Median Income
$73,147
3% lower than US avg
Home Value
$128,900
54% lower than US avg
Violent Crime
221/100K
42% lower than US avg
Bachelor's+
15.8%
53% lower than US avg
Median Rent
$500
57% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
5.1%
42% higher than US avg
Poverty Rate
3.5%
72% lower than US avg
How Farmer City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,001
Median Age40.9 yrs
Density834/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans7.2%
Economy
A
Median Income$73,147
Per Capita$30,591
Unemployment5.1%
Poverty3.5%
County GDP$1,629M
Commute25 min
Housing
A+
Home Value$128,900
Rent$500
Ownership85.3%
Zillow$162,384
Housing Units849
Rent Burden28.3%
Crime
F
Violent221/100K
Property882/100K
Health
Obesity38.0%
Uninsured7.7%
Smoking15.7%
Depression24.6%
Heart Disease5.5%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain39.6 in/yr
Sunny Days275/yr
Elevation719 ft (219 m)
Education
C
Bachelor's+15.8%
High School+94.6%
Graduate+5.6%
School Score4.99
Community
2024 VoteR 71% / D 27%
Commute25 min
Broadband89.5%
EV Stations1
Libraries4
Is Farmer City a Good Place to Live?
Based on current data, Farmer City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Farmer City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Farmer City is $73,147, roughly in line with the national average of $75,149. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. Only 3.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Farmer City is $128,900, 54% below the national median / offering relatively affordable homeownership. Renters pay a median of $500 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Farmer City is below the national average at 221 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 882 per 100,000, 55% below the national average.
Education
15.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.6% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Farmer City experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.6 inches. Air quality is rated Good with a median AQI of 43.
Farmer City has a population of 2,001 with a density of 834 people per square mile, spread across 0.2 square miles. The median age is 40.9 years, 5% older than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (97.7%). English is the primary language spoken at home by 97.4% of residents. 7.2% of the population are veterans. 12.6% of residents have a disability. 95.0% have health insurance coverage.
Population
40.9yrs
Median Age
5% above US avg
Race & Ethnicity
Farmer City vs U.S. Average
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
Social Characteristics
Farmer City vs U.S. Average
The median household income in Farmer City is $73,147, which is 3% below the national average of $75,149. Per capita income is $30,591 (below the $39,052 national figure). The average weekly wage is $1,292. The unemployment rate is 5.1% (above the 3.6% US average). 3.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 346 business establishments, including 35 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 3.3% of workers work from home (below the 15.2% national rate).
Income: Farmer City vs U.S.
Income
| Median HH Income | $73,147 |
| 3% below US avg |
| Per Capita Income | $30,591 |
| Avg Weekly Wage | $1,292 |
| IRS Avg AGI | $75,073 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.1% |
| 42% above US avg |
| Poverty Rate | 3.5% |
| 72% below US avg |
| Establishments (County) | 346 |
| County GDP | $1,629M |
Business (County)
| Restaurants | 35 |
| Healthcare | 26 |
| Retail | 56 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $5,043 |
| 44% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.91% |
Commute & Transportation
| Commute Time | 24.5 min |
| Drive Alone | 92.6% |
| Public Transit | 0.0% |
| Work from Home | 3.3% |
The median home value in Farmer City is $128,900, 54% below the national median of $281,900. Zillow estimates the typical home value at $162,384, higher than the Census estimate. Monthly rent averages $500 (57% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 85.3% of housing units are owner-occupied (above the 65.4% national rate). There are 849 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $5,043 (higher than the $3,500 national average). 28.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $128,900 |
| 54% below US avg |
| Zillow ZHVI | $162,384 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $500 |
| 57% below US avg |
| Rent Burden | 28.3% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 85.3% |
| Owner-Occupied | 85.3% |
| Renter-Occupied | 14.7% |
| Housing Units | 849 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $5,043 |
| 44% above US avg |
| Effective Rate | 3.91% |
In Farmer City, 38.0% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.5% of residents. 31.1% have high blood pressure. 15.7% are current smokers. 20.7% report binge drinking. 22.1% are physically inactive. 24.6% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 7.7% of residents lack health insurance. The primary care physician ratio is 1:3,068. The dentist ratio is 1:2,552. 79.6% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Farmer City vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.1% |
| Asthma | 10.8% |
| COPD | 6.8% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 20.7% |
| Physical Inactivity | 22.1% |
| Depression | 24.6% |
| Mental Distress | 19.2% |
| Physical Distress | 13.0% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 7.7% |
| 10% below US avg |
| Primary Care | 1:3,068 |
| Dentists | 1:2,552 |
| Mental Health | 1:1,537 |
| Checkup Rate | 75.2% |
| Dental Visits | 62.4% |
| Premature Death | 9,246/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 26 |
Farmer City has a violent crime rate of 221 per 100,000 residents, 42% below the national average of 380. Property crime stands at 882 per 100,000, 55% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Farmer City receives a safety grade of F.
Crime Rates: Farmer City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 220.6/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 882.3/100K |
| 55% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 26 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Farmer City experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.6 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 719 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 51.1°F |
| 5% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 719 ft (219 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 834/sq mi |
| Coordinates | 40.2481°N, 88.6418°W |
| Timezone | America/Chicago |
| County | De Witt County County |
| Nearest Airport | Central Il Regional/Bloomington-Normal (BMI)
21 miles away |
Precipitation & Snow
Annual Rainfall
39.6"
4% above US avg
Wettest Month (Jul)
4.21"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.3 / 100 |
| Social Vulnerability | 41.2 / 100 |
| Community Resilience | 95.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on May 13, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
137 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
124 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
102 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
139 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
137 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
135 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
149 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
94 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
806 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 23 fatalities, 711 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
89 km |
3 |
| Jul 13, 2004 |
EF4 |
85 km |
0 |
| May 5, 1977 |
EF4 |
52 km |
0 |
| Mar 20, 1976 |
EF4 |
52 km |
0 |
| Feb 28, 2017 |
EF3 |
96 km |
0 |
| Nov 17, 2013 |
EF3 |
40 km |
0 |
| Nov 17, 2013 |
EF3 |
53 km |
0 |
| Jun 5, 2010 |
EF3 |
95 km |
0 |
| Aug 19, 2009 |
EF3 |
85 km |
0 |
| May 10, 2003 |
EF3 |
91 km |
0 |
| Apr 19, 1996 |
EF3 |
66 km |
0 |
| Apr 19, 1996 |
EF3 |
39 km |
0 |
| Apr 19, 1996 |
EF3 |
61 km |
0 |
| Apr 19, 1996 |
EF3 |
61 km |
1 |
| Aug 21, 1977 |
EF3 |
91 km |
6 |
| Aug 10, 1974 |
EF3 |
87 km |
0 |
| Apr 3, 1974 |
EF3 |
59 km |
0 |
| Apr 3, 1974 |
EF3 |
72 km |
1 |
| Apr 3, 1974 |
EF3 |
99 km |
0 |
| Apr 3, 1974 |
EF3 |
46 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.7 in |
Coldest |
| February |
29°F (-2°C) |
1.7 in |
Driest |
| March |
40°F (4°C) |
3.2 in |
|
| April |
51°F (11°C) |
3.9 in |
|
| May |
62°F (17°C) |
4.1 in |
|
| June |
72°F (22°C) |
3.7 in |
|
| July |
73°F (23°C) |
4.2 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.7 in |
|
| September |
66°F (19°C) |
3.4 in |
|
| October |
54°F (12°C) |
2.7 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Farmer City has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.0 inches, with July being the wettest month (4.2") and February the driest (1.7").
Average costs for common services in Farmer City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Farmer City
What is the population of Farmer City?
Farmer City has a population of 2,001 residents and is located in Illinois. The population density is 834 people per square mile, spread across 0.2 square miles. The median age of residents is 40.9 years. The population is 51.4% female and 48.6% male.
Is Farmer City expensive to live in?
Farmer City has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $73,147, 3% below the national average of $75,149. The median home value is $128,900 (54% below the U.S. median). Renters pay a median of $500 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Farmer City safe?
Farmer City is safer than the national average, with a violent crime rate of 221 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 882 per 100,000 (below the national average). Overall, Farmer City receives a safety grade of F based on combined crime data.
What is the weather like in Farmer City?
Farmer City has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Farmer City?
The unemployment rate in Farmer City is 5.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,292. There are 346 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 25 minutes, and 3.3% of workers work from home.
How much does housing cost in Farmer City?
The median home value in Farmer City is $128,900. Zillow estimates the typical home value at $162,384. For renters, the median monthly rent is $500. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 85.3%. The average annual property tax is $5,043.
How are the schools in Farmer City?
Schools in Farmer City score 5 out of 10 on standardized testing, near the national average. 15.8% of adults in Farmer City hold a bachelor's degree or higher, below the national average of 33.7%. 94.6% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Farmer City?
The obesity rate in Farmer City is 38.0% (above the national rate of 32.1%). 15.7% of adults are smokers. 22.1% are physically inactive. 24.6% of residents report depression. 7.7% lack health insurance. 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,068.
What is transportation like in Farmer City?
The average commute in Farmer City is 25 minutes, shorter than the national average of 28 minutes. 92.6% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Farmer City?
The racial and ethnic makeup of Farmer City is 97.7% White. 97.4% of residents speak only English at home. 7.2% of the population are military veterans. 12.6% of residents have a disability. 95.0% have health insurance coverage.
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