Median Income
$79,333
6% higher than US avg
Home Value
$207,200
26% lower than US avg
Violent Crime
58/100K
85% lower than US avg
Bachelor's+
25.7%
24% lower than US avg
Median Rent
$1,002
14% lower than US avg
Obesity Rate
31.4%
2% lower than US avg
Unemployment
7.7%
114% higher than US avg
Poverty Rate
1.2%
90% lower than US avg
How Tolono Compares to the U.S. Average (100% = U.S. avg)
People
Population3,546
Median Age35.6 yrs
Density1,721/mi²
Male / Female48% / 52%
Largest GroupWhite 97%
Veterans5.4%
Economy
B+
Median Income$79,333
Per Capita$38,292
Unemployment7.7%
Poverty1.2%
County GDP$1,440M
Commute20 min
Housing
A+
Home Value$207,200
Rent$1,002
Ownership72.2%
Zillow$241,704
Housing Units1,409
Rent Burden24.7%
Crime
F
Violent58/100K
Property580/100K
Murder0.0/100K
Assault0/100K
Burglary203/100K
Health
Obesity31.4%
Uninsured6.1%
Smoking11.9%
Depression24.3%
Heart Disease4.6%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain40.6 in/yr
Sunny Days293/yr
Elevation735 ft (224 m)
Education
B
Bachelor's+25.7%
High School+99.6%
Graduate+7.9%
School Score5.35
Community
2024 VoteR 72% / D 26%
Commute20 min
Broadband98.2%
EV Stations2
Libraries4
Is Tolono a Good Place to Live?
Based on current data, Tolono receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Tolono offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Tolono is $79,333, roughly in line with the national average of $75,149. The unemployment rate of 7.7% is somewhat elevated compared to the national rate of 3.6%. Only 1.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Tolono is $207,200, 26% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,002 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Tolono is a very safe community with a violent crime rate of 58 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 580 per 100,000, 70% below the national average.
Education
25.7% of residents hold a bachelor's degree, below the national average of 33.7%. 99.6% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Tolono experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.6 inches, including 16.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Tolono has a population of 3,546 with a density of 1,721 people per square mile, spread across 0.8 square miles. The median age is 35.6 years, 8% younger than the national median of 38.9. The gender split is 51.7% female and 48.3% male. The city is predominantly White (97.1%). English is the primary language spoken at home by 98.9% of residents. 5.4% of the population are veterans. 7.5% of residents have a disability (below the 13.0% national average). 98.0% have health insurance coverage.
Population
35.6yrs
Median Age
8% below US avg
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.1%
92% below US avg
The median household income in Tolono is $79,333, which is 6% above the national average of $75,149. Per capita income is $38,292. The average weekly wage is $1,044, 27% lower than the U.S. average. The unemployment rate is 7.7% (above the 3.6% US average). 1.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 603 business establishments, including 55 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 4.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $79,333 |
| 6% above US avg |
| Per Capita Income | $38,292 |
| Avg Weekly Wage | $1,044 |
| IRS Avg AGI | $76,563 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.7% |
| 114% above US avg |
| Poverty Rate | 1.2% |
| 90% below US avg |
| Establishments (County) | 603 |
| County GDP | $1,440M |
Business (County)
| Restaurants | 55 |
| Healthcare | 45 |
| Retail | 84 |
| Manufacturing | 84 |
Tax & Cost of Living
| Property Tax (IRS) | $4,396 |
| 26% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.12% |
Commute & Transportation
| Commute Time | 20.1 min |
| Drive Alone | 91.9% |
| Public Transit | 0.0% |
| Work from Home | 4.6% |
The median home value in Tolono is $207,200, 26% below the national median of $281,900. Zillow estimates the typical home value at $241,704, higher than the Census estimate. Homes sell for 96.1% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,002 (14% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 72.2% of housing units are owner-occupied. There are 1,409 total housing units in the city. The median year a home was built is 1977. The average annual property tax is $4,396 (higher than the $3,500 national average). 24.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $207,200 |
| 26% below US avg |
| Zillow ZHVI | $241,704 |
| Median List Price | $279,900 |
Real Estate Market (Redfin)
| Median List Price | $279,900 |
| $/Sq Ft | $126 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 96.1% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,002 |
| 14% below US avg |
| Rent Burden | 24.7% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 72.2% |
| Owner-Occupied | 72.2% |
| Renter-Occupied | 27.8% |
| Housing Units | 1,409 |
| Median Year Built | 1977 |
Property Tax
| Avg Tax (IRS) | $4,396 |
| 26% above US avg |
| Effective Rate | 2.12% |
In Tolono, 31.4% of adults are obese, below the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 27.5% have high blood pressure. 11.9% are current smokers. 21.9% report binge drinking. 17.4% are physically inactive, below the national average. 24.3% report depression (above the 20.0% national average). 17.0% experience frequent mental distress. 6.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,817. The dentist ratio is 1:1,975. 81.7% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Tolono vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.4% |
| 2% below US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.6% |
| High Blood Pressure | 27.5% |
| Asthma | 10.2% |
| COPD | 5.2% |
| Cancer | 7.5% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 11.9% |
| 15% below US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 17.4% |
| Depression | 24.3% |
| Mental Distress | 17.0% |
| Physical Distress | 10.9% |
| Short Sleep | 31.3% |
Healthcare Access
| Insurance Rate | 98.0% |
| Uninsured | 6.1% |
| 29% below US avg |
| Primary Care | 1:2,817 |
| Dentists | 1:1,975 |
| Mental Health | 1:9,814 |
| Checkup Rate | 74.5% |
| Dental Visits | 71.3% |
| Premature Death | 6,968/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 81.7% |
| Healthcare Facilities | 45 |
Tolono has a violent crime rate of 58 per 100,000 residents, 85% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 58.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 580 per 100,000, 70% below the U.S. average. This includes larceny/theft at 377, burglary at 203, vehicle theft at 0 per 100,000 residents. The county recorded 1 fatal traffic crashes. Overall, Tolono receives a safety grade of F.
Crime Rates: Tolono vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 58.0/100K |
| 85% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 58.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 580.2/100K |
| 70% below US avg |
| Burglary | 203.1/100K |
| Theft | 377.1/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Tolono experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.6 inches. The area receives 16.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 735 feet.
Temperature
26°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 735 ft (224 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 1,721/sq mi |
| Coordinates | 39.9913°N, 88.2625°W |
| Timezone | America/Chicago |
| County | Douglas County County |
| Nearest Airport | Vermilion Regional (DNV)
38 miles away |
Precipitation & Snow
Annual Rainfall
40.6"
7% above US avg
Wettest Month (Jul)
4.61"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.1 / 100 |
| Social Vulnerability | 57.9 / 100 |
| Community Resilience | 63.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
14 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
85 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
130 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
146 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
132 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
149 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
71 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
125 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
104 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
149 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
92 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
134 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
115 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
148 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
123 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
689 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 18 fatalities, 479 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1977 |
EF4 |
89 km |
0 |
| Mar 20, 1976 |
EF4 |
51 km |
0 |
| Nov 17, 2013 |
EF3 |
28 km |
0 |
| Nov 17, 2013 |
EF3 |
18 km |
0 |
| Apr 19, 1996 |
EF3 |
99 km |
0 |
| Apr 19, 1996 |
EF3 |
81 km |
0 |
| Apr 19, 1996 |
EF3 |
9 km |
0 |
| Apr 19, 1996 |
EF3 |
30 km |
1 |
| Aug 21, 1977 |
EF3 |
71 km |
6 |
| Aug 10, 1974 |
EF3 |
99 km |
0 |
| Aug 10, 1974 |
EF3 |
50 km |
0 |
| Apr 3, 1974 |
EF3 |
66 km |
0 |
| Apr 3, 1974 |
EF3 |
80 km |
1 |
| Apr 3, 1974 |
EF3 |
17 km |
0 |
| Apr 3, 1974 |
EF3 |
3 km |
1 |
| Apr 3, 1974 |
EF3 |
74 km |
0 |
| May 15, 1968 |
EF3 |
85 km |
0 |
| Apr 29, 1963 |
EF3 |
94 km |
0 |
| Apr 22, 1963 |
EF3 |
21 km |
0 |
| Apr 22, 1963 |
EF3 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.9 in |
Coldest, Driest |
| February |
29°F (-2°C) |
2.0 in |
|
| March |
41°F (5°C) |
3.2 in |
|
| April |
52°F (11°C) |
3.9 in |
|
| May |
63°F (17°C) |
4.2 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
75°F (24°C) |
4.6 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.3 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (6°C) |
3.4 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Tolono has a seasonal temperature swing of 49°F / from 26°F in January to 75°F in July. Total annual precipitation is 40.1 inches, with July being the wettest month (4.6") and January the driest (1.9").
Average costs for common services in Tolono. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Tolono
What is the population of Tolono?
Tolono has a population of 3,546 residents and is located in Illinois. The population density is 1,721 people per square mile, spread across 0.8 square miles. The median age of residents is 35.6 years, which is younger than the national median of 38.9 years. The population is 51.7% female and 48.3% male.
Is Tolono expensive to live in?
Tolono has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $79,333, 6% above the national average of $75,149. The median home value is $207,200 (26% below the U.S. median). Renters pay a median of $1,002 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Tolono safe?
Tolono is considered a very safe city with a violent crime rate of 58 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 580 per 100,000 (below the national average). Overall, Tolono receives a safety grade of F based on combined crime data.
What is the weather like in Tolono?
Tolono has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 40.6 inches, with 16.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Tolono?
The unemployment rate in Tolono is 7.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,044. There are 603 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 20 minutes, and 4.6% of workers work from home.
How much does housing cost in Tolono?
The median home value in Tolono is $207,200. Zillow estimates the typical home value at $241,704. For renters, the median monthly rent is $1,002. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 72.2%. The average annual property tax is $4,396.
How are the schools in Tolono?
Schools in Tolono score 5.3 out of 10 on standardized testing, near the national average. 25.7% of adults in Tolono hold a bachelor's degree or higher, below the national average of 33.7%. 99.6% have completed high school. 7.9% hold a graduate or professional degree.
How healthy is Tolono?
The obesity rate in Tolono is 31.4% (below the national rate of 32.1%). 11.9% of adults are smokers. 17.4% are physically inactive. 24.3% of residents report depression. 6.1% lack health insurance (below the national rate). 81.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,817.
What is transportation like in Tolono?
The average commute in Tolono is 20 minutes, shorter than the national average of 28 minutes. 91.9% of workers drive alone to work, and 4.6% work from home.
What are the demographics of Tolono?
The racial and ethnic makeup of Tolono is 97.1% White, 0.9% Black or African American. 98.9% of residents speak only English at home. 5.4% of the population are military veterans. 7.5% of residents have a disability. 98.0% have health insurance coverage.
All Countries
