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Finland, MN
Full City Profile · Minnesota · Lake County County
2.8
/5.0
C+
Fair
220
Population
33/sq mi density
$51,875
Median Income
$33,556 per capita
$122,600
Home Value
$224,269 Zillow
$699
Median Rent
26.1% income on rent
39°F
Avg Temperature
249 sunny days/yr
108
Violent Crime/100K
271 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$51,875 median income, 5.3% unemployment
A+
Affordability
5.0 / 5.0
$122,600 home value, $699/mo rent
F
Safety
1.0 / 5.0
108 violent crimes/100K
D
Education
1.9 / 5.0
10.7% bachelor's degree or higher
Housing Overview
Median Home Value
$122,600
57% below
US avg: $281,900
Median Rent
$699/mo
40% below
US avg: $1,163/mo
Homeownership Rate
72.9%
11% above US avg (65.4%)
Total Housing Units
167
Median year built: 1973
Home Value by Source
Census Median
$122,600
Zillow (ZHVI)
$224,269
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
72.9%
Owner-Occupied
27.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$699/mo
Affordability & Housing Stock
Rent Burden
26.1%
of renters spending 30%+ of income on housing
16% below US avg (31.0%)
Median Year Built
1973
Average age of housing stock: 53 years
Homeownership Rate
72.9%
Complete Housing Data
Home Values
| Census Median Value | $122,600 |
| Zillow Home Value (ZHVI) | $224,269 |
Rent
| Census Median Rent | $699 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
Ownership & Stock
| Owner-Occupied | 72.9% |
| Renter-Occupied | 27.1% |
| Homeownership Rate | 72.9% |
| Total Housing Units | 167 |
| Median Year Built | 1973 |
| Rent Burden | 26.1% |