Median Income
$73,563
2% lower than US avg
Home Value
$344,700
22% higher than US avg
Bachelor's+
32.2%
4% lower than US avg
Obesity Rate
36.5%
14% higher than US avg
Unemployment
4.5%
25% higher than US avg
Poverty Rate
7.8%
37% lower than US avg
How Emily Compares to the U.S. Average (100% = U.S. avg)
People
Population659
Median Age62.2 yrs
Density22/mi²
Male / Female47% / 53%
Largest GroupWhite 100%
Veterans9.7%
Economy
A
Median Income$73,563
Per Capita$45,621
Unemployment4.5%
Poverty7.8%
County GDP$674M
Commute29 min
Housing
A
Home Value$344,700
Ownership98.4%
Zillow$382,033
Housing Units994
Rent Burden22.5%
Health
Obesity36.5%
Uninsured3.9%
Smoking14.4%
Depression24.4%
Heart Disease5.2%
Climate
Avg Temp41°F (5°C)
Rain28.8 in/yr
Elevation1,275 ft (389 m)
Education
B+
Bachelor's+32.2%
High School+98.0%
Graduate+10.3%
School Score5.67
Community
2024 VoteR 65% / D 34%
Commute29 min
Broadband88.3%
EV Stations2
Libraries2
Is Emily a Good Place to Live?
Based on current data, Emily receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include a low poverty rate, high health insurance coverage. Emily offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Emily is $73,563, roughly in line with the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. Only 7.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Emily is $344,700, 22% above the national median. A price-to-income ratio of 4.7x indicates a reasonably affordable housing market.
Education
32.2% of residents hold a bachelor's degree, below the national average of 33.7%. 98.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Emily has a cool climate with an average annual temperature of 41°F. Winters average 9°F in January while summers reach 70°F in July. Annual precipitation totals 28.8 inches, including 39.2 inches of snow.
Emily has a population of 659 with a density of 22 people per square mile, spread across 30.0 square miles. The median age is 62.2 years, 60% older than the national median of 38.9. The gender split is 53% female and 47% male. The city is predominantly White (99.5%). English is the primary language spoken at home by 98.7% of residents. 9.7% of the population are veterans, above the national rate of 6.0%. 10.8% of residents have a disability. 96.1% have health insurance coverage.
Population
659
Total Population
2023 Census
62.2yrs
Median Age
60% above US avg
Language Spoken at Home
English Only
98.7%
26% above US avg
Spanish
1.6%
88% below US avg
The median household income in Emily is $73,563, which is 2% below the national average of $75,149. Per capita income is $45,621 (above the $39,052 national figure). The average weekly wage is $917, 36% lower than the U.S. average. The unemployment rate is 4.5% (above the 3.6% US average). 7.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 476 business establishments, including 55 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 29 minutes. 31.2% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $73,563 |
| 2% below US avg |
| Per Capita Income | $45,621 |
| Avg Weekly Wage | $917 |
| IRS Avg AGI | $67,457 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.5% |
| 25% above US avg |
| Poverty Rate | 7.8% |
| 37% below US avg |
| Establishments (County) | 476 |
| County GDP | $674M |
Business (County)
| Restaurants | 55 |
| Healthcare | 39 |
| Retail | 65 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $3,500 |
| 0% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.02% |
Commute & Transportation
| Commute Time | 28.9 min |
| Drive Alone | 62.4% |
| Public Transit | 0.0% |
| Work from Home | 31.2% |
The median home value in Emily is $344,700, 22% above the national median of $281,900. Zillow estimates the typical home value at $382,033, higher than the Census estimate. According to Redfin, the median sale price is $180,000. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 98.4% of housing units are owner-occupied (above the 65.4% national rate). There are 994 total housing units in the city. The median year a home was built is 1984. The average annual property tax is $3,500. 22.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.7x.
Home Values
| Census Median | $344,700 |
| 22% above US avg |
| Zillow ZHVI | $382,033 |
| Redfin Median Sale | $180,000 |
Real Estate Market (Redfin)
| Median Sale Price | $180,000 |
| $/Sq Ft | $167 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 98.4% |
| Owner-Occupied | 98.4% |
| Renter-Occupied | 1.6% |
| Housing Units | 994 |
| Median Year Built | 1984 |
Property Tax
| Avg Tax (IRS) | $3,500 |
| 0% below US avg |
| Effective Rate | 1.02% |
In Emily, 36.5% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 28.0% have high blood pressure. 14.4% are current smokers. 21.9% report binge drinking. 20.8% are physically inactive, below the national average. 24.4% report depression (above the 20.0% national average). 16.0% experience frequent mental distress. 3.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,135. The dentist ratio is 1:3,225. 48.6% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Emily vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.5% |
| 14% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.2% |
| High Blood Pressure | 28.0% |
| Asthma | 10.3% |
| COPD | 4.9% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 20.8% |
| Depression | 24.4% |
| Mental Distress | 16.0% |
| Physical Distress | 10.6% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 3.9% |
| 55% below US avg |
| Primary Care | 1:1,135 |
| Dentists | 1:3,225 |
| Mental Health | 1:1,073 |
| Checkup Rate | 71.9% |
| Dental Visits | 71.2% |
| Premature Death | 8,648/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 48.6% |
| Healthcare Facilities | 39 |
Emily has a cool climate with an average annual temperature of 41°F (5°C). Winters average 9°F in January while summers reach 70°F in July / a wide seasonal temperature swing of 61°F. Annual precipitation totals 28.8 inches (drier than the 38-inch national average). The area receives 39.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,275 feet.
Temperature
9°F Jan (-13°C)
70°F Jul (21°C)
| Annual Average | 41.4°F |
| 23% below US avg |
| January Average | 9°F (-13°C) |
| July Average | 70°F (21°C) |
Geography
| Elevation | 1,275 ft (389 m) |
| Area | 30.0 sq mi (77.6 km²) |
| Population Density | 22/sq mi |
| Coordinates | 46.7690°N, 93.9805°W |
| Timezone | America/Chicago |
| County | Aitkin County County |
| Nearest Airport | Brainerd Lakes Regional (BRD)
26 miles away |
Precipitation & Snow
Annual Rainfall
28.8"
24% below US avg
Wettest Month (Jun)
4.49"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.6 / 100 |
| Social Vulnerability | 72.9 / 100 |
| Community Resilience | 98.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on Apr 29, 2011.
| Apr 29, 2011 |
Minnesota |
M2.5 |
148 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
151 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 15 fatalities, 143 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
100 km |
0 |
| Aug 6, 1969 |
EF4 |
18 km |
12 |
| Jun 11, 1966 |
EF4 |
34 km |
0 |
| Jun 6, 2008 |
EF3 |
82 km |
0 |
| Sep 18, 1997 |
EF3 |
78 km |
1 |
| Jul 5, 1991 |
EF3 |
44 km |
0 |
| Aug 26, 1977 |
EF3 |
61 km |
0 |
| Jun 25, 1973 |
EF3 |
41 km |
0 |
| Aug 6, 1969 |
EF3 |
79 km |
0 |
| Aug 6, 1969 |
EF3 |
57 km |
0 |
| Aug 6, 1969 |
EF3 |
43 km |
1 |
| Jun 30, 1968 |
EF3 |
94 km |
0 |
| Jun 12, 2024 |
EF2 |
23 km |
0 |
| Jun 12, 2024 |
EF2 |
25 km |
0 |
| May 30, 2022 |
EF2 |
82 km |
0 |
| May 12, 2022 |
EF2 |
93 km |
0 |
| Jun 19, 2016 |
EF2 |
36 km |
0 |
| Jul 12, 2015 |
EF2 |
94 km |
0 |
| Jun 6, 2008 |
EF2 |
84 km |
0 |
| Jun 13, 2001 |
EF2 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
69 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
73 km |
| 1988 |
UNNAMED |
4,475 |
73 km |
| 1988 |
UNNAMED |
3,642 |
63 km |
| 2018 |
BOY RIVER |
3,546 |
49 km |
| 2003 |
UNNAMED |
2,998 |
55 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
64 km |
| 2015 |
TAMARACK |
2,745 |
59 km |
| 1987 |
UNNAMED |
2,512 |
56 km |
| 1991 |
UNNAMED |
2,486 |
39 km |
| 1987 |
UNNAMED |
1,963 |
33 km |
| 2010 |
BOY RIVER - CORE 2010 |
1,872 |
46 km |
| 2019 |
UNNAMED |
1,835 |
41 km |
| 2009 |
EAST TANK RANGE |
1,801 |
76 km |
| 1987 |
UNNAMED |
1,799 |
38 km |
| 2016 |
UNNAMED |
1,777 |
46 km |
| 1987 |
UNNAMED |
1,760 |
39 km |
| 1987 |
UNNAMED |
1,655 |
94 km |
| 1988 |
UNNAMED |
1,589 |
24 km |
| 2012 |
JEEP FIRE |
1,437 |
72 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
9°F (-13°C) |
0.8 in |
Coldest |
| February |
14°F (-10°C) |
0.7 in |
Driest |
| March |
27°F (-3°C) |
1.4 in |
|
| April |
41°F (5°C) |
2.1 in |
|
| May |
55°F (13°C) |
3.7 in |
|
| June |
65°F (18°C) |
4.5 in |
Wettest |
| July |
70°F (21°C) |
4.3 in |
Warmest |
| August |
68°F (20°C) |
3.2 in |
|
| September |
59°F (15°C) |
2.8 in |
|
| October |
45°F (7°C) |
2.9 in |
|
| November |
30°F (-1°C) |
1.4 in |
|
| December |
16°F (-9°C) |
1.0 in |
|
Emily has a seasonal temperature swing of 61°F / from 9°F in January to 70°F in July. Total annual precipitation is 28.8 inches, with June being the wettest month (4.5") and February the driest (0.7").
Average costs for common services in Emily. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Emily
What is the population of Emily?
Emily has a population of 659 residents and is located in Minnesota. The population density is 22 people per square mile, spread across 30.0 square miles. The median age of residents is 62.2 years, which is older than the national median of 38.9 years. The population is 53% female and 47% male.
Is Emily expensive to live in?
Emily has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $73,563, 2% below the national average of $75,149. The median home value is $344,700 (22% above the U.S. median). The home price-to-income ratio is 4.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Emily?
Emily has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 9°F in January, while summers reach an average of 70°F in July. Annual rainfall totals 28.8 inches, with 39.2 inches of snow.
How is the job market in Emily?
Emily has a healthy job market with an unemployment rate of 4.5%, near the national average of 3.6%. The average weekly wage is $917. There are 476 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 29 minutes, and 31.2% of workers work from home.
How much does housing cost in Emily?
The median home value in Emily is $344,700. Zillow estimates the typical home value at $382,033. According to Redfin, the median sale price is $180,000. The homeownership rate is 98.4%. The average annual property tax is $3,500.
How are the schools in Emily?
Schools in Emily score 5.7 out of 10 on standardized testing, near the national average. 32.2% of adults in Emily hold a bachelor's degree or higher, below the national average of 33.7%. 98.0% have completed high school. 10.3% hold a graduate or professional degree.
How healthy is Emily?
The obesity rate in Emily is 36.5% (above the national rate of 32.1%). 14.4% of adults are smokers. 20.8% are physically inactive. 24.4% of residents report depression. 3.9% lack health insurance (below the national rate). 48.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,135.
What is transportation like in Emily?
The average commute in Emily is 29 minutes. 62.4% of workers drive alone to work, and 31.2% work from home.
What are the demographics of Emily?
The racial and ethnic makeup of Emily is 99.5% White. 98.7% of residents speak only English at home. 9.7% of the population are military veterans. 10.8% of residents have a disability. 96.1% have health insurance coverage.