Median Income
$79,583
6% higher than US avg
Home Value
$101,200
64% lower than US avg
Violent Crime
84/100K
78% lower than US avg
Bachelor's+
17.0%
50% lower than US avg
Median Rent
$772
34% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
2.6%
79% lower than US avg
How Bement Compares to the U.S. Average (100% = U.S. avg)
People
Population1,664
Median Age39.4 yrs
Density2,133/mi²
Male / Female49% / 52%
Largest GroupWhite 97%
Veterans6.4%
Economy
A+
Median Income$79,583
Per Capita$32,463
Unemployment1.1%
Poverty2.6%
County GDP$981M
Commute24 min
Housing
A+
Home Value$101,200
Rent$772
Ownership82.9%
Zillow$163,622
Housing Units703
Rent Burden18.2%
Crime
F
Violent84/100K
Property1,004/100K
Health
Obesity36.2%
Uninsured7.6%
Smoking15.0%
Depression24.0%
Heart Disease5.2%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain36.4 in/yr
Sunny Days302/yr
Elevation688 ft (210 m)
Education
C
Bachelor's+17.0%
High School+98.1%
Graduate+4.8%
School Score5.53
Community
2024 VoteR 74% / D 25%
Commute24 min
Broadband92.7%
EV Stations1
Libraries4
Is Bement a Good Place to Live?
Based on current data, Bement receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Bement offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bement is $79,583, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.1%. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Bement is $101,200, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $772 per month, below the national average / a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Bement is a very safe community with a violent crime rate of 84 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,004 per 100,000, 49% below the national average.
Education
17.0% of residents hold a bachelor's degree, below the national average of 33.7%. 98.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Bement experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.4 inches. Air quality is rated Good with a median AQI of 43.
Bement has a population of 1,664 with a density of 2,133 people per square mile, spread across 0.3 square miles. The median age is 39.4 years, 1% older than the national median of 38.9. The gender split is 51.5% female and 48.5% male. The city is predominantly White (96.9%), with 2.3% Black. English is the primary language spoken at home by 98.1% of residents. 6.4% of the population are veterans. 10.8% of residents have a disability. 89.1% have health insurance coverage.
Population
39.4yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
The median household income in Bement is $79,583, which is 6% above the national average of $75,149. Per capita income is $32,463 (below the $39,052 national figure). The average weekly wage is $992, 31% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 2.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 342 business establishments, including 25 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 24 minutes. 5.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $79,583 |
| 6% above US avg |
| Per Capita Income | $32,463 |
| Avg Weekly Wage | $992 |
| IRS Avg AGI | $79,919 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 2.6% |
| 79% below US avg |
| Establishments (County) | 342 |
| County GDP | $981M |
Business (County)
| Restaurants | 25 |
| Healthcare | 33 |
| Retail | 46 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $5,233 |
| 50% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.17% |
Commute & Transportation
| Commute Time | 23.5 min |
| Drive Alone | 81.0% |
| Public Transit | 0.0% |
| Work from Home | 5.3% |
The median home value in Bement is $101,200, 64% below the national median of $281,900. Zillow estimates the typical home value at $163,622, higher than the Census estimate. Monthly rent averages $772 (34% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 82.9% of housing units are owner-occupied (above the 65.4% national rate). There are 703 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $5,233 (higher than the $3,500 national average). 18.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $101,200 |
| 64% below US avg |
| Zillow ZHVI | $163,622 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $772 |
| 34% below US avg |
| Rent Burden | 18.2% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 82.9% |
| Owner-Occupied | 82.9% |
| Renter-Occupied | 17.1% |
| Housing Units | 703 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $5,233 |
| 50% above US avg |
| Effective Rate | 5.17% |
In Bement, 36.2% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.2% of residents. 30.3% have high blood pressure. 15.0% are current smokers. 21.3% report binge drinking. 21.7% are physically inactive. 24.0% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:3,627. The dentist ratio is 1:7,161. 65.8% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Bement vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.3% |
| Asthma | 10.6% |
| COPD | 6.4% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.7% |
| Depression | 24.0% |
| Mental Distress | 18.7% |
| Physical Distress | 12.5% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 89.1% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:3,627 |
| Dentists | 1:7,161 |
| Mental Health | 1:495 |
| Checkup Rate | 75.0% |
| Dental Visits | 60.9% |
| Premature Death | 8,830/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 65.8% |
| Healthcare Facilities | 33 |
Bement has a violent crime rate of 84 per 100,000 residents, 78% below the national average of 380. Property crime stands at 1,004 per 100,000, 49% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Bement receives a safety grade of F.
Crime Rates: Bement vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 83.7/100K |
| 78% below US avg |
| |
Property Crime
| Total Property | 1,004.2/100K |
| 49% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bement experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 688 feet.
Temperature
27°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 53.1°F |
| 2% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 688 ft (210 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 2,133/sq mi |
| Coordinates | 39.9230°N, 88.5724°W |
| Timezone | America/Chicago |
| County | Moultrie County County |
| Nearest Airport | Central Il Regional/Bloomington-Normal (BMI)
42 miles away |
Precipitation & Snow
Annual Rainfall
36.4"
4% below US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.0 / 100 |
| Social Vulnerability | 81.2 / 100 |
| Community Resilience | 60.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
110 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
135 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
130 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
66 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
107 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
131 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
132 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
111 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
119 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
112 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
750 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 20 fatalities, 594 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1977 |
EF4 |
68 km |
0 |
| Mar 20, 1976 |
EF4 |
24 km |
0 |
| Jun 14, 1957 |
EF4 |
98 km |
2 |
| Dec 1, 2018 |
EF3 |
90 km |
0 |
| Nov 17, 2013 |
EF3 |
49 km |
0 |
| Nov 17, 2013 |
EF3 |
23 km |
0 |
| Aug 19, 2009 |
EF3 |
84 km |
0 |
| Apr 19, 1996 |
EF3 |
32 km |
0 |
| Apr 19, 1996 |
EF3 |
80 km |
0 |
| Apr 19, 1996 |
EF3 |
57 km |
1 |
| Apr 19, 1996 |
EF3 |
53 km |
0 |
| May 9, 1995 |
EF3 |
99 km |
0 |
| Aug 21, 1977 |
EF3 |
55 km |
6 |
| Aug 10, 1974 |
EF3 |
94 km |
0 |
| Aug 10, 1974 |
EF3 |
53 km |
0 |
| Apr 3, 1974 |
EF3 |
53 km |
1 |
| Apr 3, 1974 |
EF3 |
30 km |
1 |
| Apr 3, 1974 |
EF3 |
43 km |
0 |
| Apr 3, 1974 |
EF3 |
67 km |
0 |
| Apr 22, 1963 |
EF3 |
29 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.9 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.9 in |
|
| March |
41°F (5°C) |
3.3 in |
|
| April |
52°F (11°C) |
4.0 in |
|
| May |
63°F (17°C) |
4.1 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
76°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.2 in |
|
| October |
55°F (13°C) |
2.7 in |
|
| November |
42°F (6°C) |
3.3 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Bement has a seasonal temperature swing of 48°F / from 27°F in January to 76°F in July. Total annual precipitation is 39.5 inches, with July being the wettest month (4.5") and January the driest (1.9").
Average costs for common services in Bement. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $826 |
| Toddler | $703 |
| Preschool | $611 |
| Family Childcare (monthly) |
| Infant | $801 |
| Toddler | $628 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bement
What is the population of Bement?
Bement has a population of 1,664 residents and is located in Illinois. The population density is 2,133 people per square mile, spread across 0.3 square miles. The median age of residents is 39.4 years. The population is 51.5% female and 48.5% male.
Is Bement expensive to live in?
Bement has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $79,583, 6% above the national average of $75,149. The median home value is $101,200 (64% below the U.S. median). Renters pay a median of $772 per month, below the national average of $1,163. The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Bement safe?
Bement is considered a very safe city with a violent crime rate of 84 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,004 per 100,000 (below the national average). Overall, Bement receives a safety grade of F based on combined crime data.
What is the weather like in Bement?
Bement has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 76°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 36.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Bement?
The job market in Bement is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $992. There are 342 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 24 minutes, and 5.3% of workers work from home.
How much does housing cost in Bement?
The median home value in Bement is $101,200. Zillow estimates the typical home value at $163,622. For renters, the median monthly rent is $772. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 82.9%. The average annual property tax is $5,233.
How are the schools in Bement?
Schools in Bement score 5.5 out of 10 on standardized testing, near the national average. 17.0% of adults in Bement hold a bachelor's degree or higher, below the national average of 33.7%. 98.1% have completed high school. 4.8% hold a graduate or professional degree.
How healthy is Bement?
The obesity rate in Bement is 36.2% (above the national rate of 32.1%). 15.0% of adults are smokers. 21.7% are physically inactive. 24.0% of residents report depression. 7.6% lack health insurance. 65.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,627.
What is transportation like in Bement?
The average commute in Bement is 24 minutes, shorter than the national average of 28 minutes. 81% of workers drive alone to work, and 5.3% work from home.
What are the demographics of Bement?
The racial and ethnic makeup of Bement is 96.9% White, 2.3% Black or African American. 98.1% of residents speak only English at home. 6.4% of the population are military veterans. 10.8% of residents have a disability. 89.1% have health insurance coverage.
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