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Elk Creek, KY
Full City Profile · Kentucky · Spencer County County
3.7
/5.0
B+
Good
2,344
Population
405/sq mi density
$127,487
Median Income
$51,648 per capita
$358,600
Home Value
$365,739 Zillow
56°F
Avg Temperature
290 sunny days/yr
251
Violent Crime/100K
2,760 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$127,487 median income, 3.1% unemployment
A+
Affordability
5.0 / 5.0
$358,600 home value, /mo rent
F
Safety
1.0 / 5.0
251 violent crimes/100K
A
Education
4.1 / 5.0
38.8% bachelor's degree or higher
Housing Overview
Median Home Value
$358,600
27% above
US avg: $281,900
Homeownership Rate
98.9%
51% above US avg (65.4%)
Total Housing Units
679
Median year built: 1999
Home Value by Source
Census Median
$358,600
Zillow (ZHVI)
$365,739
Median Sale Price
$825,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
98.9%
Owner-Occupied
1.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Market Indicators (Redfin)
Median Days on Market
342 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
1
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$172
Active Inventory
9
homes for sale
Affordability & Housing Stock
Rent Burden
26.2%
of renters spending 30%+ of income on housing
15% below US avg (31.0%)
Median Year Built
1999
Average age of housing stock: 27 years
Homeownership Rate
98.9%
Complete Housing Data
Home Values
| Census Median Value | $358,600 |
| Zillow Home Value (ZHVI) | $365,739 |
| Median Sale Price | $825,000 |
| Price Per Sq Ft | $172 |
Rent
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 342 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 0.0% |
| Homes Sold | 1 |
| Active Inventory | 9 |
| Price Per Sq Ft | $172 |
Ownership & Stock
| Owner-Occupied | 98.9% |
| Renter-Occupied | 1.1% |
| Homeownership Rate | 98.9% |
| Total Housing Units | 679 |
| Median Year Built | 1999 |
| Rent Burden | 26.2% |