Shelbyville, IN

Indiana · Metropolitan Area

Shelbyville is a small city in Indiana with a population of 19,866. Residents earn $58,532 per year, which is 22% below the national average.

3.0 /5.0
B Good
19,866 Population 1,451/sq mi density
$58,532 Median Income $31,284 per capita
$151,100 Home Value $220,489 Zillow
$970 Median Rent
53°F Avg Temperature
1,001 Violent Crime/100K 2,900 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$58,532 median income, 2.1% unemployment
A+
Affordability
5.0 / 5.0
$151,100 home value, $970/mo rent
F
Safety
1.0 / 5.0
1,001 violent crimes/100K (163% above avg)
C
Education
2.4 / 5.0
17.1% bachelor's degree or higher
Median Income $58,532
22% lower than US avg
Home Value $151,100
46% lower than US avg
Violent Crime 1,001/100K
163% higher than US avg
Bachelor's+ 17.1%
49% lower than US avg
Median Rent $970
17% lower than US avg
Obesity Rate 42.6%
33% higher than US avg
Unemployment 2.1%
42% lower than US avg
Poverty Rate 14.9%
20% higher than US avg

How Shelbyville Compares to the U.S. Average (100% = U.S. avg)

People

Population19,866
Median Age35.5 yrs
Density1,451/mi²
Male / Female49% / 52%
Largest GroupWhite 88%

Economy

B+
Median Income$58,532
Per Capita$31,284
Unemployment2.1%
Poverty14.9%
County GDP$2,846M
Commute21 min

Housing

A+
Home Value$151,100
Rent$970
OwnershipN/A
Zillow$220,489

Crime

F
Violent1,001/100K
Property2,900/100K
Murder5.2/100K
Assault939/100K
Burglary405/100K

Health

Obesity42.6%
UninsuredN/A
Depression28.5%
Heart Disease6.3%

Climate

Avg Temp53°F
AQI41 (Good)
Rain44.0 in/yr
Elevation780 ft

Education

C
Bachelor's+17.1%
High School+89.2%
School Score6.01

Community

2024 VoteR 73% / D 25%
Commute21 min
EV Stations8
Libraries3

Is Shelbyville a Good Place to Live?

Based on current data, Shelbyville receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include elevated crime rates, below-average incomes, high obesity rates. Shelbyville offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Shelbyville is $58,532, 22% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 14.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Shelbyville is $151,100, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $970 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.

Safety & Crime

With 1,001 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 2,900 per 100,000, 48% above the national average.

Education

17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 89.2% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Shelbyville experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 74°F in July. Annual precipitation totals 44.0 inches, including 14.6 inches of snow. Air quality is rated Good with a median AQI of 41.

Shelbyville has a population of 19,866 with a density of 1,451 people per square mile. The median age is 35.5 years, 9% younger than the national median of 38.9. The city is predominantly White (87.5%), with 2.6% Black.

Population

19,866
Total Population
1,451
People / sq mi
35.5yrs
Median Age
9% below US avg
13.7mi²
Land Area

Gender Distribution

Male 48.5%
Female 51.5%

Race & Ethnicity

Shelbyville vs U.S. Average

Language Spoken at Home

English Only90.3%
15% above US avg
Spanish9.7%
28% below US avg

Social Characteristics

Shelbyville vs U.S. Average

The median household income in Shelbyville is $58,532, which is 22% below the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 14.9% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Shelbyville vs U.S.

Commute Mode

Income

Median HH Income$58,532
22% below US avg
Per Capita Income$31,284
Avg Weekly Wage$1,096
IRS Avg AGI$68,775

Employment & Poverty

Unemployment2.1%
42% below US avg
Poverty Rate14.9%
20% above US avg
Establishments (County)1,013
County GDP$2,846M

Business (County)

Restaurants84
Healthcare96
Retail124
Manufacturing70

Tax & Cost of Living

Property Tax (IRS)$2,666
24% below US avg
Effective Tax Rate1.76%

Commute & Transportation

Commute Time20.9 min
Work from Home6.8%

Walkability

The median home value in Shelbyville is $151,100, 46% below the national average. Monthly rent averages $970 (17% below US avg). Zillow estimates the typical home value at $220,489.

Home Value Sources

Ownership Split

Home Values

Census Median$151,100
46% below US avg
Zillow ZHVI$220,489
Median List Price$212,500

Real Estate Market (Redfin)

Median List Price$212,500
$/Sq Ft$130
Homes Sold25
Sale-to-List Ratio96.5%
Price Drops20.3%
Inventory59

Rental Costs

Census Median Rent$970
17% below US avg
Zillow Rent (ZORI)$1,375

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied57.4%

Property Tax

Avg Tax (IRS)$2,666
24% below US avg
Effective Rate1.76%
In Shelbyville, 42.6% of adults are obese (above the 32.1% national rate). 28.5% report depression. 27.3% are physically inactive.

Health Metrics: Shelbyville vs U.S. Average (%)

Chronic Conditions

Obesity42.6%
33% above US avg
Diabetes12.3%
Heart Disease6.3%
High Blood Pressure36.4%
Asthma11.6%
COPD8.6%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking17.1%
Physical Inactivity27.3%
Depression28.5%
Mental Distress20.2%
Physical Distress14.9%

Healthcare Access

Insurance Rate92.9%
Checkup Rate77.7%
Premature Death9,559/100K

Food & Exercise

Food Environment7.9/10
Exercise Access50.9%
Healthcare Facilities96
Shelbyville has a violent crime rate of 1,001 per 100,000 residents, 163% above the national average of 380. Property crime stands at 2,900 per 100,000 (48% above US avg). The murder rate is 5.2 per 100,000.

Crime Rates: Shelbyville vs U.S. Average (per 100,000)

Violent Crime

Total Violent1,001.1/100K
163% above US avg
Murder5.2/100K
18% below US avg
Rape36.3/100K
Robbery20.8/100K
Assault938.9/100K

Property Crime

Total Property2,899.7/100K
48% above US avg
Burglary404.6/100K
Theft2,163.1/100K
Vehicle Theft332.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Shelbyville has an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 74°F in July. Annual precipitation is 44.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

28°F Jan (-2°C) 74°F Jul (24°C)
Annual Average52.7°F
2% below US avg
January Average28°F (-2°C)
July Average74°F (24°C)

Precipitation & Snow

Annual Rainfall44.0 inches
16% above US avg
Snowfall14.6 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation780 ft (238 m)
Area13.7 sq mi (35.5 km²)
Population Density1,451/sq mi
Coordinates39.5453°N, 85.7795°W
County FIPS18145
It is classified as Metro — 1 million+. 17.1% of residents hold a bachelor's degree or higher (49% below US avg). In the 2024 election, the county voted Republican by a 48-point margin.

2024 Presidential Election (County)

R 73.1%
D 25.1%

Winner: Republican by 48 points

Education

Bachelor's Degree+17.1%
49% below US avg
High School+89.2%
School Test Score6.01
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,451/sq mi
Total Area13.7 sq mi

Infrastructure & Services

EV Charging Stations8
Alt Fuel Stations9
Public Libraries3
Healthcare Facilities96
Restaurants84
Retail Stores124

Safety & Disasters

Fatal Crashes (County/yr)11
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.9 min
Work from Home6.8%

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