Flat Rock, IN

Indiana · Metropolitan Area

Flat Rock is a small town in Indiana with a population of 215. Residents earn $71,029 per year, which is 5% below the national average.

4.4 /5.0
A Great
215 Population 614/sq mi density
$71,029 Median Income $24,868 per capita
$136,300 Home Value $247,839 Zillow
N/A Median Rent
54°F Avg Temperature
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$71,029 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$136,300 home value
A
Education
4.3 / 5.0
0.0% bachelor's degree or higher
Median Income $71,029
5% lower than US avg
Home Value $136,300
52% lower than US avg
Bachelor's+ 0.0%
100% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 18.8%
52% higher than US avg

How Flat Rock Compares to the U.S. Average (100% = U.S. avg)

People

Population215
Median Age32.9 yrs
Density614/mi²
Male / Female51% / 49%
Largest GroupWhite 98%
Veterans0.0%

Economy

B+
Median Income$71,029
Per Capita$24,868
Unemployment0.0%
Poverty18.8%
County GDP$9,284M
Commute26 min

Housing

A+
Home Value$136,300
RentN/A
OwnershipN/A
Zillow$247,839

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp54°F
AQI41 (Good)
Rain47.3 in/yr
Elevation688 ft

Education

A
Bachelor's+0.0%
High School+82.4%
School Score6.01

Community

2024 VoteR 63% / D 35%
Commute26 min
Broadband76.0%
Libraries3

Is Flat Rock a Good Place to Live?

Based on current data, Flat Rock receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Flat Rock stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Flat Rock is $71,029, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 18.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Flat Rock is $136,300, 52% below the national median — offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.

Education

0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 82.4% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Flat Rock experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. Annual precipitation totals 47.3 inches, including 16.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Flat Rock has a population of 215 with a density of 614 people per square mile. The median age is 32.9 years, 15% younger than the national median of 38.9. The city is predominantly White (97.7%), with 2.3% Hispanic.

Population

215
Total Population
614
People / sq mi
32.9yrs
Median Age
15% below US avg
0.4mi²
Land Area

Gender Distribution

Male 50.7%
Female 49.3%

Race & Ethnicity

Flat Rock vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Flat Rock vs U.S. Average

The median household income in Flat Rock is $71,029, which is 5% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 18.8% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Flat Rock vs U.S.

Commute Mode

Income

Median HH Income$71,029
5% below US avg
Per Capita Income$24,868
Avg Weekly Wage$1,411
IRS Avg AGI$81,767

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate18.8%
52% above US avg
Establishments (County)2,119
County GDP$9,284M

Business (County)

Restaurants168
Healthcare242
Retail293
Manufacturing136

Tax & Cost of Living

Property Tax (IRS)$4,448
27% above US avg
Effective Tax Rate3.26%

Commute & Transportation

Commute Time26.1 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Flat Rock is $136,300, 52% below the national average. Zillow estimates the typical home value at $247,839.

Home Value Sources

Ownership Split

Home Values

Census Median$136,300
52% below US avg
Zillow ZHVI$247,839

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied77.6%

Property Tax

Avg Tax (IRS)$4,448
27% above US avg
Effective Rate3.26%

Health Metrics: Flat Rock vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate94.5%
Premature Death9,281/100K

Food & Exercise

Food Environment7.4/10
Exercise Access70.6%
Healthcare Facilities242

Crime Rates: Flat Rock vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Flat Rock has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. Annual precipitation is 47.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

30°F Jan (-1°C) 76°F Jul (24°C)
Annual Average54.1°F
0% below US avg
January Average30°F (-1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall47.3 inches
25% above US avg
Snowfall16.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation688 ft (210 m)
Area0.4 sq mi (0.9 km²)
Population Density614/sq mi
Coordinates39.3619°N, 85.8314°W
County FIPS18005
It is classified as Metro — under 250K. 0.0% of residents hold a bachelor's degree or higher (100% below US avg). In the 2024 election, the county voted Republican by a 27.3-point margin. 76.0% of households have broadband internet.

2024 Presidential Election (County)

R 62.7%
D 35.3%

Winner: Republican by 27.3 points

Education

Bachelor's Degree+0.0%
100% below US avg
High School+82.4%
School Test Score6.01
A Education Grade (4.3/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density614/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Broadband Access76.0%
Public Libraries3
Healthcare Facilities242
Restaurants168
Retail Stores293

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute26.1 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Compare Flat Rock with another city: