Median Income
$101,964
36% higher than US avg
Home Value
$161,900
43% lower than US avg
Bachelor's+
16.0%
53% lower than US avg
Median Rent
$625
46% lower than US avg
Obesity Rate
35.5%
11% higher than US avg
Unemployment
6.1%
69% higher than US avg
Poverty Rate
4.0%
68% lower than US avg
How Elberfeld Compares to the U.S. Average (100% = U.S. avg)
People
Population958
Median Age31.9 yrs
Density3,090/mi²
Male / Female43% / 58%
Largest GroupWhite 85%
Veterans8.6%
Economy
A
Median Income$101,964
Per Capita$31,366
Unemployment6.1%
Poverty4.0%
County GDP$3,188M
Commute27 min
Housing
A+
Home Value$161,900
Rent$625
Ownership96.9%
Zillow$285,739
Housing Units311
Rent Burden22.1%
Health
Obesity35.5%
Uninsured3.9%
Smoking15.9%
Depression27.4%
Heart Disease5.3%
Climate
Avg Temp57°F (14°C)
AQI38 (Good)
Rain47.9 in/yr
Elevation479 ft (146 m)
Education
C
Bachelor's+16.0%
High School+93.9%
Graduate+4.5%
School Score6.98
Community
2024 VoteR 64% / D 34%
Commute27 min
Broadband94.8%
EV Stations2
Libraries8
Is Elberfeld a Good Place to Live?
Based on current data, Elberfeld receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Elberfeld offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Elberfeld is $101,964, which is significantly higher than the national average / 36% above $75,149. This places Elberfeld among higher-income communities. The unemployment rate of 6.1% is somewhat elevated compared to the national rate of 3.6%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Elberfeld is $161,900, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $625 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Education
16.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.9% have completed high school. Local schools score 7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Elberfeld enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 47.9 inches, including 10.8 inches of snow. Air quality is rated Good with a median AQI of 38.
Elberfeld has a population of 958 with a density of 3,090 people per square mile, spread across 0.3 square miles. The median age is 31.9 years, 18% younger than the national median of 38.9. The gender split is 57.5% female and 42.5% male. The city is predominantly White (85.4%), with 2% Hispanic. English is the primary language spoken at home by 99.1% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 9.1% of residents have a disability (below the 13.0% national average). 96.1% have health insurance coverage.
Population
958
Total Population
2023 Census
31.9yrs
Median Age
18% below US avg
Race & Ethnicity
Elberfeld vs U.S. Average
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
0.4%
97% below US avg
Social Characteristics
Elberfeld vs U.S. Average
The median household income in Elberfeld is $101,964, which is 36% above the national average of $75,149. Per capita income is $31,366 (below the $39,052 national figure). The average weekly wage is $1,139, 20% lower than the U.S. average. The unemployment rate is 6.1% (above the 3.6% US average). 4.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,397 business establishments, including 87 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 2.0% of workers work from home (below the 15.2% national rate).
Income: Elberfeld vs U.S.
Income
| Median HH Income | $101,964 |
| 36% above US avg |
| Per Capita Income | $31,366 |
| Avg Weekly Wage | $1,139 |
| IRS Avg AGI | $97,604 |
| Gini Index | 0.462 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.1% |
| 69% above US avg |
| Poverty Rate | 4.0% |
| 68% below US avg |
| Establishments (County) | 1,397 |
| County GDP | $3,188M |
Business (County)
| Restaurants | 87 |
| Healthcare | 194 |
| Retail | 142 |
| Manufacturing | 42 |
Tax & Cost of Living
| Property Tax (IRS) | $4,230 |
| 21% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.61% |
Commute & Transportation
| Commute Time | 27.1 min |
| Drive Alone | 91.1% |
| Public Transit | 0.0% |
| Work from Home | 2.0% |
The median home value in Elberfeld is $161,900, 43% below the national median of $281,900. Zillow estimates the typical home value at $285,739, higher than the Census estimate. Monthly rent averages $625 (46% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 96.9% of housing units are owner-occupied (above the 65.4% national rate). There are 311 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $4,230 (higher than the $3,500 national average). 22.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $161,900 |
| 43% below US avg |
| Zillow ZHVI | $285,739 |
Rental Costs
| Census Median Rent | $625 |
| 46% below US avg |
| Rent Burden | 22.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 96.9% |
| Owner-Occupied | 96.9% |
| Renter-Occupied | 3.1% |
| Housing Units | 311 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $4,230 |
| 21% above US avg |
| Effective Rate | 2.61% |
In Elberfeld, 35.5% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.3% of residents. 31.5% have high blood pressure. 15.9% are current smokers. 19.1% report binge drinking. 22.2% are physically inactive. 27.4% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 3.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:652. The dentist ratio is 1:2,507. 78.3% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Elberfeld vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.5% |
| 11% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 31.5% |
| Asthma | 11.4% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 22.2% |
| Depression | 27.4% |
| Mental Distress | 19.1% |
| Physical Distress | 12.6% |
| Short Sleep | 38.8% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 3.9% |
| 55% below US avg |
| Primary Care | 1:652 |
| Dentists | 1:2,507 |
| Mental Health | 1:1,080 |
| Checkup Rate | 77.8% |
| Dental Visits | 64.1% |
| Premature Death | 7,350/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 78.3% |
| Healthcare Facilities | 194 |
Elberfeld enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). The area receives 10.8 inches of snow annually. Air quality is rated Good with a median AQI of 38. 89% of days have good air quality. The city sits at an elevation of 479 feet.
Temperature
34°F Jan (1°C)
79°F Jul (26°C)
| Annual Average | 57.2°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 479 ft (146 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 3,090/sq mi |
| Coordinates | 38.1617°N, 87.4482°W |
| Timezone | America/Indiana/Indianapolis |
| County | Warrick County County |
| Nearest Airport | Evansville Regional (EVV)
9 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (Apr)
5.14"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
| Good Days % | 89.1% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0472 ppm |
| SO₂ (Sulfur Dioxide) | 1.67 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.1 / 100 |
| Social Vulnerability | 19.7 / 100 |
| Community Resilience | 86.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
64 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
50 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
49 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
32 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
49 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
27 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
84 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
50 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
89 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
86 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
49 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
51 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
92 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
86 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
47 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
48 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
109 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
135 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
50 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
127 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
72 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
488 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 82 fatalities, 1,016 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
62 km |
6 |
| Apr 3, 1974 |
EF5 |
94 km |
31 |
| Jun 2, 1990 |
EF4 |
34 km |
6 |
| Jun 2, 1990 |
EF4 |
90 km |
1 |
| Jun 2, 1990 |
EF4 |
100 km |
0 |
| Jan 7, 1989 |
EF4 |
46 km |
0 |
| Jul 9, 2024 |
EF3 |
45 km |
0 |
| Mar 31, 2023 |
EF3 |
98 km |
6 |
| Feb 28, 2017 |
EF3 |
58 km |
1 |
| Nov 17, 2013 |
EF3 |
67 km |
0 |
| Mar 28, 2009 |
EF3 |
65 km |
0 |
| Oct 18, 2007 |
EF3 |
50 km |
0 |
| Nov 15, 2005 |
EF3 |
64 km |
0 |
| Nov 6, 2005 |
EF3 |
47 km |
24 |
| Nov 6, 2005 |
EF3 |
98 km |
0 |
| May 30, 2004 |
EF3 |
79 km |
1 |
| May 11, 2003 |
EF3 |
84 km |
0 |
| Apr 28, 2002 |
EF3 |
95 km |
0 |
| Jan 3, 2000 |
EF3 |
54 km |
0 |
| Jun 2, 1990 |
EF3 |
64 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,336 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
UNNAMED |
1,336 |
78 km |
| 2019 |
UNNAMED |
1,057 |
80 km |
| 2024 |
CAVE HILL RX |
999 |
99 km |
| 2021 |
UNNAMED |
959 |
80 km |
| 2014 |
UNNAMED |
910 |
85 km |
| 2019 |
UNNAMED |
892 |
85 km |
| 2024 |
LONG RUN RX |
774 |
76 km |
| 2019 |
HARRIS BRANCH RX |
716 |
99 km |
| 2010 |
RICEVILLE RX |
671 |
71 km |
| 2019 |
UNNAMED |
584 |
76 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
77 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.4 in |
Coldest |
| February |
38°F (3°C) |
3.2 in |
|
| March |
47°F (8°C) |
4.6 in |
|
| April |
57°F (14°C) |
5.1 in |
Wettest |
| May |
67°F (19°C) |
5.1 in |
|
| June |
76°F (24°C) |
4.4 in |
|
| July |
79°F (26°C) |
4.4 in |
Warmest |
| August |
77°F (25°C) |
3.1 in |
Driest |
| September |
70°F (21°C) |
3.3 in |
|
| October |
59°F (15°C) |
3.4 in |
|
| November |
46°F (8°C) |
4.1 in |
|
| December |
38°F (3°C) |
3.8 in |
|
Elberfeld has a seasonal temperature swing of 45°F / from 34°F in January to 79°F in July. Total annual precipitation is 47.9 inches, with April being the wettest month (5.1") and August the driest (3.1").
Average costs for common services in Elberfeld. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Elberfeld
What is the population of Elberfeld?
Elberfeld has a population of 958 residents and is located in Indiana. The population density is 3,090 people per square mile, spread across 0.3 square miles. The median age of residents is 31.9 years, which is younger than the national median of 38.9 years. The population is 57.5% female and 42.5% male.
Is Elberfeld expensive to live in?
Elberfeld is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $101,964, 36% above the national average of $75,149. The median home value is $161,900 (43% below the U.S. median). Renters pay a median of $625 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Elberfeld?
Elberfeld enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 47.9 inches, with 10.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Elberfeld?
The unemployment rate in Elberfeld is 6.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,139. There are 1,397 business establishments in the area, including 87 restaurants and food service locations. The average commute time is 27 minutes, and 2.0% of workers work from home.
How much does housing cost in Elberfeld?
The median home value in Elberfeld is $161,900. Zillow estimates the typical home value at $285,739. For renters, the median monthly rent is $625. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 96.9%. The average annual property tax is $4,230.
How are the schools in Elberfeld?
Schools in Elberfeld perform well, with an average test score of 7 out of 10 / above the national benchmark. 16.0% of adults in Elberfeld hold a bachelor's degree or higher, below the national average of 33.7%. 93.9% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Elberfeld?
The obesity rate in Elberfeld is 35.5% (above the national rate of 32.1%). 15.9% of adults are smokers. 22.2% are physically inactive. 27.4% of residents report depression. 3.9% lack health insurance (below the national rate). 78.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:652.
What is transportation like in Elberfeld?
The average commute in Elberfeld is 27 minutes. 91.1% of workers drive alone to work, and 2.0% work from home.
What are the demographics of Elberfeld?
The racial and ethnic makeup of Elberfeld is 85.4% White, 2% Hispanic or Latino. 99.1% of residents speak only English at home. 8.6% of the population are military veterans. 9.1% of residents have a disability. 96.1% have health insurance coverage.