Median Income
$61,648
18% lower than US avg
Home Value
$149,100
47% lower than US avg
Bachelor's+
17.7%
47% lower than US avg
Median Rent
$868
25% lower than US avg
Obesity Rate
40.8%
27% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
3.9%
69% lower than US avg
How Rensselaer Compares to the U.S. Average (100% = U.S. avg)
People
Population5,369
Median Age36.4 yrs
Density751/mi²
Male / Female47% / 53%
Largest GroupWhite 86%
Veterans6.4%
Economy
A
Median Income$61,648
Per Capita$31,288
Unemployment3.4%
Poverty3.9%
County GDP$504M
Commute18 min
Housing
A+
Home Value$149,100
Rent$868
Ownership66.7%
Zillow$254,102
Housing Units2,439
Rent Burden26.9%
Health
Obesity40.8%
Uninsured1.7%
Smoking16.9%
Depression26.6%
Heart Disease5.8%
Climate
Avg Temp51°F (10°C)
Rain40.1 in/yr
Elevation661 ft (201 m)
Education
C
Bachelor's+17.7%
High School+89.8%
Graduate+8.2%
School Score5.84
Community
2024 VoteR 78% / D 21%
Commute18 min
Broadband88.8%
EV Stations4
Libraries6
Is Rensselaer a Good Place to Live?
Based on current data, Rensselaer receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Rensselaer offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Rensselaer is $61,648, 18% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. Only 3.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Rensselaer is $149,100, 47% below the national median / offering relatively affordable homeownership. Renters pay a median of $868 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
17.7% of residents hold a bachelor's degree, below the national average of 33.7%. 89.8% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Rensselaer experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 74°F in July. Annual precipitation totals 40.1 inches, including 25.3 inches of snow.
Rensselaer has a population of 5,369 with a density of 751 people per square mile, spread across 3.9 square miles. The median age is 36.4 years, 6% younger than the national median of 38.9. The gender split is 52.9% female and 47.1% male. The city is predominantly White (85.9%), with 10.6% Hispanic, 1.5% Black, 1.1% Asian. English is the primary language spoken at home by 94.6% of residents. 6.4% of the population are veterans. 19.0% of residents have a disability (above the 13.0% national average). 98.3% have health insurance coverage.
Population
5,369
Total Population
2023 Census
36.4yrs
Median Age
6% below US avg
Race & Ethnicity
Rensselaer vs U.S. Average
Language Spoken at Home
English Only
94.6%
21% above US avg
Spanish
3.7%
72% below US avg
Social Characteristics
Rensselaer vs U.S. Average
The median household income in Rensselaer is $61,648, which is 18% below the national average of $75,149. Per capita income is $31,288 (below the $39,052 national figure). The average weekly wage is $936, 35% lower than the U.S. average. The unemployment rate is 3.4% (below the 3.6% US average). 3.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 291 business establishments, including 25 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income: Rensselaer vs U.S.
Income
| Median HH Income | $61,648 |
| 18% below US avg |
| Per Capita Income | $31,288 |
| Avg Weekly Wage | $936 |
| IRS Avg AGI | $63,377 |
| Gini Index | 0.395 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 3.9% |
| 69% below US avg |
| Establishments (County) | 291 |
| County GDP | $504M |
Business (County)
| Restaurants | 25 |
| Healthcare | 12 |
| Retail | 40 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $2,950 |
| 16% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.98% |
Commute & Transportation
| Commute Time | 17.8 min |
| Drive Alone | 81.0% |
| Public Transit | 0.8% |
| Work from Home | 3.2% |
The median home value in Rensselaer is $149,100, 47% below the national median of $281,900. Zillow estimates the typical home value at $254,102, higher than the Census estimate. According to Redfin, the median sale price is $196,000 with homes selling in an average of 82 days. Homes sell for 95.7% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $868 (25% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 66.7% of housing units are owner-occupied. There are 2,439 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $2,950 (lower than the $3,500 national average). 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $149,100 |
| 47% below US avg |
| Zillow ZHVI | $254,102 |
| Redfin Median Sale | $196,000 |
| Median List Price | $179,900 |
Real Estate Market (Redfin)
| Median Sale Price | $196,000 |
| Median List Price | $179,900 |
| $/Sq Ft | $152 |
| Homes Sold | 9 |
| Days on Market | 82 days |
| Sale-to-List Ratio | 95.7% |
| Price Drops | 38.5% |
| Inventory | 13 |
Rental Costs
| Census Median Rent | $868 |
| 25% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 66.7% |
| Owner-Occupied | 66.7% |
| Renter-Occupied | 33.3% |
| Housing Units | 2,439 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $2,950 |
| 16% below US avg |
| Effective Rate | 1.98% |
In Rensselaer, 40.8% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.8% of residents. 34.1% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 24.9% are physically inactive. 26.6% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 1.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:13,808. The dentist ratio is 1:6,911. 19.1% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Rensselaer vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.8% |
| 27% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 34.1% |
| Asthma | 11.4% |
| COPD | 7.5% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 24.9% |
| Depression | 26.6% |
| Mental Distress | 19.2% |
| Physical Distress | 14.0% |
| Short Sleep | 41.1% |
Healthcare Access
| Insurance Rate | 98.3% |
| Uninsured | 1.7% |
| 80% below US avg |
| Primary Care | 1:13,808 |
| Dentists | 1:6,911 |
| Mental Health | 1:13,960 |
| Checkup Rate | 75.8% |
| Dental Visits | 59.6% |
| Premature Death | 10,914/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 19.1% |
| Healthcare Facilities | 12 |
Rensselaer experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 24°F in January while summers reach 74°F in July. Annual precipitation totals 40.1 inches. The area receives 25.3 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 661 feet.
Temperature
24°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 661 ft (201 m) |
| Area | 3.9 sq mi (10.0 km²) |
| Population Density | 751/sq mi |
| Coordinates | 40.9396°N, 87.1687°W |
| Timezone | America/Indiana/Indianapolis |
| County | Newton County County |
| Nearest Airport | Porter County Regional (VPZ)
37 miles away |
Precipitation & Snow
Annual Rainfall
40.1"
6% above US avg
Wettest Month (Jun)
4.78"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 11.7 / 100 |
| Social Vulnerability | 25.3 / 100 |
| Community Resilience | 52.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Mar 15, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
124 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
136 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
110 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
98 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
113 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
585 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 96 fatalities, 2,190 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
54 km |
3 |
| Mar 20, 1976 |
EF4 |
54 km |
0 |
| Apr 3, 1974 |
EF4 |
49 km |
18 |
| Apr 21, 1967 |
EF4 |
98 km |
33 |
| Apr 11, 1965 |
EF4 |
90 km |
25 |
| Apr 11, 1965 |
EF4 |
74 km |
0 |
| Apr 17, 1963 |
EF4 |
83 km |
1 |
| May 27, 2019 |
EF3 |
88 km |
0 |
| Aug 24, 2016 |
EF3 |
98 km |
0 |
| Nov 17, 2013 |
EF3 |
72 km |
0 |
| Jun 5, 2010 |
EF3 |
51 km |
0 |
| Jun 5, 2010 |
EF3 |
89 km |
0 |
| Oct 18, 2007 |
EF3 |
93 km |
0 |
| May 30, 2004 |
EF3 |
90 km |
0 |
| Oct 24, 2001 |
EF3 |
98 km |
1 |
| Apr 2, 1982 |
EF3 |
69 km |
0 |
| Jun 2, 1980 |
EF3 |
96 km |
1 |
| Jun 25, 1978 |
EF3 |
59 km |
0 |
| Jul 7, 1977 |
EF3 |
93 km |
0 |
| Mar 12, 1976 |
EF3 |
45 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
88 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
12 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,741 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
1,741 |
97 km |
| 2019 |
UNNAMED |
1,664 |
92 km |
| 2000 |
UNNAMED |
1,602 |
34 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
86 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
88 km |
| 1986 |
OGDEN DUNS |
863 |
74 km |
| 2021 |
UNNAMED |
738 |
89 km |
| 2021 |
MIDDLE GRANT CREEK |
700 |
95 km |
| 2019 |
UNNAMED |
698 |
88 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
75 km |
| 2017 |
UNNAMED |
549 |
96 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.6 in |
Coldest |
| February |
28°F (-2°C) |
2.0 in |
Driest |
| March |
38°F (4°C) |
2.7 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
62°F (16°C) |
4.3 in |
|
| June |
71°F (22°C) |
4.8 in |
Wettest |
| July |
74°F (23°C) |
4.5 in |
Warmest |
| August |
72°F (22°C) |
4.0 in |
|
| September |
65°F (18°C) |
3.2 in |
|
| October |
53°F (12°C) |
3.2 in |
|
| November |
40°F (5°C) |
2.6 in |
|
| December |
30°F (-1°C) |
2.3 in |
|
Rensselaer has a seasonal temperature swing of 50°F / from 24°F in January to 74°F in July. Total annual precipitation is 40.1 inches, with June being the wettest month (4.8") and February the driest (2.0").
Average costs for common services in Rensselaer. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Rensselaer
What is the population of Rensselaer?
Rensselaer has a population of 5,369 residents and is located in Indiana. The population density is 751 people per square mile, spread across 3.9 square miles. The median age of residents is 36.4 years, which is younger than the national median of 38.9 years. The population is 52.9% female and 47.1% male.
Is Rensselaer expensive to live in?
Rensselaer is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $61,648, 18% below the national average of $75,149. The median home value is $149,100 (47% below the U.S. median). Renters pay a median of $868 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Rensselaer?
Rensselaer has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 40.1 inches, with 25.3 inches of snow.
How is the job market in Rensselaer?
Rensselaer has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average weekly wage is $936. There are 291 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 18 minutes, and 3.2% of workers work from home.
How much does housing cost in Rensselaer?
The median home value in Rensselaer is $149,100. Zillow estimates the typical home value at $254,102. According to Redfin, the median sale price is $196,000, with homes typically selling within 82 days. For renters, the median monthly rent is $868. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 66.7%. The average annual property tax is $2,950.
How are the schools in Rensselaer?
Schools in Rensselaer score 5.8 out of 10 on standardized testing, near the national average. 17.7% of adults in Rensselaer hold a bachelor's degree or higher, below the national average of 33.7%. 89.8% have completed high school. 8.2% hold a graduate or professional degree.
How healthy is Rensselaer?
The obesity rate in Rensselaer is 40.8% (above the national rate of 32.1%). 16.9% of adults are smokers. 24.9% are physically inactive. 26.6% of residents report depression. 1.7% lack health insurance (below the national rate). 19.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:13,808.
What is transportation like in Rensselaer?
The average commute in Rensselaer is 18 minutes, shorter than the national average of 28 minutes. 81% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Rensselaer?
The racial and ethnic makeup of Rensselaer is 85.9% White, 1.5% Black or African American, 10.6% Hispanic or Latino, 1.1% Asian. 94.6% of residents speak only English at home, while 3.7% speak Spanish. 6.4% of the population are military veterans. 19.0% of residents have a disability. 98.3% have health insurance coverage.