Median Income
$106,506
42% higher than US avg
Home Value
$358,200
27% higher than US avg
Violent Crime
17/100K
96% lower than US avg
Bachelor's+
52.6%
56% higher than US avg
Median Rent
$1,705
47% higher than US avg
Obesity Rate
31.6%
2% lower than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How Elburn Compares to the U.S. Average (100% = U.S. avg)
People
Population6,054
Median Age43.4 yrs
Density1,614/mi²
Male / Female45% / 55%
Largest GroupWhite 97%
Veterans9.6%
Economy
A+
Median Income$106,506
Per Capita$58,248
Unemployment0.4%
Poverty5.1%
County GDP$37,058M
Commute30 min
Housing
A+
Home Value$358,200
Rent$1,705
Ownership85.5%
Zillow$443,801
Housing Units2,340
Rent Burden33.5%
Crime
F
Violent17/100K
Property335/100K
Murder0.0/100K
Assault0/100K
Burglary17/100K
Health
Obesity31.6%
Uninsured5.6%
Smoking8.9%
Depression21.0%
Heart Disease4.2%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain33.8 in/yr
Sunny Days275/yr
Elevation812 ft (247 m)
Education
A+
Bachelor's+52.6%
High School+97.3%
Graduate+17.1%
School Score5.46
Community
2024 VoteR 45% / D 54%
Commute30 min
Broadband97.2%
EV Stations1
Libraries18
Is Elburn a Good Place to Live?
Based on current data, Elburn receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Elburn offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Elburn is $106,506, which is significantly higher than the national average / 42% above $75,149. This places Elburn among higher-income communities. The job market is very strong with unemployment at just 0.4%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Elburn is $358,200, 27% above the national median. Renters pay a median of $1,705 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Elburn is a very safe community with a violent crime rate of 17 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 335 per 100,000, 83% below the national average.
Education
Elburn is a highly educated community / 52.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Elburn experiences four distinct seasons with an average temperature of 49°F. Winters average 23°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.8 inches. Air quality is rated Good with a median AQI of 43.
Elburn has a population of 6,054 with a density of 1,614 people per square mile, spread across 1.2 square miles. The median age is 43.4 years, 12% older than the national median of 38.9. The gender split is 55.4% female and 44.6% male. The city is predominantly White (97.1%). English is the primary language spoken at home by 90% of residents, while 10% speak Spanish. 9.6% of the population are veterans, above the national rate of 6.0%. 5.8% of residents have a disability (below the 13.0% national average). 97.8% have health insurance coverage.
Population
43.4yrs
Median Age
12% above US avg
Language Spoken at Home
English Only
90.0%
15% above US avg
Spanish
10.0%
25% below US avg
The median household income in Elburn is $106,506, which is 42% above the national average of $75,149. Per capita income is $58,248 (above the $39,052 national figure). The average weekly wage is $1,208, 16% lower than the U.S. average. The unemployment rate is 0.4% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 12,855 business establishments, including 1,068 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 30 minutes. 18.8% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $106,506 |
| 42% above US avg |
| Per Capita Income | $58,248 |
| Avg Weekly Wage | $1,208 |
| IRS Avg AGI | $92,140 |
| Gini Index | 0.439 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 12,855 |
| County GDP | $37,058M |
Business (County)
| Restaurants | 1,068 |
| Healthcare | 1,260 |
| Retail | 1,423 |
| Manufacturing | 790 |
Tax & Cost of Living
| Property Tax (IRS) | $9,298 |
| 166% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.60% |
Commute & Transportation
| Commute Time | 29.7 min |
| Drive Alone | 77.3% |
| Public Transit | 3.0% |
| Work from Home | 18.8% |
The median home value in Elburn is $358,200, 27% above the national median of $281,900. Zillow estimates the typical home value at $443,801, higher than the Census estimate. Homes sell for 97.9% of their list price. Monthly rent averages $1,705 (47% above the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 85.5% of housing units are owner-occupied (above the 65.4% national rate). There are 2,340 total housing units in the city. The median year a home was built is 1999. The average annual property tax is $9,298 (higher than the $3,500 national average). 33.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $358,200 |
| 27% above US avg |
| Zillow ZHVI | $443,801 |
| Median List Price | $424,500 |
Real Estate Market (Redfin)
| Median List Price | $424,500 |
| $/Sq Ft | $221 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 97.9% |
| Price Drops | 5.3% |
| Inventory | 19 |
Rental Costs
| Census Median Rent | $1,705 |
| 47% above US avg |
| Rent Burden | 33.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 85.5% |
| Owner-Occupied | 85.5% |
| Renter-Occupied | 14.5% |
| Housing Units | 2,340 |
| Median Year Built | 1999 |
Property Tax
| Avg Tax (IRS) | $9,298 |
| 166% above US avg |
| Effective Rate | 2.60% |
In Elburn, 31.6% of adults are obese, below the national rate of 32.1%. 7.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.2% of residents, below the national average. 25.1% have high blood pressure. 8.9% are current smokers (below the 14.0% national rate). 22.1% report binge drinking. 15.6% are physically inactive, below the national average. 21.0% report depression. 15.2% experience frequent mental distress. 5.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,503. The dentist ratio is 1:1,346. 92.8% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Elburn vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.6% |
| 2% below US avg |
| Diabetes | 7.5% |
| Heart Disease | 4.2% |
| High Blood Pressure | 25.1% |
| Asthma | 9.5% |
| COPD | 4.2% |
| Cancer | 7.6% |
| Stroke | 2.1% |
Behaviors & Mental Health
| Smoking | 8.9% |
| 36% below US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 15.6% |
| Depression | 21.0% |
| Mental Distress | 15.2% |
| Physical Distress | 9.6% |
| Short Sleep | 32.8% |
Healthcare Access
| Insurance Rate | 97.8% |
| Uninsured | 5.6% |
| 35% below US avg |
| Primary Care | 1:2,503 |
| Dentists | 1:1,346 |
| Mental Health | 1:254 |
| Checkup Rate | 75.2% |
| Dental Visits | 73.8% |
| Premature Death | 6,046/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 92.8% |
| Healthcare Facilities | 1,260 |
Elburn has a violent crime rate of 17 per 100,000 residents, 96% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 16.8, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 335 per 100,000, 83% below the U.S. average. This includes larceny/theft at 235, burglary at 17, vehicle theft at 84 per 100,000 residents. The county recorded 37 fatal traffic crashes. Overall, Elburn receives a safety grade of F.
Crime Rates: Elburn vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 16.8/100K |
| 96% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 16.8/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 335.2/100K |
| 83% below US avg |
| Burglary | 16.8/100K |
| Theft | 234.6/100K |
| Vehicle Theft | 83.8/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 37 |
| Traffic Accidents | 59 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Elburn experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 23°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.8 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 812 feet.
Temperature
23°F Jan (-5°C)
73°F Jul (23°C)
| Annual Average | 49.4°F |
| 9% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 812 ft (247 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 1,614/sq mi |
| Coordinates | 41.8860°N, 88.4609°W |
| Timezone | America/Chicago |
| County | Kane County County |
| Nearest Airport | Chicago O'Hare International (ORD) 29 miles away |
Precipitation & Snow
Annual Rainfall
33.8"
11% below US avg
Wettest Month (Jun)
4.25"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0494 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 94.6 / 100 |
| Social Vulnerability | 17.0 / 100 |
| Community Resilience | 63.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
60 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
10 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
83 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
54 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
34 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
35 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
12 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
89 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
620 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 121 fatalities, 2,215 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
25 km |
29 |
| Apr 9, 2015 |
EF4 |
69 km |
2 |
| Jun 29, 1979 |
EF4 |
45 km |
0 |
| Jun 13, 1976 |
EF4 |
45 km |
2 |
| Sep 28, 1972 |
EF4 |
66 km |
0 |
| Apr 21, 1967 |
EF4 |
58 km |
33 |
| Apr 21, 1967 |
EF4 |
33 km |
1 |
| Apr 21, 1967 |
EF4 |
53 km |
24 |
| Apr 11, 1965 |
EF4 |
38 km |
6 |
| Apr 17, 1963 |
EF4 |
84 km |
1 |
| Jun 20, 2021 |
EF3 |
27 km |
0 |
| Feb 28, 2017 |
EF3 |
75 km |
2 |
| Jun 22, 2015 |
EF3 |
65 km |
0 |
| Jun 5, 2010 |
EF3 |
90 km |
0 |
| Jan 7, 2008 |
EF3 |
75 km |
0 |
| Jan 7, 2008 |
EF3 |
64 km |
0 |
| Apr 20, 2004 |
EF3 |
98 km |
8 |
| Mar 27, 1991 |
EF3 |
45 km |
0 |
| Apr 27, 1984 |
EF3 |
39 km |
1 |
| Aug 5, 1979 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
132 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,741 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
1,741 |
62 km |
| 2019 |
UNNAMED |
1,664 |
64 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
68 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
66 km |
| 2021 |
UNNAMED |
738 |
65 km |
| 2021 |
MIDDLE GRANT CREEK |
700 |
63 km |
| 2019 |
UNNAMED |
698 |
66 km |
| 2024 |
IBSP SOUTH F1 RX |
690 |
79 km |
| 2017 |
UNNAMED |
549 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
25°F (-4°C) |
1.3 in |
Driest |
| March |
36°F (2°C) |
2.5 in |
|
| April |
48°F (9°C) |
3.8 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
69°F (20°C) |
4.3 in |
Wettest |
| July |
73°F (23°C) |
4.0 in |
Warmest |
| August |
71°F (22°C) |
4.1 in |
|
| September |
63°F (17°C) |
3.9 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
38°F (3°C) |
3.0 in |
|
| December |
26°F (-4°C) |
2.2 in |
|
Elburn has a seasonal temperature swing of 51°F / from 23°F in January to 73°F in July. Total annual precipitation is 36.9 inches, with June being the wettest month (4.3") and February the driest (1.3").
Average costs for common services in Elburn. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,421 |
| Toddler | $1,097 |
| Preschool | $1,200 |
| Family Childcare (monthly) |
| Infant | $1,015 |
| Toddler | $917 |
| Preschool | $823 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Elburn
What is the population of Elburn?
Elburn has a population of 6,054 residents and is located in Illinois. The population density is 1,614 people per square mile, spread across 1.2 square miles. The median age of residents is 43.4 years, which is older than the national median of 38.9 years. The population is 55.4% female and 44.6% male.
Is Elburn expensive to live in?
Elburn has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $106,506, 42% above the national average of $75,149. The median home value is $358,200 (27% above the U.S. median). Renters pay a median of $1,705 per month, above the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Elburn safe?
Elburn is considered a very safe city with a violent crime rate of 17 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 335 per 100,000 (below the national average). Overall, Elburn receives a safety grade of F based on combined crime data.
What is the weather like in Elburn?
Elburn has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 23°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 33.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Elburn?
The job market in Elburn is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average weekly wage is $1,208. There are 12,855 business establishments in the area, including 1,068 restaurants and food service locations. The average commute time is 30 minutes, and 18.8% of workers work from home.
How much does housing cost in Elburn?
The median home value in Elburn is $358,200. Zillow estimates the typical home value at $443,801. For renters, the median monthly rent is $1,705. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 85.5%. The average annual property tax is $9,298.
How are the schools in Elburn?
Schools in Elburn score 5.5 out of 10 on standardized testing, near the national average. 52.6% of adults in Elburn hold a bachelor's degree or higher, above the national average of 33.7%. 97.3% have completed high school. 17.1% hold a graduate or professional degree.
How healthy is Elburn?
The obesity rate in Elburn is 31.6% (below the national rate of 32.1%). 8.9% of adults are smokers. 15.6% are physically inactive. 21.0% of residents report depression. 5.6% lack health insurance (below the national rate). 92.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,503.
What is transportation like in Elburn?
The average commute in Elburn is 30 minutes. 77.3% of workers drive alone to work, 3% use public transit, and 18.8% work from home.
What are the demographics of Elburn?
The racial and ethnic makeup of Elburn is 97.1% White. 90% of residents speak only English at home, while 10% speak Spanish. 9.6% of the population are military veterans. 5.8% of residents have a disability. 97.8% have health insurance coverage.