Median Income
$69,000
8% lower than US avg
Home Value
$114,700
59% lower than US avg
Violent Crime
132/100K
65% lower than US avg
Bachelor's+
8.4%
75% lower than US avg
Median Rent
$883
24% lower than US avg
Obesity Rate
38.7%
21% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
10.7%
14% lower than US avg
How Dunfermline Compares to the U.S. Average (100% = U.S. avg)
People
Population379
Median Age54.4 yrs
Density2,527/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans13.0%
Economy
A
Median Income$69,000
Per Capita$34,547
Unemployment2.8%
Poverty10.7%
County GDP$1,138M
Commute25 min
Housing
A+
Home Value$114,700
Rent$883
Ownership93.9%
Zillow$95,113
Housing Units169
Rent Burden25.8%
Crime
F
Violent132/100K
Property1,844/100K
Health
Obesity38.7%
Uninsured8.1%
Smoking16.6%
Depression25.8%
Heart Disease5.6%
Climate
Avg Temp53°F (11°C)
AQI43 (Good)
Rain41.0 in/yr
Sunny Days275/yr
Elevation638 ft (194 m)
Education
D
Bachelor's+8.4%
High School+96.5%
Graduate+3.8%
School Score4.94
Community
2024 VoteR 61% / D 37%
Commute25 min
Broadband87.2%
EV Stations1
Libraries8
Is Dunfermline a Good Place to Live?
Based on current data, Dunfermline receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Dunfermline has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Dunfermline is $69,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.8%. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Dunfermline is $114,700, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $883 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Dunfermline is a very safe community with a violent crime rate of 132 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,844 per 100,000, near the national average.
Education
8.4% of residents hold a bachelor's degree, below the national average of 33.7%. 96.5% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Dunfermline experiences four distinct seasons with an average temperature of 53°F. Winters average 25°F in January while summers reach 77°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.0 inches, including 27.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Dunfermline has a population of 379 with a density of 2,527 people per square mile, spread across 0.1 square miles. The median age is 54.4 years, 40% older than the national median of 38.9. The gender split is 50.9% female and 49.1% male. The city is predominantly White (97.9%), with 1.8% Hispanic. English is the primary language spoken at home by 100% of residents. 13.0% of the population are veterans, above the national rate of 6.0%. 16.6% of residents have a disability (above the 13.0% national average). 97.1% have health insurance coverage.
Population
54.4yrs
Median Age
40% above US avg
Race & Ethnicity
Dunfermline vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Dunfermline vs U.S. Average
The median household income in Dunfermline is $69,000, which is 8% below the national average of $75,149. Per capita income is $34,547 (below the $39,052 national figure). The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 10.7% of residents live below the poverty line. The area has 655 business establishments, including 72 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 4.0% of workers work from home (below the 15.2% national rate).
Income: Dunfermline vs U.S.
Income
| Median HH Income | $69,000 |
| 8% below US avg |
| Per Capita Income | $34,547 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $62,338 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 10.7% |
| 14% below US avg |
| Establishments (County) | 655 |
| County GDP | $1,138M |
Business (County)
| Restaurants | 72 |
| Healthcare | 69 |
| Retail | 96 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $4,667 |
| 33% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.07% |
Commute & Transportation
| Commute Time | 25.4 min |
| Drive Alone | 94.8% |
| Public Transit | 0.0% |
| Work from Home | 4.0% |
The median home value in Dunfermline is $114,700, 59% below the national median of $281,900. Zillow estimates the typical home value at $95,113, lower than the Census estimate. Monthly rent averages $883 (24% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 93.9% of housing units are owner-occupied (above the 65.4% national rate). There are 169 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $4,667 (higher than the $3,500 national average). 25.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $114,700 |
| 59% below US avg |
| Zillow ZHVI | $95,113 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $883 |
| 24% below US avg |
| Rent Burden | 25.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 93.9% |
| Owner-Occupied | 93.9% |
| Renter-Occupied | 6.1% |
| Housing Units | 169 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $4,667 |
| 33% above US avg |
| Effective Rate | 4.07% |
In Dunfermline, 38.7% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.6% of residents. 31.9% have high blood pressure. 16.6% are current smokers. 20.4% report binge drinking. 23.3% are physically inactive. 25.8% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:2,766. The dentist ratio is 1:4,128. 60.9% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Dunfermline vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.7% |
| 21% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.9% |
| Asthma | 11.1% |
| COPD | 7.3% |
| Cancer | 7.3% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 23.3% |
| Depression | 25.8% |
| Mental Distress | 19.9% |
| Physical Distress | 13.5% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 97.1% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:2,766 |
| Dentists | 1:4,128 |
| Mental Health | 1:1,162 |
| Checkup Rate | 75.4% |
| Dental Visits | 58.3% |
| Premature Death | 8,637/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 69 |
Dunfermline has a violent crime rate of 132 per 100,000 residents, 65% below the national average of 380. Property crime stands at 1,844 per 100,000, 6% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Dunfermline receives a safety grade of F.
Crime Rates: Dunfermline vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 132.2/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 1,844.0/100K |
| 6% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Dunfermline experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 25°F in January while summers reach 77°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.0 inches. The area receives 27.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 638 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 52.5°F |
| 3% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 638 ft (194 m) |
| Area | 0.1 sq mi (0.1 km²) |
| Population Density | 2,527/sq mi |
| Coordinates | 40.4917°N, 90.0325°W |
| Timezone | America/Chicago |
| County | Fulton County County |
| Nearest Airport | General Downing - Peoria International (PIA)
21 miles away |
Precipitation & Snow
Annual Rainfall
41.0"
8% above US avg
Wettest Month (Jul)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.0 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 77.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
144 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
146 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
680 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 715 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
42 km |
3 |
| Jul 13, 2004 |
EF4 |
69 km |
0 |
| May 13, 1995 |
EF4 |
26 km |
0 |
| May 5, 1977 |
EF4 |
72 km |
0 |
| Jun 29, 1976 |
EF4 |
42 km |
0 |
| Jun 14, 1957 |
EF4 |
87 km |
2 |
| Apr 4, 2023 |
EF3 |
30 km |
0 |
| Feb 28, 2017 |
EF3 |
74 km |
0 |
| Dec 31, 2010 |
EF3 |
58 km |
0 |
| Aug 19, 2009 |
EF3 |
72 km |
0 |
| May 10, 2003 |
EF3 |
30 km |
0 |
| Apr 19, 1996 |
EF3 |
61 km |
0 |
| May 13, 1995 |
EF3 |
12 km |
0 |
| May 9, 1995 |
EF3 |
73 km |
0 |
| May 9, 1995 |
EF3 |
92 km |
0 |
| Jun 21, 1981 |
EF3 |
58 km |
1 |
| Jul 26, 1978 |
EF3 |
80 km |
0 |
| Aug 6, 1977 |
EF3 |
99 km |
0 |
| Mar 4, 1976 |
EF3 |
88 km |
0 |
| Jul 23, 1975 |
EF3 |
26 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.5 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.6 in |
|
| March |
40°F (5°C) |
3.0 in |
|
| April |
52°F (11°C) |
3.7 in |
|
| May |
62°F (17°C) |
4.0 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
77°F (25°C) |
4.1 in |
Warmest, Wettest |
| August |
74°F (23°C) |
3.5 in |
|
| September |
66°F (19°C) |
3.8 in |
|
| October |
55°F (13°C) |
3.0 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
29°F (-2°C) |
2.6 in |
|
Dunfermline has a seasonal temperature swing of 52°F / from 25°F in January to 77°F in July. Total annual precipitation is 37.5 inches, with July being the wettest month (4.1") and January the driest (1.5").
Average costs for common services in Dunfermline. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $799 |
| Toddler | $749 |
| Preschool | $718 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Dunfermline
What is the population of Dunfermline?
Dunfermline has a population of 379 residents and is located in Illinois. The population density is 2,527 people per square mile, spread across 0.1 square miles. The median age of residents is 54.4 years, which is older than the national median of 38.9 years. The population is 50.9% female and 49.1% male.
Is Dunfermline expensive to live in?
Dunfermline has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $69,000, 8% below the national average of $75,149. The median home value is $114,700 (59% below the U.S. median). Renters pay a median of $883 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Dunfermline safe?
Dunfermline is considered a very safe city with a violent crime rate of 132 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,844 per 100,000 (below the national average). Overall, Dunfermline receives a safety grade of F based on combined crime data.
What is the weather like in Dunfermline?
Dunfermline has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.0 inches, with 27.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Dunfermline?
The job market in Dunfermline is very strong, with unemployment at just 2.8% / well below the national rate of 3.6%. The average weekly wage is $863. There are 655 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 25 minutes, and 4.0% of workers work from home.
How much does housing cost in Dunfermline?
The median home value in Dunfermline is $114,700. Zillow estimates the typical home value at $95,113. For renters, the median monthly rent is $883. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 93.9%. The average annual property tax is $4,667.
How are the schools in Dunfermline?
Schools in Dunfermline have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 8.4% of adults in Dunfermline hold a bachelor's degree or higher, below the national average of 33.7%. 96.5% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Dunfermline?
The obesity rate in Dunfermline is 38.7% (above the national rate of 32.1%). 16.6% of adults are smokers. 23.3% are physically inactive. 25.8% of residents report depression. 8.1% lack health insurance. 60.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,766.
What is transportation like in Dunfermline?
The average commute in Dunfermline is 25 minutes. 94.8% of workers drive alone to work, and 4.0% work from home.
What are the demographics of Dunfermline?
The racial and ethnic makeup of Dunfermline is 97.9% White, 1.8% Hispanic or Latino. 100% of residents speak only English at home. 13.0% of the population are military veterans. 16.6% of residents have a disability. 97.1% have health insurance coverage.
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