Florida
Duck Key is a small town in Florida with a population of 755. Residents earn $135,000 per year, which is 80% above the national average.
Based on current data, Duck Key receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, strong internet connectivity. Areas to be aware of include high housing costs. Duck Key stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Duck Key is $135,000, which is significantly higher than the national average — 80% above $75,149. This places Duck Key among higher-income communities. The job market is very strong with unemployment at just 1.4%. The poverty rate of 15.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 16 minutes, shorter than most U.S. cities.
The median home value in Duck Key is $989,900, making it a premium housing market at 251% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.3x, housing affordability is a significant challenge for many families.
Educational attainment is solid, with 48.8% holding a bachelor's degree or higher, near the national average. 90.1% have completed high school. Area schools have an average test score of 5.6/10.
Duck Key has a warm climate with an average annual temperature of 78°F. Winters average 69°F in January while summers reach 84°F in July. Annual precipitation totals 40.4 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 85.5% |
| 9% above US avg | |
| Spanish | 14.5% |
| 8% above US avg |
| Median HH Income | $135,000 |
| 80% above US avg | |
| Per Capita Income | $71,649 |
| Avg Weekly Wage | $1,129 |
| IRS Avg AGI | $190,259 |
| Unemployment | 1.4% |
| 61% below US avg | |
| Poverty Rate | 15.8% |
| 27% above US avg | |
| Establishments (County) | 5,008 |
| County GDP | $8,350M |
| Restaurants | 591 |
| Healthcare | 238 |
| Retail | 611 |
| Manufacturing | 58 |
| Property Tax (IRS) | $13,392 |
| 283% above US avg | |
| Effective Tax Rate | 1.35% |
| Commute Time | 15.5 min |
| Drive Alone | 59.1% |
| Public Transit | 0.0% |
| Work from Home | 16.1% |
| Census Median | $989,900 |
| 251% above US avg | |
| Median List Price | $689,900 |
| Median List Price | $689,900 |
| $/Sq Ft | $796 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 92.1% |
| Price Drops | 22.6% |
| Inventory | 53 |
| Census Median Rent | $3,501 |
| 201% above US avg | |
| Rent Burden | 26.8% |
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
| Owner-Occupied | 83.7% |
| Avg Tax (IRS) | $13,392 |
| 283% above US avg | |
| Effective Rate | 1.35% |
| Obesity | 23.9% |
| 26% below US avg | |
| Diabetes | 8.3% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.4% |
| Asthma | 9.3% |
| COPD | 5.0% |
| Stroke | 2.4% |
| Binge Drinking | 20.8% |
| Physical Inactivity | 18.5% |
| Depression | 18.1% |
| Mental Distress | 16.1% |
| Physical Distress | 11.4% |
| Insurance Rate | 80.4% |
| Checkup Rate | 75.2% |
| Premature Death | 7,731/100K |
| Food Environment | 7.9/10 |
| Exercise Access | 79.7% |
| Healthcare Facilities | 238 |
| Fatal Crashes (County/yr) | 12 |
| Annual Average | 77.5°F |
| 44% above US avg | |
| January Average | 69°F (21°C) |
| July Average | 84°F (29°C) |
| Annual Rainfall | 40.4 inches |
| 6% above US avg | |
| Snowfall | 0.0 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 3 ft (1 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,258/sq mi |
| Coordinates | 24.7728°N, 80.9095°W |
| County FIPS | 12087 |
Winner: Republican by 18.3 points
| Bachelor's Degree+ | 48.8% |
| 45% above US avg | |
| High School+ | 90.1% |
| School Test Score | 5.60 |
| RUCC Code 4 | Nonmetro — Urban 20K+, adjacent |
| Population Density | 1,258/sq mi |
| Total Area | 0.6 sq mi |
| Broadband Access | 97.3% |
| Public Libraries | 5 |
| Healthcare Facilities | 238 |
| Restaurants | 591 |
| Retail Stores | 611 |
| Fatal Crashes (County/yr) | 12 |
| Avg Commute | 15.5 min |
| Drive Alone | 59.1% |
| Public Transit | 0.0% |
| Work from Home | 16.1% |