North Carolina · Metropolitan Area
Emerald Isle is a small town in North Carolina with a population of 3,915. Residents earn $89,432 per year, which is 19% above the national average.
Based on current data, Emerald Isle receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Emerald Isle offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Emerald Isle is $89,432, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.6%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
The median home value in Emerald Isle is $563,600, making it a premium housing market at 100% above the U.S. median of $281,900. Renters pay a median of $1,688 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.3x means housing costs are stretched relative to local earnings.
The violent crime rate of 456 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 6,121 per 100,000, 212% above the national average.
Emerald Isle is a highly educated community — 52.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.4% have completed high school. Area schools have an average test score of 5.5/10.
Emerald Isle enjoys a moderate climate with an average annual temperature of 60°F. Winters average 43°F in January while summers reach 78°F in July. Annual precipitation totals 60.3 inches. Air quality is rated Good with a median AQI of 40.
| English Only | 97.3% |
| 24% above US avg | |
| Spanish | 2.7% |
| 80% below US avg |
| Median HH Income | $89,432 |
| 19% above US avg | |
| Per Capita Income | $66,213 |
| Avg Weekly Wage | $902 |
| IRS Avg AGI | $58,912 |
| Unemployment | 0.6% |
| 83% below US avg | |
| Poverty Rate | 2.8% |
| 77% below US avg | |
| Establishments (County) | 4,377 |
| County GDP | $12,502M |
| Restaurants | 418 |
| Healthcare | 300 |
| Retail | 570 |
| Manufacturing | 47 |
| Property Tax (IRS) | $3,811 |
| 9% above US avg | |
| Effective Tax Rate | 0.68% |
| Commute Time | 26.7 min |
| Work from Home | 22.8% |
| Census Median | $563,600 |
| 100% above US avg | |
| Zillow ZHVI | $735,559 |
| Median List Price | $950,000 |
| Median List Price | $950,000 |
| $/Sq Ft | $474 |
| Homes Sold | 9 |
| Sale-to-List Ratio | 96.9% |
| Price Drops | 20.5% |
| Inventory | 117 |
| Census Median Rent | $1,688 |
| 45% above US avg |
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
| Owner-Occupied | 83.1% |
| Avg Tax (IRS) | $3,811 |
| 9% above US avg | |
| Effective Rate | 0.68% |
| Obesity | 30.9% |
| 4% below US avg | |
| Diabetes | 7.3% |
| Heart Disease | 4.6% |
| High Blood Pressure | 28.5% |
| Asthma | 10.2% |
| COPD | 4.6% |
| Stroke | 2.3% |
| Binge Drinking | 19.0% |
| Physical Inactivity | 15.6% |
| Depression | 25.8% |
| Mental Distress | 15.4% |
| Physical Distress | 9.7% |
| Insurance Rate | 96.4% |
| Checkup Rate | 78.3% |
| Premature Death | 10,505/100K |
| Food Environment | 6.5/10 |
| Exercise Access | 56.4% |
| Healthcare Facilities | 300 |
| Total Violent | 456.4/100K |
| 20% above US avg | |
| Murder | 26.9/100K |
| 326% above US avg | |
| Rape | 26.9/100K |
| Robbery | 53.7/100K |
| Assault | 349.0/100K |
| Total Property | 6,120.8/100K |
| 212% above US avg | |
| Burglary | 2,496.6/100K |
| Theft | 3,516.8/100K |
| Vehicle Theft | 107.4/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 32 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 60.4°F |
| 12% above US avg | |
| January Average | 43°F (6°C) |
| July Average | 78°F (25°C) |
| Annual Rainfall | 60.3 inches |
| 59% above US avg |
| AQI Median | 40.0 |
| Rating | Good |
| Area | 4.9 sq mi (12.7 km²) |
| Population Density | 796/sq mi |
| Coordinates | 34.6644°N, 77.0314°W |
| County FIPS | 37133 |
Winner: Republican by 35.9 points
| Bachelor's Degree+ | 52.0% |
| 54% above US avg | |
| High School+ | 98.4% |
| School Test Score | 5.46 |
| RUCC Code 3 | Metro — under 250K |
| Population Density | 796/sq mi |
| Total Area | 4.9 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 1 |
| Public Libraries | 4 |
| Healthcare Facilities | 300 |
| Restaurants | 418 |
| Retail Stores | 570 |
| Fatal Crashes (County/yr) | 32 |
| Avg Commute | 26.7 min |
| Work from Home | 22.8% |