Median Income
$43,750
42% lower than US avg
Home Value
$92,500
67% lower than US avg
Violent Crime
225/100K
41% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
9.1%
27% lower than US avg
How Fidelity Compares to the U.S. Average (100% = U.S. avg)
People
Population105
Median Age35.7 yrs
Density1,050/mi²
Male / Female42% / 58%
Largest GroupWhite 94%
Veterans60.0%
Economy
B+
Median Income$43,750
Per Capita$10,520
Unemployment0.0%
Poverty9.1%
County GDP$673M
Housing
A+
Home Value$92,500
Ownership76.0%
Zillow$209,388
Housing Units62
Rent Burden25.4%
Crime
F
Violent225/100K
Property541/100K
Health
Obesity40.9%
Uninsured8.9%
Smoking17.9%
Depression26.2%
Heart Disease5.1%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain42.2 in/yr
Sunny Days293/yr
Elevation632 ft (193 m)
Education
F
Bachelor's+5.0%
High School+65.0%
Graduate+0.0%
School Score5.75
Community
2024 VoteR 74% / D 24%
Broadband25.0%
EV Stations1
Libraries1
Is Fidelity a Good Place to Live?
Based on current data, Fidelity receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Fidelity has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Fidelity is $43,750, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 9.1% of residents live in poverty, near the national average of 12.4%.
Cost of Living & Housing
The median home value in Fidelity is $92,500, 67% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Fidelity is below the national average at 225 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 541 per 100,000, 72% below the national average.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 65.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Fidelity experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.2 inches, including 12.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Fidelity has a population of 105 with a density of 1,050 people per square mile, spread across 0.0 square miles. The median age is 35.7 years, 8% younger than the national median of 38.9. The gender split is 58.1% female and 41.9% male. The city is predominantly White (94.3%). English is the primary language spoken at home by 82.7% of residents, while 17.3% speak Spanish. 60.0% of the population are veterans, above the national rate of 6.0%. 1.3% of residents have a disability (below the 13.0% national average). 92.0% have health insurance coverage.
Population
35.7yrs
Median Age
8% below US avg
Language Spoken at Home
English Only
82.7%
5% above US avg
Spanish
17.3%
29% above US avg
The median household income in Fidelity is $43,750, which is 42% below the national average of $75,149. Per capita income is $10,520 (below the $39,052 national figure). The average weekly wage is $870, 39% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 9.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 389 business establishments, including 54 restaurants. The cost of living index is 100, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,750 |
| 42% below US avg |
| Per Capita Income | $10,520 |
| Avg Weekly Wage | $870 |
| IRS Avg AGI | $72,020 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 9.1% |
| 27% below US avg |
| Establishments (County) | 389 |
| County GDP | $673M |
Business (County)
| Restaurants | 54 |
| Healthcare | 41 |
| Retail | 58 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $5,281 |
| 51% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.71% |
Commute & Transportation
| Drive Alone | 69.2% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Fidelity is $92,500, 67% below the national median of $281,900. Zillow estimates the typical home value at $209,388, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 76.0% of housing units are owner-occupied (above the 65.4% national rate). There are 62 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $5,281 (higher than the $3,500 national average). 25.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $92,500 |
| 67% below US avg |
| Zillow ZHVI | $209,388 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 76.0% |
| Owner-Occupied | 76.0% |
| Renter-Occupied | 24.0% |
| Housing Units | 62 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $5,281 |
| 51% above US avg |
| Effective Rate | 5.71% |
In Fidelity, 40.9% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.1% of residents. 30.2% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 25.4% are physically inactive. 26.2% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:2,133. The dentist ratio is 1:2,125. 68.4% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Fidelity vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.1% |
| High Blood Pressure | 30.2% |
| Asthma | 11.4% |
| COPD | 7.8% |
| Cancer | 6.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 25.4% |
| Depression | 26.2% |
| Mental Distress | 20.6% |
| Physical Distress | 14.1% |
| Short Sleep | 38.2% |
Healthcare Access
| Insurance Rate | 92.0% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:2,133 |
| Dentists | 1:2,125 |
| Mental Health | 1:753 |
| Checkup Rate | 72.4% |
| Dental Visits | 51.8% |
| Premature Death | 9,795/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 68.4% |
| Healthcare Facilities | 41 |
Fidelity has a violent crime rate of 225 per 100,000 residents, 41% below the national average of 380. Property crime stands at 541 per 100,000, 72% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Fidelity receives a safety grade of F.
Crime Rates: Fidelity vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 225.4/100K |
| 41% below US avg |
| |
Property Crime
| Total Property | 541.0/100K |
| 72% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Fidelity experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.2 inches. The area receives 12.5 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 632 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 632 ft (193 m) |
| Area | 0.0 sq mi (0.1 km²) |
| Population Density | 1,050/sq mi |
| Coordinates | 39.1546°N, 90.1645°W |
| Timezone | America/Chicago |
| County | Jersey County County |
| Nearest Airport | St Louis Regional (ALN)
19 miles away |
Precipitation & Snow
Annual Rainfall
42.2"
11% above US avg
Wettest Month (May)
4.25"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0508 ppm |
| PM2.5 (Fine Particles) | 7.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 18.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 82.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
26 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
136 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
92 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
121 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
138 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
137 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
99 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
88 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
114 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
127 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
132 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
75 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
85 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
77 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
104 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
130 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
85 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
138 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
135 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
134 km |
| Jun 6, 2017 |
8 km ENE of Bonne Terre, Missouri |
M2.6 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
639 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 54 fatalities, 1,112 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
54 km |
0 |
| Apr 3, 1981 |
EF4 |
48 km |
0 |
| Jan 24, 1967 |
EF4 |
62 km |
3 |
| Feb 10, 1959 |
EF4 |
79 km |
21 |
| Jun 14, 1957 |
EF4 |
77 km |
2 |
| Dec 10, 2021 |
EF3 |
89 km |
1 |
| Dec 10, 2021 |
EF3 |
45 km |
6 |
| Dec 1, 2018 |
EF3 |
72 km |
0 |
| May 31, 2013 |
EF3 |
73 km |
0 |
| May 31, 2013 |
EF3 |
39 km |
0 |
| Apr 19, 2011 |
EF3 |
43 km |
0 |
| Dec 31, 2010 |
EF3 |
96 km |
0 |
| Dec 31, 2010 |
EF3 |
78 km |
1 |
| Jun 1, 1999 |
EF3 |
46 km |
1 |
| May 9, 1995 |
EF3 |
89 km |
0 |
| Nov 15, 1988 |
EF3 |
61 km |
0 |
| Nov 15, 1988 |
EF3 |
61 km |
0 |
| Apr 29, 1984 |
EF3 |
69 km |
0 |
| May 1, 1983 |
EF3 |
58 km |
0 |
| May 1, 1983 |
EF3 |
19 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.8 in |
Coldest, Driest |
| February |
32°F (-0°C) |
2.0 in |
|
| March |
43°F (6°C) |
3.4 in |
|
| April |
54°F (12°C) |
3.8 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
72°F (22°C) |
3.6 in |
|
| July |
76°F (25°C) |
3.8 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
67°F (20°C) |
3.4 in |
|
| October |
56°F (13°C) |
2.8 in |
|
| November |
43°F (6°C) |
3.3 in |
|
| December |
32°F (0°C) |
3.0 in |
|
Fidelity has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 38.4 inches, with May being the wettest month (4.3") and January the driest (1.8").
Average costs for common services in Fidelity. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Fidelity
What is the population of Fidelity?
Fidelity has a population of 105 residents and is located in Illinois. The population density is 1,050 people per square mile, spread across 0.0 square miles. The median age of residents is 35.7 years, which is younger than the national median of 38.9 years. The population is 58.1% female and 41.9% male.
Is Fidelity expensive to live in?
Fidelity has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $43,750, 42% below the national average of $75,149. The median home value is $92,500 (67% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Fidelity safe?
Fidelity is safer than the national average, with a violent crime rate of 225 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 541 per 100,000 (below the national average). Overall, Fidelity receives a safety grade of F based on combined crime data.
What is the weather like in Fidelity?
Fidelity has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 42.2 inches, with 12.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Fidelity?
The job market in Fidelity is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $870. There are 389 business establishments in the area, including 54 restaurants and food service locations.
How much does housing cost in Fidelity?
The median home value in Fidelity is $92,500. Zillow estimates the typical home value at $209,388. The homeownership rate is 76.0%. The average annual property tax is $5,281.
How are the schools in Fidelity?
Schools in Fidelity score 5.8 out of 10 on standardized testing, near the national average. 5.0% of adults in Fidelity hold a bachelor's degree or higher, below the national average of 33.7%. 65.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Fidelity?
The obesity rate in Fidelity is 40.9% (above the national rate of 32.1%). 17.9% of adults are smokers. 25.4% are physically inactive. 26.2% of residents report depression. 8.9% lack health insurance. 68.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,133.
What are the demographics of Fidelity?
The racial and ethnic makeup of Fidelity is 94.3% White. 82.7% of residents speak only English at home, while 17.3% speak Spanish. 60.0% of the population are military veterans. 1.3% of residents have a disability. 92.0% have health insurance coverage.
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