St. Joseph, IL

Illinois · Metropolitan Area

St. Joseph is a small town in Illinois with a population of 3,833. Residents earn $114,594 per year, which is 52% above the national average.

4.7 /5.0
A+ Excellent
3,833 Population 1,843/sq mi density
$114,594 Median Income $51,391 per capita
$257,400 Home Value
$969 Median Rent 24.0% income on rent
52°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$114,594 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$257,400 home value, $969/mo rent
B+
Education
4.0 / 5.0
37.1% bachelor's degree or higher
Median Income $114,594
52% higher than US avg
Home Value $257,400
9% lower than US avg
Bachelor's+ 37.1%
10% higher than US avg
Median Rent $969
17% lower than US avg
Obesity Rate 30.5%
5% lower than US avg
Unemployment 0.5%
86% lower than US avg
Poverty Rate 0.5%
96% lower than US avg

How St. Joseph Compares to the U.S. Average (100% = U.S. avg)

People

Population3,833
Median Age39.9 yrs
Density1,843/mi²
Male / Female46% / 54%
Largest GroupWhite 93%

Economy

A+
Median Income$114,594
Per Capita$51,391
Unemployment0.5%
Poverty0.5%
County GDP$15,450M
Commute24 min

Housing

A+
Home Value$257,400
Rent$969
OwnershipN/A
Rent Burden24.0%

Crime

ViolentN/A
PropertyN/A

Health

Obesity30.5%
UninsuredN/A
Depression24.3%
Heart Disease4.3%

Climate

Avg Temp52°F
AQI43 (Good)
Rain40.9 in/yr
Elevation674 ft

Education

B+
Bachelor's+37.1%
High School+98.6%
School Score5.34

Community

2024 VoteR 37% / D 61%
Commute24 min
Libraries11

Is St. Joseph a Good Place to Live?

Based on current data, St. Joseph receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. St. Joseph stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Joseph is $114,594, which is significantly higher than the national average — 52% above $75,149. This places St. Joseph among higher-income communities. The job market is very strong with unemployment at just 0.5%. Only 0.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in St. Joseph is $257,400, roughly aligned with the national median of $281,900. Renters pay a median of $969 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 37.1% holding a bachelor's degree or higher, near the national average. 98.6% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

St. Joseph experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 75°F in July. Annual precipitation totals 40.9 inches, including 20.8 inches of snow. Air quality is rated Good with a median AQI of 43.

St. Joseph has a population of 3,833 with a density of 1,843 people per square mile. The median age is 39.9 years, 3% older than the national median of 38.9. The city is predominantly White (93.1%).

Population

3,833
Total Population
1,843
People / sq mi
39.9yrs
Median Age
3% above US avg
2.1mi²
Land Area

Gender Distribution

Male 46.1%
Female 53.9%

Race & Ethnicity

St. Joseph vs U.S. Average

Language Spoken at Home

English Only95.4%
22% above US avg
Spanish4.6%
66% below US avg

Social Characteristics

St. Joseph vs U.S. Average

The median household income in St. Joseph is $114,594, which is 52% above the national average of $75,149. The unemployment rate is 0.5% (below the 3.6% US average). 0.5% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: St. Joseph vs U.S.

Commute Mode

Income

Median HH Income$114,594
52% above US avg
Per Capita Income$51,391
Avg Weekly Wage$1,235
IRS Avg AGI$79,600

Employment & Poverty

Unemployment0.5%
86% below US avg
Poverty Rate0.5%
96% below US avg
Establishments (County)4,160
County GDP$15,450M

Business (County)

Restaurants590
Healthcare419
Retail576
Manufacturing124

Tax & Cost of Living

Property Tax (IRS)$7,971
128% above US avg
Effective Tax Rate3.10%

Commute & Transportation

Commute Time24.2 min
Work from Home17.4%

Walkability

The median home value in St. Joseph is $257,400, 9% below the national average. Monthly rent averages $969 (17% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$257,400
9% below US avg
Median List Price$279,900

Real Estate Market (Redfin)

Median List Price$279,900
$/Sq Ft$131
Homes Sold4
Sale-to-List Ratio99.7%
Price Drops0.0%
Inventory5

Rental Costs

Census Median Rent$969
17% below US avg
Rent Burden24.0%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied85.8%

Property Tax

Avg Tax (IRS)$7,971
128% above US avg
Effective Rate3.10%
In St. Joseph, 30.5% of adults are obese (below the 32.1% national rate). 24.3% report depression. 15.9% are physically inactive.

Health Metrics: St. Joseph vs U.S. Average (%)

Chronic Conditions

Obesity30.5%
5% below US avg
Diabetes7.6%
Heart Disease4.3%
High Blood Pressure26.5%
Asthma10.2%
COPD4.8%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking22.3%
Physical Inactivity15.9%
Depression24.3%
Mental Distress16.6%
Physical Distress10.4%

Healthcare Access

Insurance Rate96.2%
Checkup Rate74.7%
Premature Death7,180/100K

Food & Exercise

Food Environment8.2/10
Exercise Access88.1%
Healthcare Facilities419

Crime Rates: St. Joseph vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

St. Joseph has an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 75°F in July. Annual precipitation is 40.9 inches. Air quality is rated Good with a median AQI of 43.

Temperature

26°F Jan (-4°C) 75°F Jul (24°C)
Annual Average52.3°F
3% below US avg
January Average26°F (-4°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall40.9 inches
8% above US avg
Snowfall20.8 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation674 ft (205 m)
Area2.1 sq mi (5.4 km²)
Population Density1,843/sq mi
Coordinates40.1147°N, 88.0356°W
County FIPS17019
It is classified as Metro — under 250K. 37.1% of residents hold a bachelor's degree or higher (10% above US avg). In the 2024 election, the county voted Democrat by a 24.1-point margin.

2024 Presidential Election (County)

R 37.2%
D 61.3%

Winner: Democrat by 24.1 points

Education

Bachelor's Degree+37.1%
10% above US avg
High School+98.6%
School Test Score5.34
B+ Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,843/sq mi
Total Area2.1 sq mi

Infrastructure & Services

Public Libraries11
Healthcare Facilities419
Restaurants590
Retail Stores576

Safety & Disasters

Fatal Crashes (County/yr)19

Commute & Transportation

Avg Commute24.2 min
Work from Home17.4%

Nearby Cities

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