Median Income
$72,545
3% lower than US avg
Home Value
$119,100
58% lower than US avg
Violent Crime
307/100K
19% lower than US avg
Bachelor's+
20.5%
39% lower than US avg
Median Rent
$1,027
12% lower than US avg
Obesity Rate
39.4%
23% higher than US avg
Unemployment
3.0%
17% lower than US avg
Poverty Rate
5.8%
53% lower than US avg
How Eldorado Compares to the U.S. Average (100% = U.S. avg)
People
Population789
Median Age29.8 yrs
Density3,430/mi²
Male / Female52% / 48%
Largest GroupWhite 95%
Veterans17.1%
Economy
A
Median Income$72,545
Per Capita$31,849
Unemployment3.0%
Poverty5.8%
County GDP$1,563M
Commute31 min
Housing
A+
Home Value$119,100
Rent$1,027
Ownership81.3%
Zillow$164,019
Housing Units296
Rent Burden21.8%
Crime
F
Violent307/100K
Property2,516/100K
Health
Obesity39.4%
Uninsured8.4%
Smoking17.6%
Depression27.6%
Heart Disease5.8%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain42.9 in/yr
Sunny Days293/yr
Elevation1,141 ft (348 m)
Education
C+
Bachelor's+20.5%
High School+93.0%
Graduate+3.9%
School Score5.80
Community
2024 VoteR 79% / D 20%
Commute31 min
Broadband85.9%
EV Stations1
Libraries11
Is Eldorado a Good Place to Live?
Based on current data, Eldorado receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Eldorado offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Eldorado is $72,545, roughly in line with the national average of $75,149. Unemployment stands at 3.0%, indicating a healthy job market. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Eldorado is $119,100, 58% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,027 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Eldorado is below the national average at 307 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,516 per 100,000, 28% above the national average.
Education
20.5% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Eldorado experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.9 inches. Air quality is rated Good with a median AQI of 43.
Eldorado has a population of 789 with a density of 3,430 people per square mile, spread across 0.2 square miles. The median age is 29.8 years, 23% younger than the national median of 38.9. The gender split is 48.4% female and 51.6% male. The city is predominantly White (95.4%), with 1.4% Hispanic. English is the primary language spoken at home by 99.4% of residents. 17.1% of the population are veterans, above the national rate of 6.0%. 16.1% of residents have a disability (above the 13.0% national average). 86.6% have health insurance coverage.
Population
29.8yrs
Median Age
23% below US avg
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.6%
96% below US avg
The median household income in Eldorado is $72,545, which is 3% below the national average of $75,149. Per capita income is $31,849 (below the $39,052 national figure). The average weekly wage is $1,014, 29% lower than the U.S. average. The unemployment rate is 3.0% (below the 3.6% US average). 5.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 806 business establishments, including 59 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 3.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $72,545 |
| 3% below US avg |
| Per Capita Income | $31,849 |
| Avg Weekly Wage | $1,014 |
| IRS Avg AGI | $62,409 |
| Gini Index | 0.403 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.0% |
| 17% below US avg |
| Poverty Rate | 5.8% |
| 53% below US avg |
| Establishments (County) | 806 |
| County GDP | $1,563M |
Business (County)
| Restaurants | 59 |
| Healthcare | 77 |
| Retail | 89 |
| Manufacturing | 50 |
Tax & Cost of Living
| Property Tax (IRS) | $3,260 |
| 7% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.74% |
Commute & Transportation
| Commute Time | 30.5 min |
| Drive Alone | 79.9% |
| Public Transit | 0.0% |
| Work from Home | 3.8% |
The median home value in Eldorado is $119,100, 58% below the national median of $281,900. Zillow estimates the typical home value at $164,019, higher than the Census estimate. Monthly rent averages $1,027 (12% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 81.3% of housing units are owner-occupied (above the 65.4% national rate). There are 296 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,260. 21.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $119,100 |
| 58% below US avg |
| Zillow ZHVI | $164,019 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,027 |
| 12% below US avg |
| Rent Burden | 21.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 81.3% |
| Owner-Occupied | 81.3% |
| Renter-Occupied | 18.7% |
| Housing Units | 296 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,260 |
| 7% below US avg |
| Effective Rate | 2.74% |
In Eldorado, 39.4% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.8% of residents. 32.6% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 19.3% report binge drinking. 28.8% are physically inactive. 27.6% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 8.4% of residents lack health insurance. The primary care physician ratio is 1:5,838. The dentist ratio is 1:6,766. 35.1% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Eldorado vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.4% |
| 23% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.6% |
| Asthma | 11.2% |
| COPD | 7.4% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 28.8% |
| Depression | 27.6% |
| Mental Distress | 19.9% |
| Physical Distress | 13.7% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 86.6% |
| Uninsured | 8.4% |
| 2% below US avg |
| Primary Care | 1:5,838 |
| Dentists | 1:6,766 |
| Mental Health | 1:989 |
| Checkup Rate | 76.1% |
| Dental Visits | 62.0% |
| Premature Death | 9,640/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 35.1% |
| Healthcare Facilities | 77 |
Eldorado has a violent crime rate of 307 per 100,000 residents, 19% below the national average of 380. Property crime stands at 2,516 per 100,000, 28% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Eldorado receives a safety grade of F.
Crime Rates: Eldorado vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 306.8/100K |
| 19% below US avg |
| |
Property Crime
| Total Property | 2,516.1/100K |
| 28% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 13 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Eldorado experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.9 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,141 feet.
Temperature
28°F Jan (-2°C)
74°F Jul (23°C)
| Annual Average | 52.3°F |
| 3% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 1,141 ft (348 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 3,430/sq mi |
| Coordinates | 39.9043°N, 84.6753°W |
| Timezone | America/New_York |
| County | Preble County County |
| Nearest Airport | James M Cox Dayton International (DAY)
24 miles away |
Precipitation & Snow
Annual Rainfall
42.9"
13% above US avg
Wettest Month (May)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0404 ppm |
| SO₂ (Sulfur Dioxide) | 0.43 ppb |
| CO (Carbon Monoxide) | 0.17 ppm |
| PM2.5 (Fine Particles) | 9.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.3 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 66.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
91 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
135 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
64 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
60 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
106 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
146 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
117 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
147 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
85 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
528 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 71 fatalities, 2,485 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
62 km |
36 |
| May 27, 2019 |
EF4 |
20 km |
0 |
| Nov 10, 2002 |
EF4 |
98 km |
4 |
| Sep 20, 2000 |
EF4 |
66 km |
1 |
| Apr 9, 1999 |
EF4 |
79 km |
4 |
| Feb 18, 1992 |
EF4 |
92 km |
0 |
| Jun 2, 1990 |
EF4 |
79 km |
0 |
| Jul 9, 1980 |
EF4 |
76 km |
2 |
| Apr 3, 1974 |
EF4 |
53 km |
1 |
| Apr 3, 1974 |
EF4 |
85 km |
0 |
| Apr 3, 1974 |
EF4 |
82 km |
2 |
| Apr 23, 1968 |
EF4 |
96 km |
1 |
| Apr 11, 1965 |
EF4 |
56 km |
3 |
| Apr 11, 1965 |
EF4 |
94 km |
4 |
| Mar 14, 2024 |
EF3 |
81 km |
3 |
| Mar 14, 2024 |
EF3 |
49 km |
1 |
| May 27, 2019 |
EF3 |
72 km |
1 |
| May 27, 2019 |
EF3 |
19 km |
0 |
| May 27, 2019 |
EF3 |
96 km |
0 |
| May 27, 2019 |
EF3 |
51 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.3 in |
Coldest |
| February |
29°F (-2°C) |
2.2 in |
Driest |
| March |
39°F (4°C) |
3.4 in |
|
| April |
50°F (10°C) |
3.8 in |
|
| May |
60°F (16°C) |
4.5 in |
Wettest |
| June |
69°F (21°C) |
3.8 in |
|
| July |
74°F (23°C) |
4.2 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
64°F (18°C) |
2.7 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Eldorado has a seasonal temperature swing of 46°F / from 28°F in January to 74°F in July. Total annual precipitation is 39.4 inches, with May being the wettest month (4.5") and February the driest (2.2").
Average costs for common services in Eldorado. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Eldorado
What is the population of Eldorado?
Eldorado has a population of 789 residents and is located in Ohio. The population density is 3,430 people per square mile, spread across 0.2 square miles. The median age of residents is 29.8 years, which is younger than the national median of 38.9 years. The population is 48.4% female and 51.6% male.
Is Eldorado expensive to live in?
Eldorado is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $72,545, 3% below the national average of $75,149. The median home value is $119,100 (58% below the U.S. median). Renters pay a median of $1,027 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Eldorado safe?
Eldorado is safer than the national average, with a violent crime rate of 307 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,516 per 100,000 (above the national average). Overall, Eldorado receives a safety grade of F based on combined crime data.
What is the weather like in Eldorado?
Eldorado has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 42.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Eldorado?
Eldorado has a healthy job market with an unemployment rate of 3.0%, near the national average of 3.6%. The average weekly wage is $1,014. There are 806 business establishments in the area, including 59 restaurants and food service locations. The average commute time is 31 minutes, and 3.8% of workers work from home.
How much does housing cost in Eldorado?
The median home value in Eldorado is $119,100. Zillow estimates the typical home value at $164,019. For renters, the median monthly rent is $1,027. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 81.3%. The average annual property tax is $3,260.
How are the schools in Eldorado?
Schools in Eldorado score 5.8 out of 10 on standardized testing, near the national average. 20.5% of adults in Eldorado hold a bachelor's degree or higher, below the national average of 33.7%. 93.0% have completed high school. 3.9% hold a graduate or professional degree.
How healthy is Eldorado?
The obesity rate in Eldorado is 39.4% (above the national rate of 32.1%). 17.6% of adults are smokers. 28.8% are physically inactive. 27.6% of residents report depression. 8.4% lack health insurance. 35.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,838.
What is transportation like in Eldorado?
The average commute in Eldorado is 31 minutes, longer than the national average of 28 minutes. 79.9% of workers drive alone to work, and 3.8% work from home.
What are the demographics of Eldorado?
The racial and ethnic makeup of Eldorado is 95.4% White, 1.4% Hispanic or Latino. 99.4% of residents speak only English at home. 17.1% of the population are military veterans. 16.1% of residents have a disability. 86.6% have health insurance coverage.
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