Elma, IA

Full City Profile · Iowa · Howard County County

3.2 /5.0
B Good
618 Population 502/sq mi density
$41,528 Median Income $22,565 per capita
$71,400 Home Value $234,842 Zillow
$668 Median Rent 40.2% income on rent
45°F Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.6 / 5.0
$41,528 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$71,400 home value, $668/mo rent
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher

Elma, IA

At a Glance

Median Income
$41,528
45% below
$22,565 per capita
Home Value
$71,400
75% below
Zillow: $234,842
Median Rent
$668/mo
43% below
40.2% of income on rent
Bachelor's Degree+
11.7%
65% below
91.5% high school+
Unemployment
2.4%
33% below
31.3% poverty rate
Obesity Rate
40.2%
25% above
20.2% smoking rate
Avg Temperature
45°F

How Elma Compares to the U.S. Average

Each bar shows Elma's value as a percentage of the national average (100% = U.S. avg)

Income
55%
Home Value
25%
Rent
57%
Poverty
252%
Bachelor's
35%
Unemployment
67%
Thin vertical line = U.S. national average (100%)

Is Elma a Good Place to Live?

B
3.2 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Elma residents earn a median household income of $41,528 , which is 45% below the national average of $75,149. Per capita income is $22,565. The unemployment rate stands at 2.4% (33% below the U.S. rate of 3.6%). 31.3% of residents live below the poverty line. The area is home to 341 business establishments, including 17 restaurants.

Housing & Cost of Living

The median home value in Elma is $71,400 , 75% below the national median of $281,900. Zillow estimates the typical home at $234,842. Median rent is $668/month, with 40.2% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1938.

Education

11.7% of adults in Elma hold a bachelor's degree or higher (65% below the national average). 91.5% have completed high school. Local schools score 5.5/10 in standardized testing.

Climate & Weather

Elma has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 71°F in July. Annual precipitation totals 38.1 inches.

Data Overview

People

Population618
Median Age48.0 yrs
Density502/mi²
Male / Female42% / 58%
Foreign Born3.4%
Veterans8.2%

Economy

C+
Median Income$41,528
Per Capita$22,565
Unemployment2.4%
Poverty31.3%
County GDP$727M
Avg Weekly Wage$927

Housing

A+
Home Value$71,400
Rent$668
Ownership62.3%
Zillow$234,842
Housing Units290
Rent Burden40.2%

Health

Obesity40.2%
Diabetes10.9%
Smoking20.2%
Heart Disease6.5%
Premature Death6,255/100K

Climate

Avg Temp45°F
Rain38.1 in/yr
Elevation1,179 ft

Education

D
Bachelor's+11.7%
High School+91.5%
Graduate+2.0%
School Score5.5/10

Community

2024 VoteR 65% / D 33%
Commute25 min
Broadband70.7%
Internet Speed90 Mbps
EV Stations4
Libraries3

Did You Know?

The median home in Elma was built in 1938.
The nearest airport is Northeast Iowa Regional (15 miles).
The Gini coefficient (income inequality) is 0.419 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
19.1% of the population has a disability.
The county recorded 2 fatal vehicle crashes.