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Effingham, IL
Full City Profile · Illinois · Effingham County County
3.3
/5.0
B
Good
12,258
Population
1,136/sq mi density
$65,718
Median Income
$34,403 per capita
$166,700
Home Value
$226,207 Zillow
$696
Median Rent
22.9% income on rent
54°F
Avg Temperature
293 sunny days/yr
545
Violent Crime/100K
2,559 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$65,718 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$166,700 home value, $696/mo rent
F
Safety
1.0 / 5.0
545 violent crimes/100K (43% above avg)
B
Education
3.2 / 5.0
27.8% bachelor's degree or higher
Housing Overview
Median Home Value
$166,700
41% below
US avg: $281,900
Median Rent
$696/mo
40% below
US avg: $1,163/mo
Homeownership Rate
64.3%
2% below US avg (65.4%)
Total Housing Units
5,538
Median year built: 1974
Home Value by Source
Census Median
$166,700
Zillow (ZHVI)
$226,207
Median Sale Price
$214,500
Median List Price
$225,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.3%
Owner-Occupied
35.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$745/mo
1 Bedroom
$754/mo
2 Bedroom
$916/mo
3 Bedroom
$1,208/mo
4 Bedroom
$1,385/mo
Census median rent:
$696/mo
Market Indicators (Redfin)
Median Days on Market
38 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
8
Price Drops
24.1%
of listings with price reduction
Price Per Sq Ft
$111
Active Inventory
29
homes for sale
Affordability & Housing Stock
Rent Burden
22.9%
of renters spending 30%+ of income on housing
26% below US avg (31.0%)
Median Year Built
1974
Average age of housing stock: 52 years
Homeownership Rate
64.3%
Complete Housing Data
Home Values
| Census Median Value | $166,700 |
| Zillow Home Value (ZHVI) | $226,207 |
| Median Sale Price | $214,500 |
| Median List Price | $225,000 |
| Price Per Sq Ft | $111 |
Rent
| Census Median Rent | $696 |
| FMR Studio | $745 |
| FMR 1-Bedroom | $754 |
| FMR 2-Bedroom | $916 |
| FMR 3-Bedroom | $1,208 |
| FMR 4-Bedroom | $1,385 |
Market
| Days on Market | 38 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 24.1% |
| Homes Sold | 8 |
| Active Inventory | 29 |
| Price Per Sq Ft | $111 |
Ownership & Stock
| Owner-Occupied | 64.3% |
| Renter-Occupied | 35.7% |
| Homeownership Rate | 64.3% |
| Total Housing Units | 5,538 |
| Median Year Built | 1974 |
| Rent Burden | 22.9% |