Indiana
Monticello is a small city in Indiana with a population of 5,504. Residents earn $50,138 per year, which is 33% below the national average.
Based on current data, Monticello receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Monticello offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Monticello is $50,138, 33% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
The median home value in Monticello is $122,200, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $860 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
11.9% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 6/10.
Monticello experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 39.0 inches, including 17.2 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 92.8% |
| 18% above US avg | |
| Spanish | 7.2% |
| 46% below US avg |
| Median HH Income | $50,138 |
| 33% below US avg | |
| Per Capita Income | $28,381 |
| Avg Weekly Wage | $935 |
| IRS Avg AGI | $66,512 |
| Unemployment | 4.5% |
| 25% above US avg | |
| Poverty Rate | 4.8% |
| 61% below US avg | |
| Establishments (County) | 706 |
| County GDP | $1,514M |
| Restaurants | 52 |
| Healthcare | 32 |
| Retail | 99 |
| Manufacturing | 39 |
| Property Tax (IRS) | $2,703 |
| 23% below US avg | |
| Effective Tax Rate | 2.21% |
| Commute Time | 17.8 min |
| Work from Home | 3.6% |
| Census Median | $122,200 |
| 57% below US avg | |
| Zillow ZHVI | $230,935 |
| Census Median Rent | $860 |
| 26% below US avg |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 61.4% |
| Avg Tax (IRS) | $2,703 |
| 23% below US avg | |
| Effective Rate | 2.21% |
| Obesity | 47.5% |
| 48% above US avg | |
| Diabetes | 12.8% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.7% |
| Asthma | 11.6% |
| COPD | 8.7% |
| Stroke | 3.4% |
| Binge Drinking | 17.2% |
| Physical Inactivity | 29.6% |
| Depression | 27.8% |
| Mental Distress | 20.2% |
| Physical Distress | 15.0% |
| Insurance Rate | 91.4% |
| Checkup Rate | 77.9% |
| Premature Death | 9,851/100K |
| Food Environment | 8.7/10 |
| Exercise Access | 43.9% |
| Healthcare Facilities | 32 |
| Fatal Crashes (County/yr) | 9 |
| Annual Average | 52.2°F |
| 3% below US avg | |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 39.0 inches |
| 3% above US avg | |
| Snowfall | 17.2 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 684 ft (208 m) |
| Area | 3.5 sq mi (9.0 km²) |
| Population Density | 1,586/sq mi |
| Coordinates | 40.7452°N, 86.7673°W |
| County FIPS | 18181 |
Winner: Republican by 45 points
| Bachelor's Degree+ | 11.9% |
| 65% below US avg | |
| High School+ | 93.3% |
| School Test Score | 6.01 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 1,586/sq mi |
| Total Area | 3.5 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 2 |
| Public Libraries | 4 |
| Healthcare Facilities | 32 |
| Restaurants | 52 |
| Retail Stores | 99 |
| Fatal Crashes (County/yr) | 9 |
| Avg Commute | 17.8 min |
| Work from Home | 3.6% |