Elma, IA

Iowa

Elma is a small town in Iowa with a population of 618. Residents earn $41,528 per year, which is 45% below the national average.

3.2 /5.0
B Good
618 Population 502/sq mi density
$41,528 Median Income $22,565 per capita
$71,400 Home Value $209,483 Zillow
$668 Median Rent
45°F Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.6 / 5.0
$41,528 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$71,400 home value, $668/mo rent
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher
Median Income $41,528
45% lower than US avg
Home Value $71,400
75% lower than US avg
Bachelor's+ 11.7%
65% lower than US avg
Median Rent $668
43% lower than US avg
Obesity Rate 40.2%
25% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 31.3%
152% higher than US avg

How Elma Compares to the U.S. Average (100% = U.S. avg)

People

Population618
Median Age48.0 yrs
Density502/mi²
Male / Female42% / 58%
Largest GroupWhite 92%

Economy

C+
Median Income$41,528
Per Capita$22,565
Unemployment1.2%
Poverty31.3%
County GDP$727M
Commute25 min

Housing

A+
Home Value$71,400
Rent$668
OwnershipN/A
Zillow$209,483

Crime

ViolentN/A
PropertyN/A

Health

Obesity40.2%
UninsuredN/A
Depression22.6%
Heart Disease6.5%

Climate

Avg Temp45°F
AQI43 (Good)
Rain40.6 in/yr
Elevation1,179 ft

Education

D
Bachelor's+11.7%
High School+91.5%
School Score5.73

Community

2024 VoteR 65% / D 33%
Commute25 min
Libraries3

Is Elma a Good Place to Live?

Based on current data, Elma receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Elma offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Elma is $41,528, 45% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. The poverty rate of 31.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Elma is $71,400, 75% below the national median — offering relatively affordable homeownership. Renters pay a median of $668 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Education

11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.5% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Elma has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 71°F in July. Annual precipitation totals 40.6 inches, including 38.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Elma has a population of 618 with a density of 502 people per square mile. The median age is 48.0 years, 23% older than the national median of 38.9. The city is predominantly White (91.9%), with 5.5% Hispanic.

Population

618
Total Population
502
People / sq mi
48.0yrs
Median Age
23% above US avg
1.2mi²
Land Area

Gender Distribution

Male 41.7%
Female 58.3%

Race & Ethnicity

Elma vs U.S. Average

Language Spoken at Home

English Only96.3%
23% above US avg
Spanish3.7%
72% below US avg

Social Characteristics

Elma vs U.S. Average

The median household income in Elma is $41,528, which is 45% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 31.3% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Elma vs U.S.

Commute Mode

Income

Median HH Income$41,528
45% below US avg
Per Capita Income$22,565
Avg Weekly Wage$927
IRS Avg AGI$65,702

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate31.3%
152% above US avg
Establishments (County)341
County GDP$727M

Business (County)

Restaurants17
Healthcare22
Retail49
Manufacturing25

Tax & Cost of Living

Property Tax (IRS)$2,607
26% below US avg
Effective Tax Rate3.65%

Commute & Transportation

Commute Time25.2 min
Work from Home5.5%

Walkability

The median home value in Elma is $71,400, 75% below the national average. Monthly rent averages $668 (43% below US avg). Zillow estimates the typical home value at $209,483.

Home Value Sources

Ownership Split

Home Values

Census Median$71,400
75% below US avg
Zillow ZHVI$209,483

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$668
43% below US avg

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied62.3%

Property Tax

Avg Tax (IRS)$2,607
26% below US avg
Effective Rate3.65%
In Elma, 40.2% of adults are obese (above the 32.1% national rate). 22.6% report depression. 27.4% are physically inactive.

Health Metrics: Elma vs U.S. Average (%)

Chronic Conditions

Obesity40.2%
25% above US avg
Diabetes10.9%
Heart Disease6.5%
High Blood Pressure33.1%
Asthma10.5%
COPD8.1%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking22.2%
Physical Inactivity27.4%
Depression22.6%
Mental Distress19.2%
Physical Distress14.2%

Healthcare Access

Insurance Rate91.0%
Checkup Rate73.7%
Premature Death6,255/100K

Food & Exercise

Food Environment8.3/10
Exercise Access76.5%
Healthcare Facilities22

Crime Rates: Elma vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Elma has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 71°F in July. Annual precipitation is 40.6 inches. Air quality is rated Good with a median AQI of 43.

Temperature

14°F Jan (-10°C) 71°F Jul (21°C)
Annual Average44.7°F
17% below US avg
January Average14°F (-10°C)
July Average71°F (21°C)

Precipitation & Snow

Annual Rainfall40.6 inches
7% above US avg
Snowfall38.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,179 ft (359 m)
Area1.2 sq mi (3.2 km²)
Population Density502/sq mi
Coordinates43.2457°N, 92.4387°W
County FIPS19089
It is classified as Nonmetro — Rural, adjacent. 11.7% of residents hold a bachelor's degree or higher (65% below US avg). In the 2024 election, the county voted Republican by a 31.8-point margin.

2024 Presidential Election (County)

R 65.3%
D 33.5%

Winner: Republican by 31.8 points

Education

Bachelor's Degree+11.7%
65% below US avg
High School+91.5%
School Test Score5.73
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density502/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities22
Restaurants17
Retail Stores49

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute25.2 min
Work from Home5.5%

Nearby Cities

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