Big Pine Key, FL

Florida

Big Pine Key is a small town in Florida with a population of 4,584. Residents earn $92,452 per year, which is 23% above the national average.

3.7 /5.0
B+ Good
4,584 Population 449/sq mi density
$92,452 Median Income $46,862 per capita
$561,500 Home Value $727,008 Zillow
$2,017 Median Rent
78°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$92,452 median income, 1.2% unemployment
B
Affordability
3.2 / 5.0
$561,500 home value, $2,017/mo rent
B
Education
3.1 / 5.0
26.6% bachelor's degree or higher
Median Income $92,452
23% higher than US avg
Home Value $561,500
99% higher than US avg
Bachelor's+ 26.6%
21% lower than US avg
Median Rent $2,017
73% higher than US avg
Obesity Rate 25.4%
21% lower than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Big Pine Key Compares to the U.S. Average (100% = U.S. avg)

People

Population4,584
Median Age54.0 yrs
Density449/mi²
Male / Female50% / 50%
Largest GroupWhite 92%

Economy

A+
Median Income$92,452
Per Capita$46,862
Unemployment1.2%
Poverty5.5%
County GDP$8,350M
Commute27 min

Housing

B
Home Value$561,500
Rent$2,017
OwnershipN/A
Zillow$727,008

Crime

ViolentN/A
PropertyN/A

Health

Obesity25.4%
UninsuredN/A
Depression19.2%
Heart Disease5.7%

Climate

Avg Temp78°F
AQI41 (Good)
Rain46.1 in/yr
Elevation1 ft

Education

B
Bachelor's+26.6%
High School+94.3%
School Score5.60

Community

2024 VoteR 59% / D 40%
Commute27 min
EV Stations1
Libraries5

Is Big Pine Key a Good Place to Live?

Based on current data, Big Pine Key receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate. Areas to be aware of include high housing costs. Big Pine Key offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Big Pine Key is $92,452, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.2%. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Big Pine Key is $561,500, making it a premium housing market at 99% above the U.S. median of $281,900. Renters pay a median of $2,017 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.1x means housing costs are stretched relative to local earnings.

Education

26.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.3% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Big Pine Key has a warm climate with an average annual temperature of 78°F. Winters average 69°F in January while summers reach 85°F in July. Annual precipitation totals 46.1 inches. Air quality is rated Good with a median AQI of 41.

Big Pine Key has a population of 4,584 with a density of 449 people per square mile. The median age is 54.0 years, 39% older than the national median of 38.9. The city is predominantly White (92.2%).

Population

4,584
Total Population
449
People / sq mi
54.0yrs
Median Age
39% above US avg
10.2mi²
Land Area

Gender Distribution

Male 50%
Female 50%

Race & Ethnicity

Big Pine Key vs U.S. Average

Language Spoken at Home

English Only86.2%
10% above US avg
Spanish13.8%
3% above US avg

Social Characteristics

Big Pine Key vs U.S. Average

The median household income in Big Pine Key is $92,452, which is 23% above the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Big Pine Key vs U.S.

Commute Mode

Income

Median HH Income$92,452
23% above US avg
Per Capita Income$46,862
Avg Weekly Wage$1,129
IRS Avg AGI$190,259

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)5,008
County GDP$8,350M

Business (County)

Restaurants591
Healthcare238
Retail611
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$13,392
283% above US avg
Effective Tax Rate2.39%

Commute & Transportation

Commute Time26.7 min
Work from Home15.4%

Walkability

The median home value in Big Pine Key is $561,500, 99% above the national average. Monthly rent averages $2,017 (73% above US avg). Zillow estimates the typical home value at $727,008.

Home Value Sources

Ownership Split

Home Values

Census Median$561,500
99% above US avg
Zillow ZHVI$727,008
Median List Price$832,000

Real Estate Market (Redfin)

Median List Price$832,000
$/Sq Ft$670
Homes Sold10
Sale-to-List Ratio95.7%
Price Drops31.5%
Inventory92

Rental Costs

Census Median Rent$2,017
73% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied82.6%

Property Tax

Avg Tax (IRS)$13,392
283% above US avg
Effective Rate2.39%
In Big Pine Key, 25.4% of adults are obese (below the 32.1% national rate). 19.2% report depression. 21.6% are physically inactive.

Health Metrics: Big Pine Key vs U.S. Average (%)

Chronic Conditions

Obesity25.4%
21% below US avg
Diabetes9.3%
Heart Disease5.7%
High Blood Pressure29.9%
Asthma9.5%
COPD6.1%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking20.6%
Physical Inactivity21.6%
Depression19.2%
Mental Distress17.8%
Physical Distress13.1%

Healthcare Access

Insurance Rate83.8%
Checkup Rate74.2%
Premature Death7,731/100K

Food & Exercise

Food Environment7.9/10
Exercise Access79.7%
Healthcare Facilities238

Crime Rates: Big Pine Key vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)12

Safety Score

Big Pine Key has an average annual temperature of 78°F (25°C). Winters average 69°F in January while summers reach 85°F in July. Annual precipitation is 46.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

69°F Jan (21°C) 85°F Jul (29°C)
Annual Average77.6°F
44% above US avg
January Average69°F (21°C)
July Average85°F (29°C)

Precipitation & Snow

Annual Rainfall46.1 inches
21% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1 ft (0 m)
Area10.2 sq mi (26.4 km²)
Population Density449/sq mi
Coordinates24.6851°N, 81.3625°W
County FIPS12087
It is classified as Nonmetro — Urban 20K+, adjacent. 26.6% of residents hold a bachelor's degree or higher (21% below US avg). In the 2024 election, the county voted Republican by a 18.3-point margin.

2024 Presidential Election (County)

R 58.8%
D 40.5%

Winner: Republican by 18.3 points

Education

Bachelor's Degree+26.6%
21% below US avg
High School+94.3%
School Test Score5.60
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density449/sq mi
Total Area10.2 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries5
Healthcare Facilities238
Restaurants591
Retail Stores611

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute26.7 min
Work from Home15.4%

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