Median Income
$75,833
1% higher than US avg
Home Value
$125,700
55% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
14.3%
58% lower than US avg
Median Rent
$956
18% lower than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
10.3%
17% lower than US avg
How Homer Compares to the U.S. Average (100% = U.S. avg)
People
Population1,130
Median Age34.3 yrs
Density1,153/mi²
Male / Female51% / 49%
Largest GroupWhite 96%
Veterans7.1%
Economy
A
Median Income$75,833
Per Capita$57,995
Unemployment2.1%
Poverty10.3%
County GDP$4,180M
Commute27 min
Housing
A+
Home Value$125,700
Rent$956
Ownership78.4%
Zillow$172,831
Housing Units505
Rent Burden35.8%
Crime
C+
Violent0/100K
Property172/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity32.5%
Uninsured6.9%
Smoking13.5%
Depression24.8%
Heart Disease5.0%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain41.2 in/yr
Sunny Days275/yr
Elevation672 ft (205 m)
Education
C
Bachelor's+14.3%
High School+93.6%
Graduate+2.3%
School Score4.45
Community
2024 VoteR 67% / D 31%
Commute27 min
Broadband82.0%
EV Stations1
Libraries10
Is Homer a Good Place to Live?
Based on current data, Homer receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Homer offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Homer is $75,833, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 10.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Homer is $125,700, 55% below the national median / offering relatively affordable homeownership. Renters pay a median of $956 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Homer is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 172 per 100,000, 91% below the national average.
Education
14.3% of residents hold a bachelor's degree, below the national average of 33.7%. 93.6% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Homer experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 25.0 inches of snow. Air quality is rated Good with a median AQI of 43.
Homer has a population of 1,130 with a density of 1,153 people per square mile, spread across 0.4 square miles. The median age is 34.3 years, 12% younger than the national median of 38.9. The gender split is 49.3% female and 50.7% male. The city is predominantly White (96.2%). English is the primary language spoken at home by 99.7% of residents. 7.1% of the population are veterans. 14.9% of residents have a disability. 94.6% have health insurance coverage.
Population
34.3yrs
Median Age
12% below US avg
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.3%
98% below US avg
The median household income in Homer is $75,833, which is 1% above the national average of $75,149. Per capita income is $57,995 (above the $39,052 national figure). The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 10.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,313 business establishments, including 146 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 27 minutes. 7.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $75,833 |
| 1% above US avg |
| Per Capita Income | $57,995 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $57,745 |
| Gini Index | 0.435 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 10.3% |
| 17% below US avg |
| Establishments (County) | 1,313 |
| County GDP | $4,180M |
Business (County)
| Restaurants | 146 |
| Healthcare | 150 |
| Retail | 212 |
| Manufacturing | 72 |
Tax & Cost of Living
| Property Tax (IRS) | $4,912 |
| 40% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.91% |
Commute & Transportation
| Commute Time | 26.7 min |
| Drive Alone | 88.2% |
| Public Transit | 0.0% |
| Work from Home | 7.6% |
The median home value in Homer is $125,700, 55% below the national median of $281,900. Zillow estimates the typical home value at $172,831, higher than the Census estimate. Homes sell for 91.9% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $956 (18% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 78.4% of housing units are owner-occupied (above the 65.4% national rate). There are 505 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,912 (higher than the $3,500 national average). 35.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $125,700 |
| 55% below US avg |
| Zillow ZHVI | $172,831 |
| Median List Price | $139,900 |
Real Estate Market (Redfin)
| Median List Price | $139,900 |
| $/Sq Ft | $85 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 91.9% |
| Price Drops | 0.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $956 |
| 18% below US avg |
| Rent Burden | 35.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 78.4% |
| Owner-Occupied | 78.4% |
| Renter-Occupied | 21.6% |
| Housing Units | 505 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,912 |
| 40% above US avg |
| Effective Rate | 3.91% |
In Homer, 32.5% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 28.6% have high blood pressure. 13.5% are current smokers. 21.8% report binge drinking. 19.0% are physically inactive, below the national average. 24.8% report depression (above the 20.0% national average). 17.9% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:2,811. The dentist ratio is 1:2,679. 68.4% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Homer vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.6% |
| Asthma | 10.4% |
| COPD | 5.9% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.5% |
| 4% below US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 19.0% |
| Depression | 24.8% |
| Mental Distress | 17.9% |
| Physical Distress | 11.8% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 94.6% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:2,811 |
| Dentists | 1:2,679 |
| Mental Health | 1:245 |
| Checkup Rate | 73.9% |
| Dental Visits | 65.6% |
| Premature Death | 12,430/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 68.4% |
| Healthcare Facilities | 150 |
Homer has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 172 per 100,000, 91% below the U.S. average. This includes larceny/theft at 172, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 15 fatal traffic crashes. Overall, Homer receives a safety grade of C+.
Crime Rates: Homer vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 171.7/100K |
| 91% below US avg |
| Burglary | 0.0/100K |
| Theft | 171.7/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Homer experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.2 inches. The area receives 25.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 672 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (24°C)
| Annual Average | 52.2°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 672 ft (205 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 1,153/sq mi |
| Coordinates | 40.0330°N, 87.9578°W |
| Timezone | America/Chicago |
| County | Vermilion County County |
| Nearest Airport | Vermilion Regional (DNV)
22 miles away |
Precipitation & Snow
Annual Rainfall
41.2"
9% above US avg
Wettest Month (Jul)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 78.8 / 100 |
| Social Vulnerability | 70.2 / 100 |
| Community Resilience | 87.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
12 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
62 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
127 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
124 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
107 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
81 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
144 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
78 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
143 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
76 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
122 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
142 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
126 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
636 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 65 fatalities, 857 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
99 km |
3 |
| Mar 20, 1976 |
EF4 |
95 km |
0 |
| Mar 20, 1976 |
EF4 |
76 km |
0 |
| Apr 3, 1974 |
EF4 |
87 km |
18 |
| Apr 11, 1965 |
EF4 |
93 km |
28 |
| Nov 17, 2013 |
EF3 |
38 km |
0 |
| Nov 17, 2013 |
EF3 |
29 km |
0 |
| Apr 19, 1996 |
EF3 |
25 km |
0 |
| Apr 19, 1996 |
EF3 |
10 km |
1 |
| Nov 22, 1992 |
EF3 |
97 km |
0 |
| Jun 2, 1980 |
EF3 |
76 km |
1 |
| Jun 25, 1978 |
EF3 |
95 km |
0 |
| Aug 21, 1977 |
EF3 |
89 km |
6 |
| Aug 10, 1974 |
EF3 |
57 km |
0 |
| Apr 3, 1974 |
EF3 |
78 km |
0 |
| Apr 3, 1974 |
EF3 |
13 km |
0 |
| Apr 3, 1974 |
EF3 |
24 km |
1 |
| Apr 3, 1974 |
EF3 |
49 km |
0 |
| May 15, 1968 |
EF3 |
69 km |
0 |
| Apr 29, 1963 |
EF3 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.9 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.9 in |
|
| March |
40°F (5°C) |
3.1 in |
|
| April |
51°F (11°C) |
3.9 in |
|
| May |
63°F (17°C) |
4.3 in |
|
| June |
72°F (22°C) |
4.1 in |
|
| July |
74°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
66°F (19°C) |
3.2 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
42°F (6°C) |
3.4 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Homer has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 39.8 inches, with July being the wettest month (4.5") and January the driest (1.9").
Average costs for common services in Homer. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $768 |
| Toddler | $657 |
| Preschool | $541 |
| Family Childcare (monthly) |
| Infant | $781 |
| Toddler | $711 |
| Preschool | $636 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Homer
What is the population of Homer?
Homer has a population of 1,130 residents and is located in Illinois. The population density is 1,153 people per square mile, spread across 0.4 square miles. The median age of residents is 34.3 years, which is younger than the national median of 38.9 years. The population is 49.3% female and 50.7% male.
Is Homer expensive to live in?
Homer has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $75,833, 1% above the national average of $75,149. The median home value is $125,700 (55% below the U.S. median). Renters pay a median of $956 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Homer safe?
Homer is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 172 per 100,000 (below the national average). Overall, Homer receives a safety grade of C+ based on combined crime data.
What is the weather like in Homer?
Homer has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.2 inches, with 25.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Homer?
The job market in Homer is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $1,050. There are 1,313 business establishments in the area, including 146 restaurants and food service locations. The average commute time is 27 minutes, and 7.6% of workers work from home.
How much does housing cost in Homer?
The median home value in Homer is $125,700. Zillow estimates the typical home value at $172,831. For renters, the median monthly rent is $956. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 78.4%. The average annual property tax is $4,912.
How are the schools in Homer?
Schools in Homer have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 14.3% of adults in Homer hold a bachelor's degree or higher, below the national average of 33.7%. 93.6% have completed high school. 2.3% hold a graduate or professional degree.
How healthy is Homer?
The obesity rate in Homer is 32.5% (above the national rate of 32.1%). 13.5% of adults are smokers. 19.0% are physically inactive. 24.8% of residents report depression. 6.9% lack health insurance (below the national rate). 68.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,811.
What is transportation like in Homer?
The average commute in Homer is 27 minutes. 88.2% of workers drive alone to work, and 7.6% work from home.
What are the demographics of Homer?
The racial and ethnic makeup of Homer is 96.2% White, 0.6% Hispanic or Latino. 99.7% of residents speak only English at home. 7.1% of the population are military veterans. 14.9% of residents have a disability. 94.6% have health insurance coverage.
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