Elkhart, IL

Illinois

Elkhart is a small town in Illinois with a population of 442. Residents earn $98,750 per year, which is 31% above the national average.

4.4 /5.0
A Great
442 Population 236/sq mi density
$98,750 Median Income $41,335 per capita
$123,200 Home Value $138,008 Zillow
$768 Median Rent 11.9% income on rent
52°F Avg Temperature 275 sunny days/yr
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$98,750 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$123,200 home value, $768/mo rent
B
Education
3.1 / 5.0
26.6% bachelor's degree or higher
Median Income $98,750
31% higher than US avg
Home Value $123,200
56% lower than US avg
Bachelor's+ 26.6%
21% lower than US avg
Median Rent $768
34% lower than US avg
Obesity Rate 36.3%
13% higher than US avg
Unemployment 0.9%
75% lower than US avg
Poverty Rate 2.5%
80% lower than US avg

How Elkhart Compares to the U.S. Average (100% = U.S. avg)

People

Population442
Median Age45.3 yrs
Density236/mi²
Male / Female45% / 55%
Largest GroupWhite 91%
Veterans6.5%

Economy

A+
Median Income$98,750
Per Capita$41,335
Unemployment0.9%
Poverty2.5%
County GDP$1,344M
Commute24 min

Housing

A+
Home Value$123,200
Rent$768
OwnershipN/A
Zillow$138,008
Housing Units231
Rent Burden11.9%

Health

Obesity36.3%
Uninsured8.8%
Smoking15.4%
Depression24.4%
Heart Disease5.1%

Climate

Avg Temp52°F (11°C)
AQI43 (Good)
Rain39.8 in/yr
Sunny Days275/yr
Elevation681 ft (208 m)

Education

B
Bachelor's+26.6%
High School+96.9%
Graduate+15.0%
School Score5.34

Community

2024 VoteR 70% / D 28%
Commute24 min
Broadband81.9%
Libraries5

Is Elkhart a Good Place to Live?

Based on current data, Elkhart receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Elkhart stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Elkhart is $98,750, which is significantly higher than the national average — 31% above $75,149. This places Elkhart among higher-income communities. The job market is very strong with unemployment at just 0.9%. Only 2.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Elkhart is $123,200, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $768 per month, below the national average — a plus for affordability. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

26.6% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Elkhart experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches, including 19.3 inches of snow. Air quality is rated Good with a median AQI of 43.

Elkhart has a population of 442 with a density of 236 people per square mile. The median age is 45.3 years, 16% older than the national median of 38.9. The city is predominantly White (90.5%), with 1.8% Hispanic.

Population

442
Total Population
236
People / sq mi
45.3yrs
Median Age
16% above US avg
1.9mi²
Land Area

Gender Distribution

Male 45%
Female 55%

Race & Ethnicity

Elkhart vs U.S. Average

Language Spoken at Home

English Only99.4%
27% above US avg
Spanish0.6%
96% below US avg

Social Characteristics

Elkhart vs U.S. Average

The median household income in Elkhart is $98,750, which is 31% above the national average of $75,149. The unemployment rate is 0.9% (below the 3.6% US average). 2.5% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Elkhart vs U.S.

Commute Mode

Income

Median HH Income$98,750
31% above US avg
Per Capita Income$41,335
Avg Weekly Wage$1,034
IRS Avg AGI$67,999

Employment & Poverty

Unemployment0.9%
75% below US avg
Poverty Rate2.5%
80% below US avg
Establishments (County)558
County GDP$1,344M

Business (County)

Restaurants65
Healthcare57
Retail71
Manufacturing12

Tax & Cost of Living

Property Tax (IRS)$4,356
24% above US avg
Effective Tax Rate3.54%

Commute & Transportation

Commute Time24.1 min
Drive Alone79.9%
Public Transit0.0%
Work from Home10.0%

Walkability

The median home value in Elkhart is $123,200, 56% below the national average. Monthly rent averages $768 (34% below US avg). Zillow estimates the typical home value at $138,008.

Home Value Sources

Ownership Split

Home Values

Census Median$123,200
56% below US avg
Zillow ZHVI$138,008

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$768
34% below US avg
Rent Burden11.9%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied78.4%
Housing Units231
Median Year Built1955

Property Tax

Avg Tax (IRS)$4,356
24% above US avg
Effective Rate3.54%
In Elkhart, 36.3% of adults are obese (above the 32.1% national rate). 8.8% of residents lack health insurance. 15.4% are current smokers. 24.4% report depression. 22.2% are physically inactive.

Health Metrics: Elkhart vs U.S. Average (%)

Chronic Conditions

Obesity36.3%
13% above US avg
Diabetes8.9%
Heart Disease5.1%
High Blood Pressure29.3%
Asthma10.8%
COPD6.6%
Cancer7.3%
Stroke2.8%

Behaviors & Mental Health

Smoking15.4%
10% above US avg
Binge Drinking21.1%
Physical Inactivity22.2%
Depression24.4%
Mental Distress19.1%
Physical Distress12.8%
Short Sleep35.6%

Healthcare Access

Insurance Rate93.9%
Uninsured8.8%
2% above US avg
Checkup Rate74.6%
Dental Visits65.2%
Premature Death7,078/100K

Food & Exercise

Food Environment8.0/10
Exercise Access67.1%
Healthcare Facilities57
Elkhart has an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 75°F in July. Annual precipitation is 39.8 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

26°F Jan (-3°C) 75°F Jul (24°C)
Annual Average52.3°F
3% below US avg
January Average26°F (-3°C)
July Average75°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall39.8 inches
5% above US avg
Snowfall19.3 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation681 ft (208 m)
Area1.9 sq mi (4.8 km²)
Population Density236/sq mi
Coordinates40.0123°N, 89.4761°W
TimezoneAmerica/Chicago
County FIPS17107
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 26.6% of residents hold a bachelor's degree or higher (21% below US avg). In the 2024 election, the county voted Republican by a 41.5-point margin. 81.9% of households have broadband internet.

2024 Presidential Election (County)

R 69.8%
D 28.2%

Winner: Republican by 41.5 points

Education

Bachelor's Degree+26.6%
21% below US avg
High School+96.9%
Graduate Degree+15.0%
School Test Score5.34
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density236/sq mi
Total Area1.9 sq mi

Infrastructure & Services

Broadband Access81.9%
Public Libraries5
Healthcare Facilities57
Restaurants65
Retail Stores71

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute24.1 min
Drive Alone79.9%
Public Transit0.0%
Work from Home10.0%

Nearby Cities

Williamsville, IL 1,519 pop · 5.3 mi Mount Pulaski, IL 1,513 pop · 10.2 mi Sherman, IL 4,211 pop · 10.8 mi Lincoln, IL 13,406 pop · 11.1 mi Riverton, IL 3,506 pop · 11.9 mi Athens, IL 2,146 pop · 13.5 mi Grandview, IL 1,077 pop · 15.4 mi Mason City, IL 2,094 pop · 17.6 mi Springfield, IL 113,714 pop · 17.7 mi Rochester, IL 3,784 pop · 19.0 mi Petersburg, IL 2,590 pop · 19.5 mi Leland Grove, IL 1,595 pop · 19.5 mi Jerome, IL 1,910 pop · 20.0 mi Southern View, IL 1,838 pop · 20.1 mi
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