Elk Creek, KY

Kentucky · Metropolitan Area

Elk Creek is a small town in Kentucky with a population of 2,344. Residents earn $127,487 per year, which is 70% above the national average.

4.6 /5.0
A+ Excellent
2,344 Population 405/sq mi density
$127,487 Median Income $51,648 per capita
$358,600 Home Value
N/A Median Rent
56°F Avg Temperature
A+
Overall
4.6 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$127,487 median income, 3.1% unemployment
A+
Affordability
5.0 / 5.0
$358,600 home value
A
Education
4.1 / 5.0
38.8% bachelor's degree or higher
Median Income $127,487
70% higher than US avg
Home Value $358,600
27% higher than US avg
Bachelor's+ 38.8%
15% higher than US avg
Unemployment 3.1%
14% lower than US avg
Poverty Rate 2.1%
83% lower than US avg

How Elk Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population2,344
Median Age38.4 yrs
Density405/mi²
Male / Female50% / 50%
Largest GroupWhite 88%

Economy

A+
Median Income$127,487
Per Capita$51,648
Unemployment3.1%
Poverty2.1%
County GDP$445M
Commute31 min

Housing

A+
Home Value$358,600
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp56°F
AQI41 (Good)
Rain52.5 in/yr
Elevation694 ft

Education

A
Bachelor's+38.8%
High School+93.7%
School Score5.50

Community

2024 VoteR 78% / D 21%
Commute31 min
Libraries1

Is Elk Creek a Good Place to Live?

Based on current data, Elk Creek receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Elk Creek stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Elk Creek is $127,487, which is significantly higher than the national average — 70% above $75,149. This places Elk Creek among higher-income communities. Unemployment stands at 3.1%, indicating a healthy job market. Only 2.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Elk Creek is $358,600, 27% above the national median. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 38.8% holding a bachelor's degree or higher, near the national average. 93.7% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Elk Creek enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 41.

Elk Creek has a population of 2,344 with a density of 405 people per square mile. The median age is 38.4 years, 1% younger than the national median of 38.9. The city is predominantly White (88.1%).

Population

2,344
Total Population
405
People / sq mi
38.4yrs
Median Age
1% below US avg
5.8mi²
Land Area

Gender Distribution

Male 50.3%
Female 49.7%

Race & Ethnicity

Elk Creek vs U.S. Average

Language Spoken at Home

English Only96.3%
23% above US avg
Spanish3.7%
72% below US avg

Social Characteristics

Elk Creek vs U.S. Average

The median household income in Elk Creek is $127,487, which is 70% above the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 2.1% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Elk Creek vs U.S.

Commute Mode

Income

Median HH Income$127,487
70% above US avg
Per Capita Income$51,648
Avg Weekly Wage$885
IRS Avg AGI$81,055

Employment & Poverty

Unemployment3.1%
14% below US avg
Poverty Rate2.1%
83% below US avg
Establishments (County)440
County GDP$445M

Business (County)

Restaurants15
Healthcare19
Retail28
Manufacturing6

Tax & Cost of Living

Property Tax (IRS)$3,340
5% below US avg
Effective Tax Rate0.93%

Commute & Transportation

Commute Time31.2 min
Work from Home12.1%

Walkability

The median home value in Elk Creek is $358,600, 27% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$358,600
27% above US avg

Real Estate Market (Redfin)

$/Sq Ft$172
Homes Sold1
Sale-to-List Ratio97.1%
Price Drops0.0%
Inventory9

Rental Costs

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied98.9%

Property Tax

Avg Tax (IRS)$3,340
5% below US avg
Effective Rate0.93%

Health Metrics: Elk Creek vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate96.2%
Premature Death8,170/100K

Food & Exercise

Exercise Access39.8%
Healthcare Facilities19

Crime Rates: Elk Creek vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Elk Creek has an average annual temperature of 56°F (13°C). Winters average 33°F in January while summers reach 77°F in July. Annual precipitation is 52.5 inches. Air quality is rated Good with a median AQI of 41.

Temperature

33°F Jan (0°C) 77°F Jul (25°C)
Annual Average55.9°F
4% above US avg
January Average33°F (0°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall52.5 inches
38% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation694 ft (212 m)
Area5.8 sq mi (15.0 km²)
Population Density405/sq mi
Coordinates38.1152°N, 85.3716°W
County FIPS21215
It is classified as Metro — 1 million+. 38.8% of residents hold a bachelor's degree or higher (15% above US avg). In the 2024 election, the county voted Republican by a 56.7-point margin.

2024 Presidential Election (County)

R 77.8%
D 21%

Winner: Republican by 56.7 points

Education

Bachelor's Degree+38.8%
15% above US avg
High School+93.7%
School Test Score5.50
A Education Grade (4.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density405/sq mi
Total Area5.8 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities19
Restaurants15
Retail Stores28

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute31.2 min
Work from Home12.1%

Nearby Cities

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