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Effingham, IL
Full City Profile · Illinois · Effingham County County
3.3
/5.0
B
Good
12,258
Population
1,136/sq mi density
$65,718
Median Income
$34,403 per capita
$166,700
Home Value
$226,207 Zillow
$696
Median Rent
22.9% income on rent
54°F
Avg Temperature
293 sunny days/yr
545
Violent Crime/100K
2,559 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$65,718 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$166,700 home value, $696/mo rent
F
Safety
1.0 / 5.0
545 violent crimes/100K (43% above avg)
B
Education
3.2 / 5.0
27.8% bachelor's degree or higher
Income Overview
Median Household Income
$65,718
13% below
US avg: $75,149
Per Capita Income
$34,403
12% below
US avg: $39,052
Unemployment Rate
1.4%
61% below
US avg: 3.6%
Poverty Rate
9.4%
24% below
US avg: 12.4%
Income Comparison: Effingham vs. U.S. Average
Each bar shows Effingham’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$65,718
87%
Per Capita
US: $39,052
$34,403
88%
IRS Avg AGI
US: $72,000
$85,897
119%
Avg Weekly Wage
US: $1,432
$1,020
71%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,020
29% below US avg ($1,432)
Mean Commute Time
13 min
52% below US avg (28 min)
Work From Home
11.3%
26% below US avg (15.2%)
Drive Alone
75.8%
4% above US avg (73.2%)
Public Transit
0.4%
93% below US avg (5.0%)
County GDP
$3,084M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
75.8%
Public Transit
0.4%
Work From Home
11.3%
Other
12.5%
Average commute time
13 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,237
Restaurants
125
Healthcare
159
Retail
195
Manufacturing
62
Tax & Financial
IRS Avg Adjusted Gross Income
$85,897
19% above US avg ($72,000)
Avg Property Tax
$6,557
87% above US avg ($3,500)
Cost of Living Index
100.0
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $65,718 |
| Per Capita Income | $34,403 |
| IRS Avg Adjusted Gross Income | $85,897 |
| Avg Weekly Wage | $1,020 |
| County GDP | $3,084M |
Hardship Indicators
| Unemployment Rate | 1.4% |
| Poverty Rate | 9.4% |
| Gini Coefficient | 0.436 |
| Cost of Living Index | 100.0 |
Commute
| Mean Commute | 13 minutes |
| Drive Alone | 75.8% |
| Public Transit | 0.4% |
| Work From Home | 11.3% |
Businesses
| Total Establishments | 1,237 |
| Restaurants | 125 |
| Healthcare | 159 |
| Retail | 195 |
| Manufacturing | 62 |
Tax
| IRS Avg AGI | $85,897 |
| Avg Property Tax | $6,557 |