Median Income
$53,522
29% lower than US avg
Home Value
$122,800
56% lower than US avg
Violent Crime
123/100K
68% lower than US avg
Bachelor's+
11.9%
65% lower than US avg
Median Rent
$888
24% lower than US avg
Obesity Rate
42.2%
31% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
7.8%
37% lower than US avg
How Frankfort Compares to the U.S. Average (100% = U.S. avg)
People
Population15,536
Median Age35.1 yrs
Density1,928/mi²
Male / Female49% / 51%
Largest GroupWhite 73%
Veterans4.6%
Economy
B+
Median Income$53,522
Per Capita$26,356
Unemployment2.6%
Poverty7.8%
County GDP$2,022M
Commute18 min
Housing
A+
Home Value$122,800
Rent$888
Ownership58.7%
Zillow$205,410
Housing Units6,765
Rent Burden25.5%
Crime
F
Violent123/100K
Property5,066/100K
Murder0.0/100K
Assault62/100K
Burglary710/100K
Health
Obesity42.2%
Uninsured16.2%
Smoking19.0%
Depression25.0%
Heart Disease6.4%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain43.3 in/yr
Sunny Days275/yr
Elevation860 ft (262 m)
Education
D
Bachelor's+11.9%
High School+78.6%
Graduate+4.3%
School Score5.40
Community
2024 VoteR 73% / D 25%
Commute18 min
Broadband82.7%
EV Stations6
Libraries7
Is Frankfort a Good Place to Live?
Based on current data, Frankfort receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes, high obesity rates. Frankfort has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Frankfort is $53,522, 29% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. Only 7.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Frankfort is $122,800, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $888 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Frankfort is a very safe community with a violent crime rate of 123 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 5,066 per 100,000, 158% above the national average.
Education
11.9% of residents hold a bachelor's degree, below the national average of 33.7%. 78.6% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Frankfort experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.3 inches, including 24.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Frankfort has a population of 15,536 with a density of 1,928 people per square mile, spread across 8.1 square miles. The median age is 35.1 years, 10% younger than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (72.8%). English is the primary language spoken at home by 82% of residents, while 18% speak Spanish. 4.6% of the population are veterans, below the national rate of 6.0%. 11.2% of residents have a disability. 90.4% have health insurance coverage.
Population
35.1yrs
Median Age
10% below US avg
Race & Ethnicity
Frankfort vs U.S. Average
Language Spoken at Home
English Only
82.0%
4% above US avg
Spanish
18.0%
34% above US avg
Social Characteristics
Frankfort vs U.S. Average
The median household income in Frankfort is $53,522, which is 29% below the national average of $75,149. Per capita income is $26,356 (below the $39,052 national figure). The average weekly wage is $1,019, 29% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 7.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 634 business establishments, including 54 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 3.3% of workers work from home (below the 15.2% national rate).
Income: Frankfort vs U.S.
Income
| Median HH Income | $53,522 |
| 29% below US avg |
| Per Capita Income | $26,356 |
| Avg Weekly Wage | $1,019 |
| IRS Avg AGI | $58,630 |
| Gini Index | 0.382 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 7.8% |
| 37% below US avg |
| Establishments (County) | 634 |
| County GDP | $2,022M |
Business (County)
| Restaurants | 54 |
| Healthcare | 59 |
| Retail | 100 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $2,403 |
| 31% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.96% |
Commute & Transportation
| Commute Time | 18.1 min |
| Drive Alone | 83.0% |
| Public Transit | 0.1% |
| Work from Home | 3.3% |
The median home value in Frankfort is $122,800, 56% below the national median of $281,900. Zillow estimates the typical home value at $205,410, higher than the Census estimate. Homes sell for 99.1% of their list price. Monthly rent averages $888 (24% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 58.7% of housing units are owner-occupied. There are 6,765 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $2,403 (lower than the $3,500 national average). 25.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $122,800 |
| 56% below US avg |
| Zillow ZHVI | $205,410 |
| Median List Price | $189,500 |
Real Estate Market (Redfin)
| Median List Price | $189,500 |
| $/Sq Ft | $127 |
| Homes Sold | 7 |
| Sale-to-List Ratio | 99.1% |
| Price Drops | 22.6% |
| Inventory | 31 |
Rental Costs
| Census Median Rent | $888 |
| 24% below US avg |
| Zillow Rent (ZORI) | $840 |
| Rent Burden | 25.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 58.7% |
| Owner-Occupied | 58.7% |
| Renter-Occupied | 41.3% |
| Housing Units | 6,765 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $2,403 |
| 31% below US avg |
| Effective Rate | 1.96% |
In Frankfort, 42.2% of adults are obese, above the national rate of 32.1%. 13.1% have diabetes (above the 10.5% national rate). Heart disease affects 6.4% of residents. 35.7% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 16.3% report binge drinking. 31.0% are physically inactive, above the national average. 25.0% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. 16.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:6,613. The dentist ratio is 1:2,190. 68.8% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Frankfort vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.2% |
| 31% above US avg |
| Diabetes | 13.1% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.7% |
| Asthma | 11.1% |
| COPD | 8.3% |
| Cancer | 6.7% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 19.0% |
| 36% above US avg |
| Binge Drinking | 16.3% |
| Physical Inactivity | 31.0% |
| Depression | 25.0% |
| Mental Distress | 19.3% |
| Physical Distress | 15.4% |
| Short Sleep | 40.5% |
Healthcare Access
| Insurance Rate | 90.4% |
| Uninsured | 16.2% |
| 88% above US avg |
| Primary Care | 1:6,613 |
| Dentists | 1:2,190 |
| Mental Health | 1:1,925 |
| Checkup Rate | 76.9% |
| Dental Visits | 54.4% |
| Premature Death | 9,709/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 68.8% |
| Healthcare Facilities | 59 |
Frankfort has a violent crime rate of 123 per 100,000 residents, 68% below the national average of 380. This breaks down to aggravated assault at 61.7 per 100,000, robbery at 30.9, rape at 30.9. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 5,066 per 100,000, 158% above the U.S. average. This includes larceny/theft at 4,147, burglary at 710, vehicle theft at 210 per 100,000 residents. The county recorded 5 fatal traffic crashes. Overall, Frankfort receives a safety grade of F.
Crime Rates: Frankfort vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 123.4/100K |
| 68% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 30.9/100K |
| Robbery | 30.9/100K |
| Assault | 61.7/100K |
Property Crime
| Total Property | 5,066.3/100K |
| 158% above US avg |
| Burglary | 709.7/100K |
| Theft | 4,146.9/100K |
| Vehicle Theft | 209.8/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 170 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Frankfort experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.3 inches. The area receives 24.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 860 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.7°F |
| 4% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 860 ft (262 m) |
| Area | 8.1 sq mi (20.9 km²) |
| Population Density | 1,928/sq mi |
| Coordinates | 40.2810°N, 86.5213°W |
| Timezone | America/Indiana/Indianapolis |
| County | Clinton County County |
| Nearest Airport | Indianapolis International (IND) 41 miles away |
Precipitation & Snow
Annual Rainfall
43.3"
14% above US avg
Wettest Month (May)
4.06"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 30.5 / 100 |
| Social Vulnerability | 25.6 / 100 |
| Community Resilience | 64.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
82 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
105 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
77 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
61 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
50 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
115 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
143 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
603 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 87 fatalities, 1,828 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
74 km |
0 |
| Apr 26, 1994 |
EF4 |
43 km |
3 |
| Mar 20, 1976 |
EF4 |
46 km |
0 |
| Apr 3, 1974 |
EF4 |
57 km |
18 |
| Apr 3, 1974 |
EF4 |
95 km |
0 |
| May 14, 1972 |
EF4 |
68 km |
0 |
| Apr 11, 1965 |
EF4 |
18 km |
25 |
| Apr 11, 1965 |
EF4 |
42 km |
28 |
| Apr 11, 1965 |
EF4 |
27 km |
0 |
| Apr 25, 1961 |
EF4 |
99 km |
0 |
| Mar 6, 1956 |
EF4 |
87 km |
1 |
| Mar 31, 2023 |
EF3 |
82 km |
0 |
| Mar 31, 2023 |
EF3 |
90 km |
0 |
| May 27, 2019 |
EF3 |
85 km |
0 |
| Aug 24, 2016 |
EF3 |
35 km |
0 |
| Nov 17, 2013 |
EF3 |
28 km |
0 |
| Jun 5, 2010 |
EF3 |
49 km |
0 |
| May 30, 2004 |
EF3 |
60 km |
0 |
| Jun 11, 1998 |
EF3 |
41 km |
0 |
| Nov 22, 1992 |
EF3 |
57 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.0 in |
Coldest, Driest |
| February |
28°F (-2°C) |
2.0 in |
|
| March |
39°F (4°C) |
3.1 in |
|
| April |
50°F (10°C) |
3.8 in |
|
| May |
61°F (16°C) |
4.1 in |
Wettest |
| June |
70°F (21°C) |
4.0 in |
|
| July |
74°F (23°C) |
4.1 in |
Warmest |
| August |
71°F (22°C) |
4.0 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
3.0 in |
|
Frankfort has a seasonal temperature swing of 47°F / from 26°F in January to 74°F in July. Total annual precipitation is 39.2 inches, with May being the wettest month (4.1") and January the driest (2.0").
Average costs for common services in Frankfort. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Frankfort
What is the population of Frankfort?
Frankfort has a population of 15,536 residents and is located in Indiana. The population density is 1,928 people per square mile, spread across 8.1 square miles. The median age of residents is 35.1 years, which is younger than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Frankfort expensive to live in?
Frankfort is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $53,522, 29% below the national average of $75,149. The median home value is $122,800 (56% below the U.S. median). Renters pay a median of $888 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Frankfort safe?
Frankfort is considered a very safe city with a violent crime rate of 123 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 5,066 per 100,000 (above the national average). Overall, Frankfort receives a safety grade of F based on combined crime data.
What is the weather like in Frankfort?
Frankfort has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 43.3 inches, with 24.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Frankfort?
The job market in Frankfort is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $1,019. There are 634 business establishments in the area, including 54 restaurants and food service locations. The average commute time is 18 minutes, and 3.3% of workers work from home.
How much does housing cost in Frankfort?
The median home value in Frankfort is $122,800. Zillow estimates the typical home value at $205,410. For renters, the median monthly rent is $888. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 58.7%. The average annual property tax is $2,403.
How are the schools in Frankfort?
Schools in Frankfort score 5.4 out of 10 on standardized testing, near the national average. 11.9% of adults in Frankfort hold a bachelor's degree or higher, below the national average of 33.7%. 78.6% have completed high school. 4.3% hold a graduate or professional degree.
How healthy is Frankfort?
The obesity rate in Frankfort is 42.2% (above the national rate of 32.1%). 19.0% of adults are smokers. 31.0% are physically inactive. 25.0% of residents report depression. 16.2% lack health insurance (above the national rate). 68.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,613.
What is transportation like in Frankfort?
The average commute in Frankfort is 18 minutes, shorter than the national average of 28 minutes. 83% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Frankfort?
The racial and ethnic makeup of Frankfort is 72.8% White, 1% Black or African American, 0.6% Hispanic or Latino. 82% of residents speak only English at home, while 18% speak Spanish. 4.6% of the population are military veterans. 11.2% of residents have a disability. 90.4% have health insurance coverage.