Coordinates | 40.2399°N, 109.0068°W |
| Timezone | America/Denver |
| County | Uintah County County |
| Nearest Airport | Vernal Regional (VEL)
30 miles away |
Precipitation & Snow
Annual Rainfall
8.3"
78% below US avg
Wettest Month (Oct)
1.22"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0499 ppm |
| NO₂ (Nitrogen Dioxide) | 5.8 ppb |
| PM2.5 (Fine Particles) | 6.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 4.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 30.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Volcano |
No Rating |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
92 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.9 on Jul 3, 2025.
| Mar 20, 1995 |
10 km NNW of Rangely, Colorado |
M4.5 |
14 km |
| Jan 31, 2002 |
28 km SSW of Craig, Colorado |
M4.3 |
112 km |
| May 20, 1995 |
434km E of Wendover, Utah |
M4.1 |
6 km |
| May 25, 2016 |
15 km NNE of Tabiona, Utah |
M4.0 |
142 km |
| Apr 7, 1990 |
28 km WNW of Bonanza, Utah |
M4.0 |
45 km |
| May 31, 2022 |
37 km ENE of Thompson Springs, Utah |
M3.8 |
133 km |
| Apr 22, 2017 |
4 km NW of Rangely, Colorado |
M3.8 |
20 km |
| Nov 8, 1991 |
17 km WNW of Bonanza, Utah |
M3.7 |
33 km |
| Aug 18, 2009 |
19 km N of Craig, Colorado |
M3.7 |
131 km |
| Mar 2, 1991 |
27 km SSW of Jensen, Utah |
M3.7 |
40 km |
| Nov 11, 2000 |
14 km SE of Jensen, Utah |
M3.6 |
20 km |
| Aug 11, 1992 |
4 km N of Sunnyside, Utah |
M3.6 |
139 km |
| Jan 21, 1993 |
17 km E of Kenilworth, Utah |
M3.6 |
149 km |
| Apr 20, 2017 |
24 km NE of Maybell, Colorado |
M3.5 |
107 km |
| May 13, 1993 |
10 km NW of Rangely, Colorado |
M3.5 |
14 km |
| Dec 10, 1999 |
11 km NE of Dinosaur, Colorado |
M3.5 |
11 km |
| Nov 3, 1994 |
30 km W of Meeker, Colorado |
M3.4 |
67 km |
| Jan 30, 2017 |
5 km SW of New Castle, Colorado |
M3.3 |
144 km |
| May 3, 2017 |
4 km NW of Rangely, Colorado |
M3.3 |
20 km |
| Apr 1, 1995 |
13 km S of Dinosaur, Colorado |
M3.2 |
13 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
19 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1. Total: 1 injury.
| Date |
Rating |
Distance |
Fatalities |
| Aug 26, 2006 |
EF1 |
3 km |
0 |
| Jun 21, 2006 |
EF1 |
81 km |
0 |
| Sep 3, 1999 |
EF1 |
48 km |
0 |
| Jul 3, 1957 |
EF1 |
95 km |
0 |
| Jun 1, 1955 |
EF1 |
54 km |
0 |
| Jun 16, 2015 |
EF0 |
67 km |
0 |
| Aug 15, 2009 |
EF0 |
4 km |
0 |
| Aug 6, 2009 |
EF0 |
59 km |
0 |
| Aug 6, 2009 |
EF0 |
51 km |
0 |
| Jul 30, 2006 |
EF0 |
53 km |
0 |
| Aug 21, 2001 |
EF0 |
87 km |
0 |
| Jul 30, 1999 |
EF0 |
13 km |
0 |
| May 5, 1999 |
EF0 |
72 km |
0 |
| May 5, 1993 |
EF0 |
50 km |
0 |
| Jul 8, 1990 |
EF0 |
84 km |
0 |
| Mar 23, 1990 |
EF0 |
46 km |
0 |
| May 30, 1989 |
EF0 |
98 km |
0 |
| May 29, 1988 |
EF0 |
70 km |
0 |
| Sep 11, 1984 |
EF0 |
91 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: NEOLA NORTH (46,909 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
NEOLA NORTH |
46,909 |
92 km |
| 1993 |
WAPATI PEAK |
20,857 |
70 km |
| 2002 |
MUSTANG |
20,607 |
83 km |
| 2012 |
WOLF DEN |
19,419 |
58 km |
| 1988 |
WHITEROCKS |
18,885 |
82 km |
| 2017 |
DEAD DOG |
17,821 |
17 km |
| 1988 |
I DO |
16,253 |
71 km |
| 1996 |
OPINION |
15,613 |
60 km |
| 2001 |
INDIAN SPR |
13,458 |
84 km |
| 2021 |
OIL SPRINGS |
12,597 |
56 km |
| 2017 |
PEEKABOO |
11,985 |
65 km |
| 2000 |
WINTER VALLEY |
8,726 |
55 km |
| 2018 |
BOONE DRAW |
8,656 |
63 km |
| 2000 |
BUSTERFLAT |
8,501 |
54 km |
| 2010 |
ALKALI |
8,094 |
94 km |
| 2017 |
WINTER VALLEY |
7,822 |
54 km |
| 2020 |
RICHARD MTN |
7,802 |
87 km |
| 2004 |
GREASEWOOD WFU |
6,963 |
77 km |
| 2012 |
WOLF |
6,748 |
54 km |
| 2018 |
INDIAN VALLEY |
6,376 |
72 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
16°F (-9°C) |
0.6 in |
Coldest |
| February |
26°F (-4°C) |
0.5 in |
Driest |
| March |
37°F (3°C) |
0.9 in |
|
| April |
46°F (8°C) |
1.0 in |
|
| May |
56°F (14°C) |
1.1 in |
|
| June |
66°F (19°C) |
0.9 in |
|
| July |
72°F (22°C) |
0.9 in |
Warmest |
| August |
72°F (22°C) |
0.8 in |
|
| September |
62°F (17°C) |
1.1 in |
|
| October |
49°F (10°C) |
1.2 in |
Wettest |
| November |
34°F (1°C) |
0.7 in |
|
| December |
23°F (-5°C) |
0.7 in |
|
Dinosaur has a seasonal temperature swing of 56°F / from 16°F in January to 72°F in July. Total annual precipitation is 10.4 inches, with October being the wettest month (1.2") and February the driest (0.5").
Average costs for common services in Dinosaur. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $980 |
| Toddler | $796 |
| Preschool | $728 |
| Family Childcare (monthly) |
| Infant | $728 |
| Toddler | $674 |
| Preschool | $640 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Dinosaur
What is the population of Dinosaur?
Dinosaur has a population of 614 residents and is located in Colorado. The population density is 660 people per square mile, spread across 0.8 square miles. The median age of residents is 33.1 years, which is younger than the national median of 38.9 years. The population is 42.5% female and 57.5% male.
Is Dinosaur expensive to live in?
Dinosaur has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). The median household income is $51,086, 32% below the national average of $75,149. The median home value is $23,200 (92% below the U.S. median). Renters pay a median of $879 per month, below the national average of $1,163. The home price-to-income ratio is 0.5x, indicating housing is reasonably affordable relative to local income levels.
Is Dinosaur safe?
Dinosaur is safer than the national average, with a violent crime rate of 163 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 409 per 100,000 (below the national average). Overall, Dinosaur receives a safety grade of F based on combined crime data.
What is the weather like in Dinosaur?
Dinosaur has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 16°F in January, while summers reach an average of 72°F in July. The area receives 322 sunny days per year, well above the national average of 205. Annual rainfall totals 8.3 inches, with 19.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Dinosaur?
The job market in Dinosaur faces challenges, with unemployment at 31.9% / significantly above the national rate of 3.6%. The average weekly wage is $1,098. There are 1,375 business establishments in the area, including 89 restaurants and food service locations.
How much does housing cost in Dinosaur?
The median home value in Dinosaur is $23,200. Zillow estimates the typical home value at $221,429. For renters, the median monthly rent is $879. Fair market rent is $1,161 for a 1-bedroom and $1,429 for a 2-bedroom apartment. The homeownership rate is 92.6%. The average annual property tax is $2,523.
How are the schools in Dinosaur?
Schools in Dinosaur score 5.9 out of 10 on standardized testing, near the national average. 8.1% of adults in Dinosaur hold a bachelor's degree or higher, below the national average of 33.7%. 48.1% have completed high school. 8.8% hold a graduate or professional degree.
How healthy is Dinosaur?
The obesity rate in Dinosaur is 32.3% (above the national rate of 32.1%). 22.5% of adults are smokers. 27.7% are physically inactive. 28.3% of residents report depression. 15.8% lack health insurance (above the national rate). 67.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,586.
What are the demographics of Dinosaur?
The racial and ethnic makeup of Dinosaur is 100% White. 100% of residents speak only English at home. 5.4% of the population are military veterans. 32.1% of residents have a disability. 98.6% have health insurance coverage.
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