Median Income
$65,250
13% lower than US avg
Home Value
$85,000
70% lower than US avg
Bachelor's+
3.6%
89% lower than US avg
Median Rent
$594
49% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
4.8%
33% higher than US avg
Poverty Rate
10.7%
14% lower than US avg
How Dover Compares to the U.S. Average (100% = U.S. avg)
People
Population258
Median Age33.6 yrs
Density600/mi²
Male / Female45% / 55%
Largest GroupWhite 97%
Veterans3.2%
Economy
B+
Median Income$65,250
Per Capita$22,922
Unemployment4.8%
Poverty10.7%
County GDP$1,543M
Commute29 min
Housing
A+
Home Value$85,000
Rent$594
Ownership88.9%
Zillow$193,940
Housing Units125
Rent Burden19.4%
Health
Obesity31.0%
Uninsured5.0%
Smoking20.7%
Heart Disease6.7%
Climate
Avg Temp52°F (11°C)
Rain47.9 in/yr
Elevation536 ft (163 m)
Education
F
Bachelor's+3.6%
High School+83.7%
Graduate+0.0%
School Score5.54
Community
2024 VoteR 71% / D 27%
Commute29 min
Broadband81.8%
EV Stations1
Libraries1
Is Dover a Good Place to Live?
Based on current data, Dover receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Dover offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Dover is $65,250, 13% below the national average of $75,149. Unemployment stands at 4.8%, indicating a healthy job market. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Dover is $85,000, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $594 per month, below the national average / a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Education
3.6% of residents hold a bachelor's degree, below the national average of 33.7%. 83.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Dover experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 73°F in July. Annual precipitation totals 47.9 inches, including 17.2 inches of snow.
Dover has a population of 258 with a density of 600 people per square mile, spread across 0.5 square miles. The median age is 33.6 years, 14% younger than the national median of 38.9. The gender split is 54.7% female and 45.3% male. The city is predominantly White (96.9%). English is the primary language spoken at home by 100% of residents. 3.2% of the population are veterans, below the national rate of 6.0%. 22.5% of residents have a disability (above the 13.0% national average). 95.0% have health insurance coverage.
Population
258
Total Population
2023 Census
33.6yrs
Median Age
14% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Dover is $65,250, which is 13% below the national average of $75,149. Per capita income is $22,922 (below the $39,052 national figure). The average weekly wage is $964, 33% lower than the U.S. average. The unemployment rate is 4.8% (above the 3.6% US average). 10.7% of residents live below the poverty line. The area has 717 business establishments, including 49 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $65,250 |
| 13% below US avg |
| Per Capita Income | $22,922 |
| Avg Weekly Wage | $964 |
| IRS Avg AGI | $59,514 |
| Gini Index | 0.544 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.8% |
| 33% above US avg |
| Poverty Rate | 10.7% |
| 14% below US avg |
| Establishments (County) | 717 |
| County GDP | $1,543M |
Business (County)
| Restaurants | 49 |
| Healthcare | 59 |
| Retail | 89 |
| Manufacturing | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $3,010 |
| 14% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 3.54% |
Commute & Transportation
| Commute Time | 28.7 min |
| Drive Alone | 99.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Dover is $85,000, 70% below the national median of $281,900. Zillow estimates the typical home value at $193,940, higher than the Census estimate. Monthly rent averages $594 (49% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 88.9% of housing units are owner-occupied (above the 65.4% national rate). There are 125 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,010. 19.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $85,000 |
| 70% below US avg |
| Zillow ZHVI | $193,940 |
Rental Costs
| Census Median Rent | $594 |
| 49% below US avg |
| Rent Burden | 19.4% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 88.9% |
| Owner-Occupied | 88.9% |
| Renter-Occupied | 11.1% |
| Housing Units | 125 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,010 |
| 14% below US avg |
| Effective Rate | 3.54% |
In Dover, 31.0% of adults are obese, below the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.8% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 29.9% are physically inactive, above the national average. 14.3% experience frequent mental distress. 5.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,881. The dentist ratio is 1:1,209. 65.2% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Dover vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 10.2% |
| COPD | 8.4% |
| Cancer | 6.4% |
| Kidney Disease | 3.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 29.9% |
| Mental Distress | 14.3% |
| Physical Distress | 13.7% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 5.0% |
| 42% below US avg |
| Primary Care | 1:1,881 |
| Dentists | 1:1,209 |
| Mental Health | 1:203 |
| Checkup Rate | 71.9% |
| Dental Visits | 65.4% |
| Premature Death | 12,340/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 65.2% |
| Healthcare Facilities | 59 |
Dover experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 73°F in July. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). The area receives 17.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 536 feet.
Temperature
28°F Jan (-2°C)
73°F Jul (23°C)
| Annual Average | 51.6°F |
| 4% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 536 ft (163 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 600/sq mi |
| Coordinates | 38.7567°N, 83.8883°W |
| Timezone | America/New_York |
| County | Mason County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
47 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (May)
5.26"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.2 / 100 |
| Social Vulnerability | 71.0 / 100 |
| Community Resilience | 77.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on May 11, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
54 km |
| Apr 24, 2009 |
7 km ENE of Rio Grande, Ohio |
M3.4 |
139 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
133 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
63 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
115 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
83 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
118 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
5 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
128 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
133 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
131 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
23 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
109 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
7 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
126 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
130 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
18 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
77 km |
| Mar 20, 2023 |
13 km SSW of Rio Grande, Ohio |
M2.5 |
127 km |
| Mar 27, 2013 |
3 km W of Apple Grove, West Virginia |
M2.5 |
146 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
361 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 88 fatalities, 2,794 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
89 km |
3 |
| Apr 3, 1974 |
EF5 |
98 km |
36 |
| Apr 23, 1968 |
EF5 |
95 km |
7 |
| Mar 2, 2012 |
EF4 |
65 km |
4 |
| Sep 20, 2000 |
EF4 |
100 km |
1 |
| Apr 9, 1999 |
EF4 |
67 km |
4 |
| Apr 3, 1974 |
EF4 |
70 km |
2 |
| Apr 23, 1968 |
EF4 |
43 km |
6 |
| Apr 23, 1968 |
EF4 |
51 km |
1 |
| Mar 2, 2012 |
EF3 |
98 km |
10 |
| Mar 2, 2012 |
EF3 |
41 km |
3 |
| May 27, 2004 |
EF3 |
94 km |
0 |
| May 10, 2003 |
EF3 |
21 km |
0 |
| Jul 2, 1997 |
EF3 |
27 km |
0 |
| Jun 30, 1993 |
EF3 |
55 km |
0 |
| Oct 1, 1977 |
EF3 |
87 km |
0 |
| Apr 3, 1974 |
EF3 |
26 km |
1 |
| Apr 3, 1974 |
EF3 |
86 km |
0 |
| Apr 3, 1974 |
EF3 |
67 km |
0 |
| Apr 23, 1970 |
EF3 |
86 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (3,259 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
3,259 |
58 km |
| 2003 |
PEACH ORCHARD |
1,043 |
71 km |
| 1999 |
UNNAMED |
528 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
3.4 in |
Coldest |
| February |
32°F (-0°C) |
3.2 in |
|
| March |
40°F (5°C) |
4.1 in |
|
| April |
51°F (11°C) |
4.5 in |
|
| May |
61°F (16°C) |
5.3 in |
Wettest |
| June |
70°F (21°C) |
4.9 in |
|
| July |
73°F (23°C) |
4.9 in |
Warmest |
| August |
72°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.0 in |
Driest |
| October |
53°F (12°C) |
3.8 in |
|
| November |
42°F (6°C) |
3.3 in |
|
| December |
33°F (0°C) |
3.9 in |
|
Dover has a seasonal temperature swing of 45°F / from 28°F in January to 73°F in July. Total annual precipitation is 47.9 inches, with May being the wettest month (5.3") and September the driest (3.0").
Average costs for common services in Dover. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $465 |
| Toddler | $464 |
| Preschool | $464 |
| Family Childcare (monthly) |
| Infant | $359 |
| Toddler | $359 |
| Preschool | $359 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Dover
What is the population of Dover?
Dover has a population of 258 residents and is located in Kentucky. The population density is 600 people per square mile, spread across 0.5 square miles. The median age of residents is 33.6 years, which is younger than the national median of 38.9 years. The population is 54.7% female and 45.3% male.
Is Dover expensive to live in?
Dover is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $65,250, 13% below the national average of $75,149. The median home value is $85,000 (70% below the U.S. median). Renters pay a median of $594 per month, below the national average of $1,163. The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Dover?
Dover has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 47.9 inches, with 17.2 inches of snow.
How is the job market in Dover?
Dover has a healthy job market with an unemployment rate of 4.8%, near the national average of 3.6%. The average weekly wage is $964. There are 717 business establishments in the area, including 49 restaurants and food service locations. The average commute time is 29 minutes, and 0.0% of workers work from home.
How much does housing cost in Dover?
The median home value in Dover is $85,000. Zillow estimates the typical home value at $193,940. For renters, the median monthly rent is $594. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 88.9%. The average annual property tax is $3,010.
How are the schools in Dover?
Schools in Dover score 5.5 out of 10 on standardized testing, near the national average. 3.6% of adults in Dover hold a bachelor's degree or higher, below the national average of 33.7%. 83.7% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Dover?
The obesity rate in Dover is 31.0% (below the national rate of 32.1%). 20.7% of adults are smokers. 29.9% are physically inactive. 5.0% lack health insurance (below the national rate). 65.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,881.
What is transportation like in Dover?
The average commute in Dover is 29 minutes. 99% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Dover?
The racial and ethnic makeup of Dover is 96.9% White. 100% of residents speak only English at home. 3.2% of the population are military veterans. 22.5% of residents have a disability. 95.0% have health insurance coverage.