Illinois · Metropolitan Area
St. Charles is a mid-size city in Illinois with a population of 32,733. Residents earn $115,350 per year, which is 53% above the national average.
Based on current data, St. Charles receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. St. Charles offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in St. Charles is $115,350, which is significantly higher than the national average — 53% above $75,149. This places St. Charles among higher-income communities. Unemployment stands at 3.2%, indicating a healthy job market. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
The median home value in St. Charles is $369,700, 31% above the national median. Renters pay a median of $1,788 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
St. Charles is a very safe community with a violent crime rate of 60 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,470 per 100,000, 25% below the national average.
St. Charles is a highly educated community — 51.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 94.7% have completed high school. Area schools have an average test score of 5.3/10.
St. Charles experiences four distinct seasons with an average temperature of 50°F. Winters average 23°F in January while summers reach 74°F in July. Annual precipitation totals 33.2 inches. Air quality is rated Good with a median AQI of 43.
| English Only | 84.0% |
| 7% above US avg | |
| Spanish | 16.0% |
| 19% above US avg |
| Median HH Income | $115,350 |
| 53% above US avg | |
| Per Capita Income | $59,651 |
| Avg Weekly Wage | $1,208 |
| IRS Avg AGI | $92,140 |
| Unemployment | 3.2% |
| 11% below US avg | |
| Poverty Rate | 1.3% |
| 90% below US avg | |
| Establishments (County) | 12,855 |
| County GDP | $37,058M |
| Restaurants | 1,068 |
| Healthcare | 1,260 |
| Retail | 1,423 |
| Manufacturing | 790 |
| Property Tax (IRS) | $9,298 |
| 166% above US avg | |
| Effective Tax Rate | 2.52% |
| Commute Time | 28.6 min |
| Work from Home | 14.5% |
| Census Median | $369,700 |
| 31% above US avg | |
| Median List Price | $483,490 |
| Median List Price | $483,490 |
| $/Sq Ft | $229 |
| Homes Sold | 24 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 4.2% |
| Inventory | 72 |
| Census Median Rent | $1,788 |
| 54% above US avg |
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
| Owner-Occupied | 70.3% |
| Avg Tax (IRS) | $9,298 |
| 166% above US avg | |
| Effective Rate | 2.52% |
| Obesity | 31.7% |
| 1% below US avg | |
| Diabetes | 7.9% |
| Heart Disease | 4.3% |
| High Blood Pressure | 25.4% |
| Asthma | 9.4% |
| COPD | 4.3% |
| Stroke | 2.2% |
| Binge Drinking | 21.2% |
| Physical Inactivity | 16.9% |
| Depression | 20.4% |
| Mental Distress | 15.2% |
| Physical Distress | 9.8% |
| Insurance Rate | 95.9% |
| Checkup Rate | 75.1% |
| Premature Death | 6,046/100K |
| Food Environment | 8.9/10 |
| Exercise Access | 92.8% |
| Healthcare Facilities | 1,260 |
| Total Violent | 60.0/100K |
| 84% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 9.0/100K |
| Robbery | 6.0/100K |
| Assault | 45.0/100K |
| Total Property | 1,469.9/100K |
| 25% below US avg | |
| Burglary | 189.0/100K |
| Theft | 1,259.9/100K |
| Vehicle Theft | 21.0/100K |
| Arson | 3.0/100K |
| Fatal Crashes (County/yr) | 37 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 49.7°F |
| 8% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 33.2 inches |
| 13% below US avg |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 771 ft (235 m) |
| Area | 14.5 sq mi (37.5 km²) |
| Population Density | 2,264/sq mi |
| Coordinates | 41.9194°N, 88.3107°W |
| County FIPS | 17089 |
Winner: Democrat by 9.4 points
| Bachelor's Degree+ | 51.2% |
| 52% above US avg | |
| High School+ | 94.7% |
| School Test Score | 5.34 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 2,264/sq mi |
| Total Area | 14.5 sq mi |
| EV Charging Stations | 4 |
| Alt Fuel Stations | 5 |
| Public Libraries | 18 |
| Healthcare Facilities | 1,260 |
| Restaurants | 1,068 |
| Retail Stores | 1,423 |
| Fatal Crashes (County/yr) | 37 |
| Avg Commute | 28.6 min |
| Work from Home | 14.5% |