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Duck Key, FL

Full City Profile · Florida · Monroe County County

3.7 /5.0
B+ Good
755 Population 1,258/sq mi density
$135,000 Median Income $71,649 per capita
$989,900 Home Value $864,975 Zillow
$3,501 Median Rent 26.8% income on rent
78°F Avg Temperature 330 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$135,000 median income, 1.4% unemployment
C+
Affordability
2.5 / 5.0
$989,900 home value, $3,501/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
4.9 / 5.0
48.8% bachelor's degree or higher

Housing Overview

Median Home Value
$989,900
251% above
US avg: $281,900
Median Rent
$3,501/mo
201% above
US avg: $1,163/mo
Homeownership Rate
83.7%
28% above US avg (65.4%)
Total Housing Units
831
Median year built: 1983

Home Value by Source

Census Median
$989,900
Zillow (ZHVI)
$864,975
Median Sale Price
$1,367,500
Median List Price
$689,900
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

83.7%
Owner-Occupied
16.3%
Renter-Occupied
84%
16%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent: $3,501/mo

Market Indicators (Redfin)

Median Days on Market
128 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
4
Price Drops
22.6%
of listings with price reduction
Price Per Sq Ft
$796
Active Inventory
53
homes for sale

Affordability & Housing Stock

Rent Burden
26.8%
of renters spending 30%+ of income on housing
14% below US avg (31.0%)
Median Year Built
1983
Average age of housing stock: 43 years
Homeownership Rate
83.7%

Complete Housing Data

Home Values

Census Median Value$989,900
Zillow Home Value (ZHVI)$864,975
Median Sale Price$1,367,500
Median List Price$689,900
Price Per Sq Ft$796

Rent

Census Median Rent$3,501
FMR Studio$1,212
FMR 1-Bedroom$1,296
FMR 2-Bedroom$1,526
FMR 3-Bedroom$1,971
FMR 4-Bedroom$2,261

Market

Days on Market128
Sale-to-List Ratio0.9%
Price Drops22.6%
Homes Sold4
Active Inventory53
Price Per Sq Ft$796

Ownership & Stock

Owner-Occupied83.7%
Renter-Occupied16.3%
Homeownership Rate83.7%
Total Housing Units831
Median Year Built1983
Rent Burden26.8%