Median Income
$43,548
42% lower than US avg
Home Value
$120,400
57% lower than US avg
Violent Crime
173/100K
54% lower than US avg
Bachelor's+
9.2%
73% lower than US avg
Median Rent
$803
31% lower than US avg
Obesity Rate
44.9%
40% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
9.3%
25% lower than US avg
How Delphi Compares to the U.S. Average (100% = U.S. avg)
People
Population2,913
Median Age39.5 yrs
Density1,071/mi²
Male / Female46% / 54%
Largest GroupWhite 92%
Veterans5.4%
Economy
B+
Median Income$43,548
Per Capita$27,003
Unemployment2.1%
Poverty9.3%
County GDP$952M
Commute23 min
Housing
A+
Home Value$120,400
Rent$803
Ownership65.8%
Zillow$215,318
Housing Units1,241
Rent Burden30.7%
Crime
F
Violent173/100K
Property2,078/100K
Murder0.0/100K
Assault139/100K
Burglary416/100K
Health
Obesity44.9%
Uninsured12.4%
Smoking21.5%
Depression27.7%
Heart Disease6.9%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain39.0 in/yr
Sunny Days275/yr
Elevation618 ft (188 m)
Education
D
Bachelor's+9.2%
High School+83.1%
Graduate+5.1%
School Score6.13
Community
2024 VoteR 75% / D 23%
Commute23 min
Broadband85.6%
EV Stations1
Libraries4
Is Delphi a Good Place to Live?
Based on current data, Delphi receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes, high obesity rates. Delphi has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Delphi is $43,548, 42% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 9.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Delphi is $120,400, 57% below the national median / offering relatively affordable homeownership. Renters pay a median of $803 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Delphi is below the national average at 173 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,078 per 100,000, near the national average.
Education
9.2% of residents hold a bachelor's degree, below the national average of 33.7%. 83.1% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Delphi experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.0 inches, including 17.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Delphi has a population of 2,913 with a density of 1,071 people per square mile, spread across 2.7 square miles. The median age is 39.5 years, 2% older than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (92.2%). English is the primary language spoken at home by 85.5% of residents, while 14.5% speak Spanish. 5.4% of the population are veterans. 23.9% of residents have a disability (above the 13.0% national average). 77.1% have health insurance coverage.
Population
39.5yrs
Median Age
2% above US avg
Language Spoken at Home
English Only
85.5%
9% above US avg
Spanish
14.5%
8% above US avg
The median household income in Delphi is $43,548, which is 42% below the national average of $75,149. Per capita income is $27,003 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 9.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 436 business establishments, including 39 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 5.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,548 |
| 42% below US avg |
| Per Capita Income | $27,003 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $67,155 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 9.3% |
| 25% below US avg |
| Establishments (County) | 436 |
| County GDP | $952M |
Business (County)
| Restaurants | 39 |
| Healthcare | 29 |
| Retail | 49 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,396 |
| 32% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.99% |
Commute & Transportation
| Commute Time | 22.6 min |
| Drive Alone | 81.8% |
| Public Transit | 0.0% |
| Work from Home | 5.3% |
The median home value in Delphi is $120,400, 57% below the national median of $281,900. Zillow estimates the typical home value at $215,318, higher than the Census estimate. Homes sell for 92.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $803 (31% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 65.8% of housing units are owner-occupied. There are 1,241 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $2,396 (lower than the $3,500 national average). 30.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $120,400 |
| 57% below US avg |
| Zillow ZHVI | $215,318 |
| Median List Price | $239,000 |
Real Estate Market (Redfin)
| Median List Price | $239,000 |
| $/Sq Ft | $106 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 92.5% |
| Price Drops | 8.3% |
| Inventory | 12 |
Rental Costs
| Census Median Rent | $803 |
| 31% below US avg |
| Rent Burden | 30.7% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 65.8% |
| Owner-Occupied | 65.8% |
| Renter-Occupied | 34.2% |
| Housing Units | 1,241 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $2,396 |
| 32% below US avg |
| Effective Rate | 1.99% |
In Delphi, 44.9% of adults are obese, above the national rate of 32.1%. 13.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.9% of residents, above the national average. 37.1% have high blood pressure. 21.5% are current smokers (above the 14.0% national rate). 16.8% report binge drinking. 31.4% are physically inactive, above the national average. 27.7% report depression (above the 20.0% national average). 21.3% experience frequent mental distress. 12.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:10,222. The dentist ratio is 1:2,569. 61.8% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Delphi vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.9% |
| 40% above US avg |
| Diabetes | 13.3% |
| Heart Disease | 6.9% |
| High Blood Pressure | 37.1% |
| Asthma | 11.9% |
| COPD | 9.8% |
| Cancer | 7.1% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 21.5% |
| 54% above US avg |
| Binge Drinking | 16.8% |
| Physical Inactivity | 31.4% |
| Depression | 27.7% |
| Mental Distress | 21.3% |
| Physical Distress | 16.4% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 77.1% |
| Uninsured | 12.4% |
| 44% above US avg |
| Primary Care | 1:10,222 |
| Dentists | 1:2,569 |
| Mental Health | 1:1,140 |
| Checkup Rate | 77.7% |
| Dental Visits | 55.1% |
| Premature Death | 7,473/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 61.8% |
| Healthcare Facilities | 29 |
Delphi has a violent crime rate of 173 per 100,000 residents, 54% below the national average of 380. This breaks down to aggravated assault at 138.6 per 100,000, robbery at 0.0, rape at 34.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,078 per 100,000, 6% above the U.S. average. This includes larceny/theft at 1,559, burglary at 416, vehicle theft at 104 per 100,000 residents. The county recorded 8 fatal traffic crashes. Overall, Delphi receives a safety grade of F.
Crime Rates: Delphi vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 173.2/100K |
| 54% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 34.6/100K |
| Robbery | 0.0/100K |
| Assault | 138.6/100K |
Property Crime
| Total Property | 2,078.3/100K |
| 6% above US avg |
| Burglary | 415.7/100K |
| Theft | 1,558.7/100K |
| Vehicle Theft | 103.9/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 13 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Delphi experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.0 inches. The area receives 17.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 618 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.2°F |
| 3% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 618 ft (188 m) |
| Area | 2.7 sq mi (7.1 km²) |
| Population Density | 1,071/sq mi |
| Coordinates | 40.5834°N, 86.6668°W |
| Timezone | America/Indiana/Indianapolis |
| County | Carroll County County |
| Nearest Airport | Vermilion Regional (DNV) 56 miles away |
Precipitation & Snow
Annual Rainfall
39.0"
3% above US avg
Wettest Month (Jun)
3.98"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.6 / 100 |
| Social Vulnerability | 13.4 / 100 |
| Community Resilience | 67.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
99 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
138 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
111 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
92 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
66 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
136 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
595 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 95 fatalities, 1,810 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
27 km |
3 |
| Mar 20, 1976 |
EF4 |
31 km |
0 |
| Apr 3, 1974 |
EF4 |
40 km |
18 |
| Apr 11, 1965 |
EF4 |
32 km |
25 |
| Apr 11, 1965 |
EF4 |
31 km |
0 |
| Apr 11, 1965 |
EF4 |
65 km |
28 |
| Mar 6, 1956 |
EF4 |
93 km |
1 |
| Mar 31, 2023 |
EF3 |
92 km |
0 |
| May 27, 2019 |
EF3 |
63 km |
0 |
| Aug 24, 2016 |
EF3 |
43 km |
0 |
| Nov 17, 2013 |
EF3 |
30 km |
0 |
| Jun 5, 2010 |
EF3 |
41 km |
0 |
| Oct 18, 2007 |
EF3 |
90 km |
0 |
| May 30, 2004 |
EF3 |
48 km |
0 |
| Jun 11, 1998 |
EF3 |
54 km |
0 |
| Nov 22, 1992 |
EF3 |
92 km |
0 |
| Nov 22, 1992 |
EF3 |
98 km |
0 |
| Jun 2, 1980 |
EF3 |
66 km |
1 |
| Jun 25, 1978 |
EF3 |
99 km |
0 |
| Jun 25, 1978 |
EF3 |
31 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
126 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.9 in |
Coldest |
| February |
28°F (-2°C) |
1.7 in |
Driest |
| March |
39°F (4°C) |
2.8 in |
|
| April |
50°F (10°C) |
3.6 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
4.0 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
72°F (22°C) |
3.9 in |
|
| September |
65°F (18°C) |
3.1 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Delphi has a seasonal temperature swing of 47°F / from 27°F in January to 74°F in July. Total annual precipitation is 37.2 inches, with June being the wettest month (4.0") and February the driest (1.7").
Average costs for common services in Delphi. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Delphi
What is the population of Delphi?
Delphi has a population of 2,913 residents and is located in Indiana. The population density is 1,071 people per square mile, spread across 2.7 square miles. The median age of residents is 39.5 years. The population is 53.6% female and 46.4% male.
Is Delphi expensive to live in?
Delphi is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $43,548, 42% below the national average of $75,149. The median home value is $120,400 (57% below the U.S. median). Renters pay a median of $803 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Delphi safe?
Delphi is safer than the national average, with a violent crime rate of 173 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,078 per 100,000 (above the national average). Overall, Delphi receives a safety grade of F based on combined crime data.
What is the weather like in Delphi?
Delphi has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.0 inches, with 17.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Delphi?
The job market in Delphi is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $956. There are 436 business establishments in the area, including 39 restaurants and food service locations. The average commute time is 23 minutes, and 5.3% of workers work from home.
How much does housing cost in Delphi?
The median home value in Delphi is $120,400. Zillow estimates the typical home value at $215,318. For renters, the median monthly rent is $803. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 65.8%. The average annual property tax is $2,396.
How are the schools in Delphi?
Schools in Delphi score 6.1 out of 10 on standardized testing, near the national average. 9.2% of adults in Delphi hold a bachelor's degree or higher, below the national average of 33.7%. 83.1% have completed high school. 5.1% hold a graduate or professional degree.
How healthy is Delphi?
The obesity rate in Delphi is 44.9% (above the national rate of 32.1%). 21.5% of adults are smokers. 31.4% are physically inactive. 27.7% of residents report depression. 12.4% lack health insurance (above the national rate). 61.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:10,222.
What is transportation like in Delphi?
The average commute in Delphi is 23 minutes, shorter than the national average of 28 minutes. 81.8% of workers drive alone to work, and 5.3% work from home.
What are the demographics of Delphi?
The racial and ethnic makeup of Delphi is 92.2% White. 85.5% of residents speak only English at home, while 14.5% speak Spanish. 5.4% of the population are military veterans. 23.9% of residents have a disability. 77.1% have health insurance coverage.