Stock Island, FL

Florida

Stock Island is a small town in Florida with a population of 4,724. Residents earn $67,005 per year, which is 11% below the national average.

3.1 /5.0
B Good
4,724 Population 5,624/sq mi density
$67,005 Median Income $30,575 per capita
$513,300 Home Value $644,309 Zillow
$2,009 Median Rent
79°F Avg Temperature
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$67,005 median income, 1.2% unemployment
C
Affordability
2.3 / 5.0
$513,300 home value, $2,009/mo rent
B
Education
3.0 / 5.0
25.0% bachelor's degree or higher
Median Income $67,005
11% lower than US avg
Home Value $513,300
82% higher than US avg
Bachelor's+ 25.0%
26% lower than US avg
Median Rent $2,009
73% higher than US avg
Obesity Rate 27.9%
13% lower than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 14.7%
19% higher than US avg

How Stock Island Compares to the U.S. Average (100% = U.S. avg)

People

Population4,724
Median Age35.2 yrs
Density5,624/mi²
Male / Female48% / 53%
Largest GroupWhite 35%

Economy

B+
Median Income$67,005
Per Capita$30,575
Unemployment1.2%
Poverty14.7%
County GDP$8,350M
Commute14 min

Housing

C
Home Value$513,300
Rent$2,009
OwnershipN/A
Zillow$644,309

Crime

ViolentN/A
PropertyN/A

Health

Obesity27.9%
UninsuredN/A
Depression16.0%
Heart Disease5.6%

Climate

Avg Temp79°F
AQI41 (Good)
Rain40.4 in/yr
Elevation1 ft

Education

B
Bachelor's+25.0%
High School+82.7%
School Score5.60

Community

2024 VoteR 59% / D 40%
Commute14 min
Libraries5

Is Stock Island a Good Place to Live?

Based on current data, Stock Island receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment. Areas to be aware of include high housing costs. Stock Island offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stock Island is $67,005, 11% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Stock Island is $513,300, making it a premium housing market at 82% above the U.S. median of $281,900. Renters pay a median of $2,009 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.7x, housing affordability is a significant challenge for many families.

Education

25.0% of residents hold a bachelor's degree, below the national average of 33.7%. 82.7% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Stock Island has a warm climate with an average annual temperature of 79°F. Winters average 71°F in January while summers reach 85°F in July. Annual precipitation totals 40.4 inches. Air quality is rated Good with a median AQI of 41.

Stock Island has a population of 4,724 with a density of 5,624 people per square mile. The median age is 35.2 years, 10% younger than the national median of 38.9. The city is predominantly White (34.9%), with 34.8% Black.

Population

4,724
Total Population
5,624
People / sq mi
35.2yrs
Median Age
10% below US avg
0.8mi²
Land Area

Gender Distribution

Male 47.5%
Female 52.5%

Race & Ethnicity

Stock Island vs U.S. Average

Language Spoken at Home

English Only56.2%
28% below US avg
Spanish43.8%
227% above US avg

Social Characteristics

Stock Island vs U.S. Average

The median household income in Stock Island is $67,005, which is 11% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 14.7% of residents live below the poverty line. Workers commute an average of 14 minutes.

Income: Stock Island vs U.S.

Commute Mode

Income

Median HH Income$67,005
11% below US avg
Per Capita Income$30,575
Avg Weekly Wage$1,129
IRS Avg AGI$190,259

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate14.7%
19% above US avg
Establishments (County)5,008
County GDP$8,350M

Business (County)

Restaurants591
Healthcare238
Retail611
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$13,392
283% above US avg
Effective Tax Rate2.61%

Commute & Transportation

Commute Time14.1 min
Work from Home3.7%

Walkability

The median home value in Stock Island is $513,300, 82% above the national average. Monthly rent averages $2,009 (73% above US avg). Zillow estimates the typical home value at $644,309.

Home Value Sources

Ownership Split

Home Values

Census Median$513,300
82% above US avg
Zillow ZHVI$644,309
Median List Price$799,000

Real Estate Market (Redfin)

Median List Price$799,000
$/Sq Ft$686
Homes Sold2
Sale-to-List Ratio98.1%
Price Drops20.0%
Inventory10

Rental Costs

Census Median Rent$2,009
73% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied28.0%

Property Tax

Avg Tax (IRS)$13,392
283% above US avg
Effective Rate2.61%
In Stock Island, 27.9% of adults are obese (below the 32.1% national rate). 16.0% report depression. 26.6% are physically inactive.

Health Metrics: Stock Island vs U.S. Average (%)

Chronic Conditions

Obesity27.9%
13% below US avg
Diabetes11.7%
Heart Disease5.6%
High Blood Pressure31.9%
Asthma9.2%
COPD5.5%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity26.6%
Depression16.0%
Mental Distress16.7%
Physical Distress13.7%

Healthcare Access

Insurance Rate77.7%
Checkup Rate74.9%
Premature Death7,731/100K

Food & Exercise

Food Environment7.9/10
Exercise Access79.7%
Healthcare Facilities238

Crime Rates: Stock Island vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)12

Safety Score

Stock Island has an average annual temperature of 79°F (26°C). Winters average 71°F in January while summers reach 85°F in July. Annual precipitation is 40.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

71°F Jan (21°C) 85°F Jul (30°C)
Annual Average78.9°F
46% above US avg
January Average71°F (21°C)
July Average85°F (30°C)

Precipitation & Snow

Annual Rainfall40.4 inches
6% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1 ft (0 m)
Area0.8 sq mi (2.2 km²)
Population Density5,624/sq mi
Coordinates24.5640°N, 81.7398°W
County FIPS12087
It is classified as Nonmetro — Urban 20K+, adjacent. 25.0% of residents hold a bachelor's degree or higher (26% below US avg). In the 2024 election, the county voted Republican by a 18.3-point margin.

2024 Presidential Election (County)

R 58.8%
D 40.5%

Winner: Republican by 18.3 points

Education

Bachelor's Degree+25.0%
26% below US avg
High School+82.7%
School Test Score5.60
B Education Grade (3.0/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density5,624/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities238
Restaurants591
Retail Stores611

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute14.1 min
Work from Home3.7%

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