Median Income
$104,306
39% higher than US avg
Home Value
$590,700
110% higher than US avg
Violent Crime
788/100K
107% higher than US avg
Bachelor's+
23.2%
31% lower than US avg
Median Rent
$2,274
96% higher than US avg
Obesity Rate
26.7%
17% lower than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
0.5%
96% lower than US avg
How Big Coppitt Key Compares to the U.S. Average (100% = U.S. avg)
People
Population3,333
Median Age43.9 yrs
Density2,898/mi²
Male / Female56% / 44%
Largest GroupWhite 78%
Veterans10.0%
Economy
A+
Median Income$104,306
Per Capita$47,095
Unemployment2.5%
Poverty0.5%
County GDP$8,350M
Commute24 min
Housing
B
Home Value$590,700
Rent$2,274
Ownership61.6%
Zillow$763,403
Housing Units1,508
Rent Burden30.4%
Crime
F
Violent788/100K
Property5,102/100K
Health
Obesity26.7%
Uninsured15.8%
Smoking14.0%
Depression18.3%
Heart Disease5.9%
Climate
Avg Temp79°F (26°C)
AQI41 (Good)
Rain43.6 in/yr
Sunny Days330/yr
Elevation3 ft (1 m)
Education
C+
Bachelor's+23.2%
High School+92.9%
Graduate+7.1%
School Score6.00
Community
2024 VoteR 59% / D 40%
Commute24 min
Broadband89.6%
EV Stations22
Libraries5
Is Big Coppitt Key a Good Place to Live?
Based on current data, Big Coppitt Key receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs, a high uninsured rate. Big Coppitt Key offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Big Coppitt Key is $104,306, which is significantly higher than the national average / 39% above $75,149. This places Big Coppitt Key among higher-income communities. The job market is very strong with unemployment at just 2.5%. Only 0.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Big Coppitt Key is $590,700, making it a premium housing market at 110% above the U.S. median of $281,900. Renters pay a median of $2,274 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.7x means housing costs are stretched relative to local earnings.
Safety & Crime
With 788 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 5,102 per 100,000, 160% above the national average.
Education
23.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.9% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Big Coppitt Key has a warm climate with an average annual temperature of 79°F. Winters average 71°F in January while summers reach 85°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.6 inches. Air quality is rated Good with a median AQI of 41.
Big Coppitt Key has a population of 3,333 with a density of 2,898 people per square mile, spread across 1.8 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (78.2%), with 5.7% Black. English is the primary language spoken at home by 76.6% of residents, while 23.4% speak Spanish. 10.0% of the population are veterans, above the national rate of 6.0%. 11.7% of residents have a disability. 86.1% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Race & Ethnicity
Big Coppitt Key vs U.S. Average
Language Spoken at Home
English Only
76.6%
2% below US avg
Spanish
23.4%
75% above US avg
Social Characteristics
Big Coppitt Key vs U.S. Average
The median household income in Big Coppitt Key is $104,306, which is 39% above the national average of $75,149. Per capita income is $47,095 (above the $39,052 national figure). The average weekly wage is $1,129, 21% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 0.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,008 business establishments, including 591 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 24 minutes. 1.8% of workers work from home (below the 15.2% national rate).
Income: Big Coppitt Key vs U.S.
Income
| Median HH Income | $104,306 |
| 39% above US avg |
| Per Capita Income | $47,095 |
| Avg Weekly Wage | $1,129 |
| IRS Avg AGI | $190,259 |
| Gini Index | 0.517 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 0.5% |
| 96% below US avg |
| Establishments (County) | 5,008 |
| County GDP | $8,350M |
Business (County)
| Restaurants | 591 |
| Healthcare | 238 |
| Retail | 611 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $13,392 |
| 283% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 2.27% |
Commute & Transportation
| Commute Time | 24.1 min |
| Drive Alone | 79.1% |
| Public Transit | 0.0% |
| Work from Home | 1.8% |
The median home value in Big Coppitt Key is $590,700, 110% above the national median of $281,900. Zillow estimates the typical home value at $763,403, higher than the Census estimate. Homes sell for 94% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $2,274 (96% above the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 61.6% of housing units are owner-occupied. There are 1,508 total housing units in the city. The median year a home was built is 1984. The average annual property tax is $13,392 (higher than the $3,500 national average). 30.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.7x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $590,700 |
| 110% above US avg |
| Zillow ZHVI | $763,403 |
| Median List Price | $659,500 |
Real Estate Market (Redfin)
| Median List Price | $659,500 |
| $/Sq Ft | $1,094 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 94.0% |
| Price Drops | 45.5% |
| Inventory | 22 |
Rental Costs
| Census Median Rent | $2,274 |
| 96% above US avg |
| Rent Burden | 30.4% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 61.6% |
| Owner-Occupied | 61.6% |
| Renter-Occupied | 38.4% |
| Housing Units | 1,508 |
| Median Year Built | 1984 |
Property Tax
| Avg Tax (IRS) | $13,392 |
| 283% above US avg |
| Effective Rate | 2.27% |
In Big Coppitt Key, 26.7% of adults are obese, below the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.9% of residents. 31.2% have high blood pressure. 14.0% are current smokers. 19.5% report binge drinking. 23.9% are physically inactive. 18.3% report depression. 17.7% experience frequent mental distress. 15.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,522. The dentist ratio is 1:1,602. 79.7% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Big Coppitt Key vs U.S. Average (%)
Chronic Conditions
| Obesity | 26.7% |
| 17% below US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.9% |
| High Blood Pressure | 31.2% |
| Asthma | 9.4% |
| COPD | 6.2% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 23.9% |
| Depression | 18.3% |
| Mental Distress | 17.7% |
| Physical Distress | 13.6% |
| Short Sleep | 36.8% |
Healthcare Access
| Insurance Rate | 86.1% |
| Uninsured | 15.8% |
| 84% above US avg |
| Primary Care | 1:1,522 |
| Dentists | 1:1,602 |
| Mental Health | 1:386 |
| Checkup Rate | 74.5% |
| Dental Visits | 58.1% |
| Premature Death | 7,731/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 79.7% |
| Healthcare Facilities | 238 |
Big Coppitt Key has a violent crime rate of 788 per 100,000 residents, 107% above the national average of 380. Property crime stands at 5,102 per 100,000, 160% above the U.S. average. The county recorded 12 fatal traffic crashes. Overall, Big Coppitt Key receives a safety grade of F.
Crime Rates: Big Coppitt Key vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 787.7/100K |
| 107% above US avg |
| |
Property Crime
| Total Property | 5,102.4/100K |
| 160% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Big Coppitt Key has a warm climate with an average annual temperature of 79°F (26°C). Winters average 71°F in January while summers reach 85°F in July / relatively mild seasonal variation. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.6 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 3 feet, near sea level.
Temperature
71°F Jan (21°C)
85°F Jul (30°C)
| Annual Average | 78.9°F |
| 46% above US avg |
| January Average | 71°F (21°C) |
| July Average | 85°F (30°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 3 ft (1 m) |
| Area | 1.8 sq mi (4.8 km²) |
| Population Density | 2,898/sq mi |
| Coordinates | 24.5802°N, 81.6522°W |
| Timezone | America/New_York |
| County | Monroe County County |
| Nearest Airport | Key West International (EYW) 7 miles away |
Precipitation & Snow
Annual Rainfall
43.6"
15% above US avg
Wettest Month (Sep)
5.98"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 91.6 / 100 |
| Social Vulnerability | 53.9 / 100 |
| Community Resilience | 29.4 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
No Rating |
| Lightning |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Rafael (2024, Cat 3).
| Year |
Name |
Category |
Closest |
| 2024 |
Rafael |
Category 3 |
228 km |
| 2022 |
Ian |
Category 5 |
126 km |
| 2021 |
Ida |
Category 1 |
289 km |
| 2021 |
Elsa |
Category 1 |
273 km |
| 2020 |
Eta |
Category 1 |
264 km |
| 2017 |
Irma |
Category 4 |
18 km |
| 2008 |
Gustav |
Category 4 |
281 km |
| 2008 |
Ike |
Category 1 |
254 km |
| 2005 |
Dennis |
Category 4 |
157 km |
| 2005 |
Rita |
Category 4 |
76 km |
| 2005 |
Katrina |
Category 3 |
68 km |
| 2005 |
Wilma |
Category 3 |
131 km |
| 2004 |
Charley |
Category 4 |
126 km |
| 2001 |
Michelle |
Category 4 |
256 km |
| 1999 |
Irene |
Category 1 |
6 km |
| 1998 |
Georges |
Category 2 |
17 km |
| 1996 |
Lili |
Category 2 |
243 km |
| 1992 |
Andrew |
Category 5 |
122 km |
| 1987 |
Floyd |
Category 1 |
20 km |
| 1985 |
Kate |
Category 2 |
156 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
55 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 51 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 26, 2005 |
EF2 |
59 km |
0 |
| Apr 27, 1980 |
EF2 |
26 km |
0 |
| Jun 18, 1972 |
EF2 |
5 km |
0 |
| Jun 18, 1972 |
EF2 |
15 km |
0 |
| Jun 2, 1966 |
EF2 |
13 km |
0 |
| Oct 8, 2024 |
EF1 |
16 km |
0 |
| Sep 10, 2008 |
EF1 |
98 km |
0 |
| Oct 15, 1999 |
EF1 |
93 km |
0 |
| Feb 2, 1998 |
EF1 |
59 km |
0 |
| Jun 20, 1983 |
EF1 |
11 km |
0 |
| Jun 3, 1982 |
EF1 |
12 km |
0 |
| Sep 9, 1972 |
EF1 |
6 km |
0 |
| Jun 18, 1972 |
EF1 |
83 km |
0 |
| May 24, 1970 |
EF1 |
30 km |
0 |
| Sep 8, 1965 |
EF1 |
58 km |
0 |
| Mar 14, 1964 |
EF1 |
33 km |
0 |
| Jun 6, 1963 |
EF1 |
13 km |
0 |
| Jul 17, 1957 |
EF1 |
18 km |
0 |
| Jun 4, 1953 |
EF1 |
12 km |
0 |
| Mar 19, 2024 |
EF0 |
28 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: CP3 (8,143 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
CP3 |
8,143 |
93 km |
| 2011 |
CAPE SABLE RX |
7,311 |
94 km |
| 2008 |
CAPE SABLE RX |
5,335 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
71°F (21°C) |
2.4 in |
|
| February |
70°F (21°C) |
1.7 in |
Coldest, Driest |
| March |
73°F (23°C) |
1.8 in |
|
| April |
76°F (24°C) |
1.9 in |
|
| May |
80°F (26°C) |
3.9 in |
|
| June |
82°F (28°C) |
5.8 in |
|
| July |
85°F (30°C) |
3.8 in |
Warmest |
| August |
84°F (29°C) |
5.7 in |
|
| September |
83°F (28°C) |
6.0 in |
Wettest |
| October |
80°F (26°C) |
4.6 in |
|
| November |
75°F (24°C) |
2.1 in |
|
| December |
71°F (22°C) |
2.1 in |
|
Big Coppitt Key has a seasonal temperature swing of 15°F / from 70°F in February to 85°F in July. Total annual precipitation is 41.7 inches, with September being the wettest month (6.0") and February the driest (1.7").
Average costs for common services in Big Coppitt Key. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $866 |
| Toddler | $779 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Big Coppitt Key
What is the population of Big Coppitt Key?
Big Coppitt Key has a population of 3,333 residents and is located in Florida. The population density is 2,898 people per square mile, spread across 1.8 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 44.4% female and 55.6% male.
Is Big Coppitt Key expensive to live in?
Big Coppitt Key has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $104,306, 39% above the national average of $75,149. The median home value is $590,700 (110% above the U.S. median). Renters pay a median of $2,274 per month, above the national average of $1,163. The home price-to-income ratio is 5.7x, which means housing is a stretch relative to local earnings.
Is Big Coppitt Key safe?
Public safety is a concern in Big Coppitt Key, with a violent crime rate of 788 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 5,102 per 100,000 (above the national average). Overall, Big Coppitt Key receives a safety grade of F based on combined crime data.
What is the weather like in Big Coppitt Key?
Big Coppitt Key has a warm climate with an average annual temperature of 79°F (26°C). Winter temperatures average 71°F in January, while summers reach an average of 85°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 43.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Big Coppitt Key?
The job market in Big Coppitt Key is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,129. There are 5,008 business establishments in the area, including 591 restaurants and food service locations. The average commute time is 24 minutes, and 1.8% of workers work from home.
How much does housing cost in Big Coppitt Key?
The median home value in Big Coppitt Key is $590,700. Zillow estimates the typical home value at $763,403. For renters, the median monthly rent is $2,274. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 61.6%. The average annual property tax is $13,392.
How are the schools in Big Coppitt Key?
Schools in Big Coppitt Key score 6 out of 10 on standardized testing, near the national average. 23.2% of adults in Big Coppitt Key hold a bachelor's degree or higher, below the national average of 33.7%. 92.9% have completed high school. 7.1% hold a graduate or professional degree.
How healthy is Big Coppitt Key?
The obesity rate in Big Coppitt Key is 26.7% (below the national rate of 32.1%). 14.0% of adults are smokers. 23.9% are physically inactive. 18.3% of residents report depression. 15.8% lack health insurance (above the national rate). 79.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,522.
What is transportation like in Big Coppitt Key?
The average commute in Big Coppitt Key is 24 minutes, shorter than the national average of 28 minutes. 79.1% of workers drive alone to work, and 1.8% work from home.
What are the demographics of Big Coppitt Key?
The racial and ethnic makeup of Big Coppitt Key is 78.2% White, 5.7% Black or African American. 76.6% of residents speak only English at home, while 23.4% speak Spanish. 10.0% of the population are military veterans. 11.7% of residents have a disability. 86.1% have health insurance coverage.