Swansboro, NC

North Carolina · Metropolitan Area

Swansboro is a small town in North Carolina with a population of 3,887. Residents earn $112,382 per year, which is 50% above the national average.

3.7 /5.0
B+ Good
3,887 Population 1,735/sq mi density
$112,382 Median Income $54,915 per capita
$356,900 Home Value $345,629 Zillow
$1,380 Median Rent
60°F Avg Temperature
260 Violent Crime/100K 2,830 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$112,382 median income, 0.0% unemployment
A+
Affordability
4.9 / 5.0
$356,900 home value, $1,380/mo rent
F
Safety
1.0 / 5.0
260 violent crimes/100K (32% below avg)
A
Education
4.0 / 5.0
38.0% bachelor's degree or higher
Median Income $112,382
50% higher than US avg
Home Value $356,900
27% higher than US avg
Violent Crime 260/100K
32% lower than US avg
Bachelor's+ 38.0%
13% higher than US avg
Median Rent $1,380
19% higher than US avg
Obesity Rate 33.0%
3% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 6.6%
47% lower than US avg

How Swansboro Compares to the U.S. Average (100% = U.S. avg)

People

Population3,887
Median Age43.3 yrs
Density1,735/mi²
Male / Female50% / 50%
Largest GroupWhite 87%

Economy

A+
Median Income$112,382
Per Capita$54,915
Unemployment0.0%
Poverty6.6%
County GDP$12,502M
Commute22 min

Housing

A+
Home Value$356,900
Rent$1,380
OwnershipN/A
Zillow$345,629

Crime

F
Violent260/100K
Property2,830/100K
Murder0.0/100K
Assault195/100K
Burglary683/100K

Health

Obesity33.0%
UninsuredN/A
Depression25.7%
Heart Disease5.3%

Climate

Avg Temp60°F
AQI40 (Good)
Rain60.3 in/yr

Education

A
Bachelor's+38.0%
High School+95.9%
School Score5.46

Community

2024 VoteR 67% / D 32%
Commute22 min
EV Stations1
Libraries4

Is Swansboro a Good Place to Live?

Based on current data, Swansboro receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Swansboro offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Swansboro is $112,382, which is significantly higher than the national average — 50% above $75,149. This places Swansboro among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 6.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Swansboro is $356,900, 27% above the national median. Renters pay a median of $1,380 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Swansboro is below the national average at 260 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,830 per 100,000, 44% above the national average.

Education

Educational attainment is solid, with 38.0% holding a bachelor's degree or higher, near the national average. 95.9% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Swansboro enjoys a moderate climate with an average annual temperature of 60°F. Winters average 43°F in January while summers reach 78°F in July. Annual precipitation totals 60.3 inches. Air quality is rated Good with a median AQI of 40.

Swansboro has a population of 3,887 with a density of 1,735 people per square mile. The median age is 43.3 years, 11% older than the national median of 38.9. The city is predominantly White (86.9%), with 2.4% Black.

Population

3,887
Total Population
1,735
People / sq mi
43.3yrs
Median Age
11% above US avg
2.2mi²
Land Area

Gender Distribution

Male 49.9%
Female 50.1%

Race & Ethnicity

Swansboro vs U.S. Average

Language Spoken at Home

English Only95.3%
21% above US avg
Spanish4.7%
65% below US avg

Social Characteristics

Swansboro vs U.S. Average

The median household income in Swansboro is $112,382, which is 50% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 6.6% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Swansboro vs U.S.

Commute Mode

Income

Median HH Income$112,382
50% above US avg
Per Capita Income$54,915
Avg Weekly Wage$902
IRS Avg AGI$58,912

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate6.6%
47% below US avg
Establishments (County)4,377
County GDP$12,502M

Business (County)

Restaurants418
Healthcare300
Retail570
Manufacturing47

Tax & Cost of Living

Property Tax (IRS)$3,811
9% above US avg
Effective Tax Rate1.07%

Commute & Transportation

Commute Time22.1 min
Work from Home18.3%

Walkability

The median home value in Swansboro is $356,900, 27% above the national average. Monthly rent averages $1,380 (19% above US avg). Zillow estimates the typical home value at $345,629.

Home Value Sources

Ownership Split

Home Values

Census Median$356,900
27% above US avg
Zillow ZHVI$345,629
Median List Price$460,000

Real Estate Market (Redfin)

Median List Price$460,000
$/Sq Ft$188
Homes Sold5
Sale-to-List Ratio99.6%
Price Drops16.0%
Inventory25

Rental Costs

Census Median Rent$1,380
19% above US avg

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied71.5%

Property Tax

Avg Tax (IRS)$3,811
9% above US avg
Effective Rate1.07%
In Swansboro, 33.0% of adults are obese (above the 32.1% national rate). 25.7% report depression. 20.0% are physically inactive.

Health Metrics: Swansboro vs U.S. Average (%)

Chronic Conditions

Obesity33.0%
3% above US avg
Diabetes8.9%
Heart Disease5.3%
High Blood Pressure31.1%
Asthma10.6%
COPD6.2%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking16.4%
Physical Inactivity20.0%
Depression25.7%
Mental Distress17.8%
Physical Distress11.8%

Healthcare Access

Insurance Rate84.8%
Checkup Rate79.0%
Premature Death10,505/100K

Food & Exercise

Food Environment6.5/10
Exercise Access56.4%
Healthcare Facilities300
Swansboro has a violent crime rate of 260 per 100,000 residents, 32% below the national average of 380. Property crime stands at 2,830 per 100,000 (44% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Swansboro vs U.S. Average (per 100,000)

Violent Crime

Total Violent260.3/100K
32% below US avg
Murder0.0/100K
100% below US avg
Rape32.5/100K
Robbery32.5/100K
Assault195.2/100K

Property Crime

Total Property2,830.2/100K
44% above US avg
Burglary683.2/100K
Theft2,082.0/100K
Vehicle Theft65.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)32

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Swansboro has an average annual temperature of 60°F (16°C). Winters average 43°F in January while summers reach 78°F in July. Annual precipitation is 60.3 inches. Air quality is rated Good with a median AQI of 40.

Temperature

43°F Jan (6°C) 78°F Jul (25°C)
Annual Average60.4°F
12% above US avg
January Average43°F (6°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall60.3 inches
59% above US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Area2.2 sq mi (5.8 km²)
Population Density1,735/sq mi
Coordinates34.6936°N, 77.1343°W
County FIPS37133
It is classified as Metro — under 250K. 38.0% of residents hold a bachelor's degree or higher (13% above US avg). In the 2024 election, the county voted Republican by a 35.9-point margin.

2024 Presidential Election (County)

R 67.5%
D 31.5%

Winner: Republican by 35.9 points

Education

Bachelor's Degree+38.0%
13% above US avg
High School+95.9%
School Test Score5.46
A Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,735/sq mi
Total Area2.2 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries4
Healthcare Facilities300
Restaurants418
Retail Stores570

Safety & Disasters

Fatal Crashes (County/yr)32
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute22.1 min
Work from Home18.3%

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