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Dividing Creek, NJ

New Jersey · Metropolitan Area

Dividing Creek is a small town in New Jersey with a population of 595. Residents earn $68,125 per year, which is 9% below the national average.

3.6 /5.0
B+ Good
595 Population 488/sq mi density
$68,125 Median Income $32,054 per capita
$125,000 Home Value
$587 Median Rent 15.2% income on rent
54°F Avg Temperature 293 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$68,125 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$125,000 home value, $587/mo rent
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Median Income $68,125
9% lower than US avg
Home Value $125,000
56% lower than US avg
Bachelor's+ 7.3%
78% lower than US avg
Median Rent $587
50% lower than US avg
Obesity Rate 35.2%
10% higher than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 4.2%
66% lower than US avg

How Dividing Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population595
Median Age29.4 yrs
Density488/mi²
Male / Female44% / 56%
Largest GroupWhite 59%
Veterans4.8%

Economy

A
Median Income$68,125
Per Capita$32,054
Unemployment2.5%
Poverty4.2%
County GDP$8,514M
Commute28 min

Housing

A+
Home Value$125,000
Rent$587
OwnershipN/A
Housing Units195
Rent Burden15.2%

Health

Obesity35.2%
Uninsured10.6%
Smoking16.4%
Depression20.0%
Heart Disease5.2%

Climate

Avg Temp54°F (12°C)
AQI39 (Good)
Rain43.4 in/yr
Sunny Days293/yr
Elevation8 ft (2 m)

Education

D
Bachelor's+7.3%
High School+91.0%
Graduate+0.0%
School Score6.24

Community

2024 VoteR 51% / D 48%
Commute28 min
Broadband62.7%
Libraries4

Is Dividing Creek a Good Place to Live?

Based on current data, Dividing Creek receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Dividing Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Dividing Creek is $68,125, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Dividing Creek is $125,000, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $587 per month, below the national average — a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

7.3% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Dividing Creek experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.4 inches. Air quality is rated Good with a median AQI of 39.

Dividing Creek has a population of 595 with a density of 488 people per square mile. The median age is 29.4 years, 24% younger than the national median of 38.9. The city is predominantly White (58.7%), with 10.8% Hispanic.

Population

595
Total Population
488
People / sq mi
29.4yrs
Median Age
24% below US avg
1.2mi²
Land Area

Gender Distribution

Male 44.4%
Female 55.6%

Race & Ethnicity

Dividing Creek vs U.S. Average

Language Spoken at Home

English Only98.6%
26% above US avg
Spanish1.4%
90% below US avg

Social Characteristics

Dividing Creek vs U.S. Average

The median household income in Dividing Creek is $68,125, which is 9% below the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Dividing Creek vs U.S.

Commute Mode

Income

Median HH Income$68,125
9% below US avg
Per Capita Income$32,054
Avg Weekly Wage$1,110
IRS Avg AGI$59,037

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)3,763
County GDP$8,514M

Business (County)

Restaurants243
Healthcare408
Retail478
Manufacturing152

Tax & Cost of Living

Property Tax (IRS)$6,658
90% above US avg
Effective Tax Rate5.33%

Commute & Transportation

Commute Time28.3 min
Drive Alone81.2%
Public Transit0.0%
Work from Home3.2%

Walkability

The median home value in Dividing Creek is $125,000, 56% below the national average. Monthly rent averages $587 (50% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$125,000
56% below US avg

Real Estate Market (Redfin)

$/Sq Ft$25
Homes Sold1
Sale-to-List Ratio66.0%
Price Drops66.7%
Inventory3

Rental Costs

Census Median Rent$587
50% below US avg
Rent Burden15.2%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied75.7%
Housing Units195
Median Year Built1958

Property Tax

Avg Tax (IRS)$6,658
90% above US avg
Effective Rate5.33%
In Dividing Creek, 35.2% of adults are obese (above the 32.1% national rate). 10.6% of residents lack health insurance. 16.4% are current smokers. 20.0% report depression. 25.4% are physically inactive.

Health Metrics: Dividing Creek vs U.S. Average (%)

Chronic Conditions

Obesity35.2%
10% above US avg
Diabetes8.5%
Heart Disease5.2%
High Blood Pressure31.3%
Asthma10.3%
COPD6.4%
Cancer7.2%
Stroke2.9%

Behaviors & Mental Health

Smoking16.4%
17% above US avg
Binge Drinking18.3%
Physical Inactivity25.4%
Depression20.0%
Mental Distress19.7%
Physical Distress13.9%
Short Sleep41.2%

Healthcare Access

Insurance Rate94.3%
Uninsured10.6%
23% above US avg
Checkup Rate74.2%
Dental Visits59.6%
Premature Death10,760/100K

Food & Exercise

Food Environment7.4/10
Exercise Access88.9%
Healthcare Facilities408
Dividing Creek has an average annual temperature of 54°F (12°C). Winters average 33°F in January while summers reach 76°F in July. Annual precipitation is 43.4 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

33°F Jan (1°C) 76°F Jul (25°C)
Annual Average54.2°F
0% below US avg
January Average33°F (1°C)
July Average76°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall43.4 inches
14% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation8 ft (2 m)
Area1.2 sq mi (3.2 km²)
Population Density488/sq mi
Coordinates39.2705°N, 75.1002°W
TimezoneAmerica/New_York
County FIPS34011
It is classified as Metro — under 250K. 7.3% of residents hold a bachelor's degree or higher (78% below US avg). In the 2024 election, the county voted Republican by a 3.8-point margin. 62.7% of households have broadband internet.

2024 Presidential Election (County)

R 51.3%
D 47.6%

Winner: Republican by 3.8 points

Education

Bachelor's Degree+7.3%
78% below US avg
High School+91.0%
Graduate Degree+0.0%
School Test Score6.24
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density488/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Broadband Access62.7%
Public Libraries4
Healthcare Facilities408
Restaurants243
Retail Stores478

Safety & Disasters

Fatal Crashes (County/yr)20

Commute & Transportation

Avg Commute28.3 min
Drive Alone81.2%
Public Transit0.0%
Work from Home3.2%

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