Median Income
$73,015
3% lower than US avg
Home Value
$271,700
4% lower than US avg
Violent Crime
250/100K
34% lower than US avg
Bachelor's+
25.5%
24% lower than US avg
Median Rent
$1,140
2% lower than US avg
Obesity Rate
31.2%
3% lower than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
5.9%
52% lower than US avg
How Evergreen Compares to the U.S. Average (100% = U.S. avg)
People
Population8,908
Median Age38.4 yrs
Density1,042/mi²
Male / Female49% / 51%
Largest GroupWhite 90%
Veterans8.8%
Economy
A
Median Income$73,015
Per Capita$30,630
Unemployment2.9%
Poverty5.9%
County GDP$7,210M
Commute19 min
Housing
A+
Home Value$271,700
Rent$1,140
Ownership72.8%
Zillow$541,638
Housing Units3,164
Rent Burden26.1%
Crime
F
Violent250/100K
Property4,629/100K
Health
Obesity31.2%
Uninsured10.0%
Smoking14.1%
Depression25.3%
Heart Disease5.1%
Climate
Avg Temp43°F (6°C)
AQI26 (Good)
Rain16.8 in/yr
Sunny Days274/yr
Elevation2,916 ft (889 m)
Education
B
Bachelor's+25.5%
High School+90.4%
Graduate+4.6%
School Score6.40
Community
2024 VoteR 66% / D 32%
Commute19 min
Broadband95.9%
EV Stations6
Libraries5
Is Evergreen a Good Place to Live?
Based on current data, Evergreen receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Evergreen offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Evergreen is $73,015, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.9%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Evergreen is $271,700, roughly aligned with the national median of $281,900. Renters pay a median of $1,140 per month. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Evergreen is below the national average at 250 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,629 per 100,000, 136% above the national average.
Education
25.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Evergreen has a cool climate with an average annual temperature of 43°F. Winters average 24°F in January while summers reach 65°F in July. With 274 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 16.8 inches, including 54.4 inches of snow. Air quality is rated Good with a median AQI of 26.
Evergreen has a population of 8,908 with a density of 1,042 people per square mile, spread across 8.8 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 50.7% female and 49.3% male. The city is predominantly White (90.4%), with 4.3% Hispanic. English is the primary language spoken at home by 99.3% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 11.9% of residents have a disability. 89.0% have health insurance coverage.
Population
38.4yrs
Median Age
1% below US avg
Race & Ethnicity
Evergreen vs U.S. Average
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Evergreen vs U.S. Average
The median household income in Evergreen is $73,015, which is 3% below the national average of $75,149. Per capita income is $30,630 (below the $39,052 national figure). The average weekly wage is $1,122, 22% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 5.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,994 business establishments, including 450 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 5.6% of workers work from home (below the 15.2% national rate).
Income: Evergreen vs U.S.
Income
| Median HH Income | $73,015 |
| 3% below US avg |
| Per Capita Income | $30,630 |
| Avg Weekly Wage | $1,122 |
| IRS Avg AGI | $92,813 |
| Gini Index | 0.459 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 5.9% |
| 52% below US avg |
| Establishments (County) | 6,994 |
| County GDP | $7,210M |
Business (County)
| Restaurants | 450 |
| Healthcare | 459 |
| Retail | 491 |
| Manufacturing | 194 |
Tax & Cost of Living
| Property Tax (IRS) | $5,362 |
| 53% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.97% |
Commute & Transportation
| Commute Time | 19.3 min |
| Drive Alone | 78.9% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Evergreen is $271,700, 4% below the national median of $281,900. Zillow estimates the typical home value at $541,638, higher than the Census estimate. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,140 (2% below the national average of $1,163). Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 72.8% of housing units are owner-occupied (above the 65.4% national rate). There are 3,164 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $5,362 (higher than the $3,500 national average). 26.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.7x.
Home Values
| Census Median | $271,700 |
| 4% below US avg |
| Zillow ZHVI | $541,638 |
| Median List Price | $575,000 |
Real Estate Market (Redfin)
| Median List Price | $575,000 |
| $/Sq Ft | $311 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 9.8% |
| Inventory | 41 |
Rental Costs
| Census Median Rent | $1,140 |
| 2% below US avg |
| Rent Burden | 26.1% |
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 72.8% |
| Owner-Occupied | 72.8% |
| Renter-Occupied | 27.2% |
| Housing Units | 3,164 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $5,362 |
| 53% above US avg |
| Effective Rate | 1.97% |
In Evergreen, 31.2% of adults are obese, below the national rate of 32.1%. 7.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 26.4% have high blood pressure. 14.1% are current smokers. 22.9% report binge drinking. 19.1% are physically inactive, below the national average. 25.3% report depression (above the 20.0% national average). 18.0% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:1,085. The dentist ratio is 1:1,434. 81.2% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Evergreen vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.2% |
| 3% below US avg |
| Diabetes | 7.6% |
| Heart Disease | 5.1% |
| High Blood Pressure | 26.4% |
| Asthma | 11.1% |
| COPD | 6.1% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.1% |
| 1% above US avg |
| Binge Drinking | 22.9% |
| Physical Inactivity | 19.1% |
| Depression | 25.3% |
| Mental Distress | 18.0% |
| Physical Distress | 13.1% |
| Short Sleep | 33.2% |
Healthcare Access
| Insurance Rate | 89.0% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:1,085 |
| Dentists | 1:1,434 |
| Mental Health | 1:261 |
| Checkup Rate | 66.9% |
| Dental Visits | 59.6% |
| Premature Death | 7,948/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 81.2% |
| Healthcare Facilities | 459 |
Evergreen has a violent crime rate of 250 per 100,000 residents, 34% below the national average of 380. Property crime stands at 4,629 per 100,000, 136% above the U.S. average. The county recorded 23 fatal traffic crashes. Overall, Evergreen receives a safety grade of F.
Crime Rates: Evergreen vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 249.6/100K |
| 34% below US avg |
| |
Property Crime
| Total Property | 4,628.5/100K |
| 136% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 23 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Evergreen has a cool climate with an average annual temperature of 43°F (6°C). Winters average 24°F in January while summers reach 65°F in July. The area gets 274 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 16.8 inches (drier than the 38-inch national average). The area receives 54.4 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 26 / among the cleanest air in the country. The city sits at an elevation of 2,916 feet.
Temperature
24°F Jan (-5°C)
65°F Jul (18°C)
| Annual Average | 43.1°F |
| 20% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 65°F (18°C) |
| Sunny Days | 274 days/yr |
Geography
| Elevation | 2,916 ft (889 m) |
| Area | 8.8 sq mi (22.7 km²) |
| Population Density | 1,042/sq mi |
| Coordinates | 48.2289°N, 114.2723°W |
| Timezone | America/Denver |
| County | Flathead County County |
| Nearest Airport | Glacier Park International (FCA) 6 miles away |
Precipitation & Snow
Annual Rainfall
16.8"
56% below US avg
Wettest Month (Jun)
2.36"
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0419 ppm |
| PM2.5 (Fine Particles) | 9.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.5 / 100 |
| Social Vulnerability | 15.9 / 100 |
| Community Resilience | 46.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Moderate |
| Avalanche |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
201 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.7. Most recent: M2.5 on Apr 17, 2025.
| Dec 22, 1998 |
Idaho-Montana border region |
M4.7 |
74 km |
| Mar 4, 2000 |
35 km S of Pincher Creek, Canada |
M4.6 |
106 km |
| Mar 22, 2006 |
8 km SSW of Rexford, Montana |
M4.3 |
95 km |
| May 2, 1995 |
2 km NW of Kila, Montana |
M4.1 |
18 km |
| Aug 17, 1994 |
1 km E of Mullan, Idaho |
M4.1 |
140 km |
| Apr 15, 1998 |
11 km NE of Swan Lake, Montana |
M4.1 |
46 km |
| Jun 29, 1995 |
2 km NNW of Kila, Montana |
M4.1 |
18 km |
| Jul 19, 2002 |
43 km NE of Seeley Lake, Montana |
M4.0 |
127 km |
| Apr 1, 1992 |
10 km ESE of Swan Lake, Montana |
M4.0 |
56 km |
| Jan 20, 1998 |
15 km SSE of Happys Inn, Montana |
M4.0 |
65 km |
| Jun 2, 1996 |
37 km N of Ovando, Montana |
M3.9 |
134 km |
| May 2, 1995 |
3 km WNW of Kila, Montana |
M3.8 |
20 km |
| Jul 2, 1992 |
4 km SSE of South Browning, Montana |
M3.8 |
99 km |
| Sep 26, 2004 |
14 km WSW of Pablo, Montana |
M3.8 |
73 km |
| Mar 21, 1992 |
20 km NE of Seeley Lake, Montana |
M3.8 |
128 km |
| Jul 5, 2024 |
24 km ENE of Seeley Lake, Montana |
M3.8 |
131 km |
| May 7, 1992 |
14 km NE of Seeley Lake, Montana |
M3.8 |
128 km |
| Jun 1, 1996 |
23 km N of Ovando, Montana |
M3.8 |
138 km |
| Aug 19, 1999 |
12 km ENE of Happys Inn, Montana |
M3.7 |
54 km |
| Oct 2, 1995 |
18 km E of Finley Point, Montana |
M3.7 |
66 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
8 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF0.
| Date |
Rating |
Distance |
Fatalities |
| May 9, 2023 |
EF0 |
98 km |
0 |
| Nov 4, 2013 |
EF0 |
32 km |
0 |
| Sep 1, 2011 |
EF0 |
53 km |
0 |
| Apr 9, 2008 |
EF0 |
5 km |
0 |
| Jul 18, 2007 |
EF0 |
63 km |
0 |
| Jul 18, 2007 |
EF0 |
32 km |
0 |
| Sep 10, 2000 |
EF0 |
22 km |
0 |
| Aug 7, 1995 |
EF0 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CHIPPY CREEK (95,656 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
CHIPPY CREEK |
95,656 |
63 km |
| 2001 |
MOOSE |
73,210 |
49 km |
| 2015 |
BEAR CREEK |
60,710 |
78 km |
| 2003 |
ROBERT |
54,500 |
40 km |
| 2003 |
WEDGE CANYON |
51,987 |
75 km |
| 2015 |
FAMILY PEAK COMPLEX |
49,769 |
97 km |
| 2007 |
SKYLAND |
41,237 |
80 km |
| 2021 |
THORNE CREEK |
39,694 |
96 km |
| 1988 |
RED BENCH |
33,845 |
62 km |
| 2003 |
LITTLE SALMON CREEK |
33,044 |
100 km |
| 2006 |
RED EAGLE |
32,563 |
80 km |
| 2007 |
BRUSH CREEK |
30,166 |
44 km |
| 2016 |
COPPER KING |
28,338 |
91 km |
| 2003 |
RAMPAGE COMPLEX (DOUBLE MOUNTAIN 2) |
23,680 |
54 km |
| 2015 |
TRAIL CREEK |
22,338 |
72 km |
| 2022 |
ELMO |
22,148 |
42 km |
| 2023 |
NIARADA |
20,686 |
50 km |
| 2017 |
SCALP |
20,309 |
96 km |
| 2003 |
BLACKFOOT LAKE COMPLEX (BLACKFOOT LAKE) |
18,274 |
25 km |
| 2015 |
THOMPSON |
18,049 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
1.7 in |
Coldest |
| February |
28°F (-3°C) |
1.3 in |
|
| March |
35°F (2°C) |
1.2 in |
|
| April |
44°F (7°C) |
1.3 in |
|
| May |
52°F (11°C) |
2.1 in |
|
| June |
59°F (15°C) |
2.4 in |
Wettest |
| July |
65°F (18°C) |
1.5 in |
|
| August |
65°F (18°C) |
1.4 in |
Warmest |
| September |
55°F (13°C) |
1.4 in |
|
| October |
45°F (7°C) |
1.1 in |
Driest |
| November |
33°F (0°C) |
1.6 in |
|
| December |
24°F (-4°C) |
1.9 in |
|
Evergreen has a seasonal temperature swing of 41°F / from 24°F in January to 65°F in August. Total annual precipitation is 18.7 inches, with June being the wettest month (2.4") and October the driest (1.1").
Average costs for common services in Evergreen. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142–$378) |
| Specialist Visit |
$331 ($189–$520) |
| Urgent Care Visit |
$189 ($95–$331) |
| Emergency Room Visit |
$2,081 ($757–$4,730) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$237 ($142–$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$114) |
| Brake Pad Replacement |
$284 ($142–$473) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$568 ($378–$946) |
| Battery Replacement |
$189 ($95–$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57–$142) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$378 ($142–$757) |
| HVAC System Install |
$6,622 ($3,784–$11,352) |
| Roof Repair |
$946 ($378–$1,892) |
| Roof Replacement |
$8,514 ($5,203–$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473–$3,311) |
| Divorce (Contested) |
$14,190 ($4,730–$28,380) |
| DUI Defense |
$4,730 ($1,892–$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757–$2,838) |
| Will Preparation |
$473 ($189–$946) |
| Trust Preparation |
$2,365 ($946–$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$52 ($28–$95) |
| Hair Coloring (Full) |
$142 ($71–$237) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$76 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84–$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37–$4.73) |
| Loaf of Bread |
$3.59 ($2.37–$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84–$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78–$7.10) |
| Rice (per lb) |
$0.95 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76–$237) |
| Natural Gas (Monthly) |
$66 ($28–$142) |
| Water/Sewer (Monthly) |
$66 ($38–$114) |
| Internet (Monthly) |
$66 ($38–$95) |
| Cell Phone Plan (Monthly) |
$61 ($28–$95) |
| Cable TV (Monthly) |
$80 ($47–$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$473) |
| Car Insurance (Annual) |
$1,892 ($1,135–$3,311) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57–$24) |
| Car Registration (Annual) |
$95 ($28–$237) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568–$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473–$1,892) |
| After-School Care (Monthly) |
$378 ($189–$662) |
| Tutoring (Per Hour) |
$47 ($24–$95) |
| SAT/ACT Prep Course |
$946 ($378–$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730–$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$95) |
| Dog Vaccination (Annual) |
$95 ($47–$189) |
| Dog Grooming |
$57 ($28–$95) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$284 ($142–$473) |
| Cat Spay/Neuter |
$189 ($95–$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $1,008 |
| Preschool | $860 |
| Family Childcare (monthly) |
| Infant | $779 |
| Toddler | $798 |
| Preschool | $798 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Evergreen
What is the population of Evergreen?
Evergreen has a population of 8,908 residents and is located in Montana. The population density is 1,042 people per square mile, spread across 8.8 square miles. The median age of residents is 38.4 years. The population is 50.7% female and 49.3% male.
Is Evergreen expensive to live in?
Evergreen is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $73,015, 3% below the national average of $75,149. The median home value is $271,700 (4% below the U.S. median). Renters pay a median of $1,140 per month. The home price-to-income ratio is 3.7x, indicating housing is reasonably affordable relative to local income levels.
Is Evergreen safe?
Evergreen is safer than the national average, with a violent crime rate of 250 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,629 per 100,000 (above the national average). Overall, Evergreen receives a safety grade of F based on combined crime data.
What is the weather like in Evergreen?
Evergreen has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 24°F in January, while summers reach an average of 65°F in July. The area receives 274 sunny days per year, well above the national average of 205. Annual rainfall totals 16.8 inches, with 54.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 26.
How is the job market in Evergreen?
The job market in Evergreen is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $1,122. There are 6,994 business establishments in the area, including 450 restaurants and food service locations. The average commute time is 19 minutes, and 5.6% of workers work from home.
How much does housing cost in Evergreen?
The median home value in Evergreen is $271,700. Zillow estimates the typical home value at $541,638. For renters, the median monthly rent is $1,140. Fair market rent is $1,076 for a 1-bedroom and $1,336 for a 2-bedroom apartment. The homeownership rate is 72.8%. The average annual property tax is $5,362.
How are the schools in Evergreen?
Schools in Evergreen score 6.4 out of 10 on standardized testing, near the national average. 25.5% of adults in Evergreen hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 4.6% hold a graduate or professional degree.
How healthy is Evergreen?
The obesity rate in Evergreen is 31.2% (below the national rate of 32.1%). 14.1% of adults are smokers. 19.1% are physically inactive. 25.3% of residents report depression. 10.0% lack health insurance (above the national rate). 81.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,085.
What is transportation like in Evergreen?
The average commute in Evergreen is 19 minutes, shorter than the national average of 28 minutes. 78.9% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Evergreen?
The racial and ethnic makeup of Evergreen is 90.4% White, 4.3% Hispanic or Latino. 99.3% of residents speak only English at home. 8.8% of the population are military veterans. 11.9% of residents have a disability. 89.0% have health insurance coverage.