Median Income
$88,828
18% higher than US avg
Home Value
$280,700
0% lower than US avg
Violent Crime
743/100K
96% higher than US avg
Bachelor's+
58.8%
74% higher than US avg
Median Rent
$954
18% lower than US avg
Obesity Rate
29.8%
7% lower than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
4.0%
68% lower than US avg
How Savoy Compares to the U.S. Average (100% = U.S. avg)
People
Population8,807
Median Age38.3 yrs
Density2,677/mi²
Male / Female42% / 58%
Largest GroupWhite 67%
Veterans5.8%
Economy
A+
Median Income$88,828
Per Capita$47,009
Unemployment0.8%
Poverty4.0%
County GDP$15,450M
Commute17 min
Housing
A+
Home Value$280,700
Rent$954
Ownership58.8%
Zillow$344,822
Housing Units3,790
Rent Burden25.5%
Crime
F
Violent743/100K
Property2,685/100K
Health
Obesity29.8%
Uninsured6.0%
Smoking10.6%
Depression21.4%
Heart Disease4.4%
Climate
Avg Temp53°F (11°C)
AQI43 (Good)
Rain37.0 in/yr
Sunny Days275/yr
Elevation742 ft (226 m)
Education
A+
Bachelor's+58.8%
High School+97.9%
Graduate+31.6%
School Score5.31
Community
2024 VoteR 37% / D 61%
Commute17 min
Broadband91.7%
EV Stations2
Libraries11
Is Savoy a Good Place to Live?
Based on current data, Savoy receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include elevated crime rates. Savoy offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Savoy is $88,828, 18% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.8%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Savoy is $280,700, roughly aligned with the national median of $281,900. Renters pay a median of $954 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
With 743 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 2,685 per 100,000, 37% above the national average.
Education
Savoy is a highly educated community / 58.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Savoy experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.0 inches. Air quality is rated Good with a median AQI of 43.
Savoy has a population of 8,807 with a density of 2,677 people per square mile, spread across 3.2 square miles. The median age is 38.3 years, 2% younger than the national median of 38.9. The gender split is 58.3% female and 41.7% male. The city is predominantly White (66.6%), with 9.1% Black. English is the primary language spoken at home by 77.6% of residents, while 22.4% speak Spanish. 5.8% of the population are veterans. 10.1% of residents have a disability (below the 13.0% national average). 97.0% have health insurance coverage.
Population
38.3yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
77.6%
1% below US avg
Spanish
22.4%
67% above US avg
The median household income in Savoy is $88,828, which is 18% above the national average of $75,149. Per capita income is $47,009 (above the $39,052 national figure). The average weekly wage is $1,235, 14% lower than the U.S. average. The unemployment rate is 0.8% (below the 3.6% US average). 4.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,160 business establishments, including 590 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 16.3% of workers work from home.
Income
| Median HH Income | $88,828 |
| 18% above US avg |
| Per Capita Income | $47,009 |
| Avg Weekly Wage | $1,235 |
| IRS Avg AGI | $79,600 |
| Gini Index | 0.498 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 4.0% |
| 68% below US avg |
| Establishments (County) | 4,160 |
| County GDP | $15,450M |
Business (County)
| Restaurants | 590 |
| Healthcare | 419 |
| Retail | 576 |
| Manufacturing | 124 |
Tax & Cost of Living
| Property Tax (IRS) | $7,971 |
| 128% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.84% |
Commute & Transportation
| Commute Time | 17.0 min |
| Drive Alone | 76.3% |
| Public Transit | 1.3% |
| Work from Home | 16.3% |
The median home value in Savoy is $280,700, 0% below the national median of $281,900. Zillow estimates the typical home value at $344,822, higher than the Census estimate. Homes sell for 98.7% of their list price. Monthly rent averages $954 (18% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 58.8% of housing units are owner-occupied. There are 3,790 total housing units in the city. The median year a home was built is 1996. The average annual property tax is $7,971 (higher than the $3,500 national average). 25.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $280,700 |
| 0% below US avg |
| Zillow ZHVI | $344,822 |
| Median List Price | $439,900 |
Real Estate Market (Redfin)
| Median List Price | $439,900 |
| $/Sq Ft | $190 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 98.7% |
| Price Drops | 10.0% |
| Inventory | 20 |
Rental Costs
| Census Median Rent | $954 |
| 18% below US avg |
| Zillow Rent (ZORI) | $1,593 |
| Rent Burden | 25.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 58.8% |
| Owner-Occupied | 58.8% |
| Renter-Occupied | 41.2% |
| Housing Units | 3,790 |
| Median Year Built | 1996 |
Property Tax
| Avg Tax (IRS) | $7,971 |
| 128% above US avg |
| Effective Rate | 2.84% |
In Savoy, 29.8% of adults are obese, below the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 4.4% of residents, below the national average. 28.3% have high blood pressure. 10.6% are current smokers (below the 14.0% national rate). 18.7% report binge drinking. 18.4% are physically inactive, below the national average. 21.4% report depression. 15.5% experience frequent mental distress. 6.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:958. The dentist ratio is 1:1,497. 88.1% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Savoy vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.8% |
| 7% below US avg |
| Diabetes | 9.1% |
| Heart Disease | 4.4% |
| High Blood Pressure | 28.3% |
| Asthma | 9.6% |
| COPD | 4.7% |
| Cancer | 6.9% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 10.6% |
| 24% below US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 18.4% |
| Depression | 21.4% |
| Mental Distress | 15.5% |
| Physical Distress | 10.3% |
| Short Sleep | 33.5% |
Healthcare Access
| Insurance Rate | 97.0% |
| Uninsured | 6.0% |
| 30% below US avg |
| Primary Care | 1:958 |
| Dentists | 1:1,497 |
| Mental Health | 1:272 |
| Checkup Rate | 75.9% |
| Dental Visits | 68.2% |
| Premature Death | 7,180/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 88.1% |
| Healthcare Facilities | 419 |
Savoy has a violent crime rate of 743 per 100,000 residents, 96% above the national average of 380. Property crime stands at 2,685 per 100,000, 37% above the U.S. average. The county recorded 19 fatal traffic crashes. Overall, Savoy receives a safety grade of F.
Crime Rates: Savoy vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 742.9/100K |
| 96% above US avg |
| |
Property Crime
| Total Property | 2,684.7/100K |
| 37% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 19 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Savoy experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.0 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 742 feet.
Temperature
26°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 52.5°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 742 ft (226 m) |
| Area | 3.2 sq mi (8.3 km²) |
| Population Density | 2,677/sq mi |
| Coordinates | 40.0591°N, 88.2545°W |
| Timezone | America/Chicago |
| County | Champaign County County |
| Nearest Airport | Vermilion Regional (DNV)
36 miles away |
Precipitation & Snow
Annual Rainfall
37.0"
3% below US avg
Wettest Month (Jul)
4.57"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0442 ppm |
| SO₂ (Sulfur Dioxide) | 0.56 ppb |
| CO (Carbon Monoxide) | 0.11 ppm |
| PM2.5 (Fine Particles) | 8.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.5 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 86.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
86 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
137 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
148 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
133 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
78 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
132 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
103 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
96 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
142 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
123 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
689 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 18 fatalities, 473 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1977 |
EF4 |
87 km |
0 |
| Mar 20, 1976 |
EF4 |
55 km |
0 |
| Nov 17, 2013 |
EF3 |
21 km |
0 |
| Nov 17, 2013 |
EF3 |
25 km |
0 |
| Apr 19, 1996 |
EF3 |
83 km |
0 |
| Apr 19, 1996 |
EF3 |
1 km |
0 |
| Apr 19, 1996 |
EF3 |
98 km |
0 |
| Apr 19, 1996 |
EF3 |
27 km |
1 |
| Aug 21, 1977 |
EF3 |
78 km |
6 |
| Aug 10, 1974 |
EF3 |
57 km |
0 |
| Apr 3, 1974 |
EF3 |
60 km |
0 |
| Apr 3, 1974 |
EF3 |
20 km |
0 |
| Apr 3, 1974 |
EF3 |
84 km |
1 |
| Apr 3, 1974 |
EF3 |
9 km |
1 |
| Apr 3, 1974 |
EF3 |
70 km |
0 |
| May 15, 1968 |
EF3 |
78 km |
0 |
| Apr 29, 1963 |
EF3 |
97 km |
0 |
| Apr 22, 1963 |
EF3 |
29 km |
0 |
| Apr 22, 1963 |
EF3 |
44 km |
0 |
| Jul 21, 1961 |
EF3 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.9 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.9 in |
|
| March |
40°F (5°C) |
3.2 in |
|
| April |
52°F (11°C) |
3.8 in |
|
| May |
63°F (17°C) |
4.3 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
75°F (24°C) |
4.6 in |
Warmest, Wettest |
| August |
73°F (23°C) |
4.0 in |
|
| September |
67°F (19°C) |
3.3 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (6°C) |
3.3 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Savoy has a seasonal temperature swing of 49°F / from 26°F in January to 75°F in July. Total annual precipitation is 39.7 inches, with July being the wettest month (4.6") and January the driest (1.9").
Average costs for common services in Savoy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,340 |
| Toddler | $1,191 |
| Preschool | $1,035 |
| Family Childcare (monthly) |
| Infant | $640 |
| Toddler | $683 |
| Preschool | $613 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Savoy
What is the population of Savoy?
Savoy has a population of 8,807 residents and is located in Illinois. The population density is 2,677 people per square mile, spread across 3.2 square miles. The median age of residents is 38.3 years. The population is 58.3% female and 41.7% male.
Is Savoy expensive to live in?
Savoy has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $88,828, 18% above the national average of $75,149. The median home value is $280,700 (0% below the U.S. median). Renters pay a median of $954 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Savoy safe?
Public safety is a concern in Savoy, with a violent crime rate of 743 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 2,685 per 100,000 (above the national average). Overall, Savoy receives a safety grade of F based on combined crime data.
What is the weather like in Savoy?
Savoy has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Savoy?
The job market in Savoy is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $1,235. There are 4,160 business establishments in the area, including 590 restaurants and food service locations. The average commute time is 17 minutes, and 16.3% of workers work from home.
How much does housing cost in Savoy?
The median home value in Savoy is $280,700. Zillow estimates the typical home value at $344,822. For renters, the median monthly rent is $954. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 58.8%. The average annual property tax is $7,971.
How are the schools in Savoy?
Schools in Savoy score 5.3 out of 10 on standardized testing, near the national average. 58.8% of adults in Savoy hold a bachelor's degree or higher, above the national average of 33.7%. 97.9% have completed high school. 31.6% hold a graduate or professional degree.
How healthy is Savoy?
The obesity rate in Savoy is 29.8% (below the national rate of 32.1%). 10.6% of adults are smokers. 18.4% are physically inactive. 21.4% of residents report depression. 6.0% lack health insurance (below the national rate). 88.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:958.
What is transportation like in Savoy?
The average commute in Savoy is 17 minutes, shorter than the national average of 28 minutes. 76.3% of workers drive alone to work, 1.3% use public transit, and 16.3% work from home.
What are the demographics of Savoy?
The racial and ethnic makeup of Savoy is 66.6% White, 9.1% Black or African American. 77.6% of residents speak only English at home, while 22.4% speak Spanish. 5.8% of the population are military veterans. 10.1% of residents have a disability. 97.0% have health insurance coverage.
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