Median Income
$70,938
6% lower than US avg
Home Value
$112,500
60% lower than US avg
Violent Crime
340/100K
10% lower than US avg
Bachelor's+
13.1%
61% lower than US avg
Median Rent
$875
25% lower than US avg
Obesity Rate
44.0%
37% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Wolcott Compares to the U.S. Average (100% = U.S. avg)
People
Population1,044
Median Age38.6 yrs
Density1,769/mi²
Male / Female55% / 45%
Largest GroupWhite 86%
Veterans6.1%
Economy
A
Median Income$70,938
Per Capita$27,968
Unemployment1.9%
Poverty3.3%
County GDP$623M
Commute20 min
Housing
A+
Home Value$112,500
Rent$875
Ownership80.4%
Zillow$209,550
Housing Units434
Rent Burden25.5%
Crime
F
Violent340/100K
Property4,205/100K
Health
Obesity44.0%
Uninsured7.8%
Smoking16.0%
Depression27.3%
Heart Disease5.6%
Climate
Avg Temp51°F (10°C)
AQI41 (Good)
Rain40.1 in/yr
Sunny Days275/yr
Elevation715 ft (218 m)
Education
C
Bachelor's+13.1%
High School+93.3%
Graduate+3.8%
School Score5.92
Community
2024 VoteR 73% / D 26%
Commute20 min
Broadband88.5%
EV Stations1
Libraries6
Is Wolcott a Good Place to Live?
Based on current data, Wolcott receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Wolcott offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Wolcott is $70,938, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Wolcott is $112,500, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $875 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Wolcott is below the national average at 340 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,205 per 100,000, 115% above the national average.
Education
13.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Wolcott experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.1 inches, including 25.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Wolcott has a population of 1,044 with a density of 1,769 people per square mile, spread across 0.6 square miles. The median age is 38.6 years, 1% younger than the national median of 38.9. The gender split is 44.8% female and 55.2% male. The city is predominantly White (86.2%), with 5.6% Black. English is the primary language spoken at home by 97.4% of residents. 6.1% of the population are veterans. 16.8% of residents have a disability (above the 13.0% national average). 93.6% have health insurance coverage.
Population
38.6yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
The median household income in Wolcott is $70,938, which is 6% below the national average of $75,149. Per capita income is $27,968 (below the $39,052 national figure). The average weekly wage is $989, 31% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 3.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 213 business establishments, including 9 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 3.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,938 |
| 6% below US avg |
| Per Capita Income | $27,968 |
| Avg Weekly Wage | $989 |
| IRS Avg AGI | $61,687 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 213 |
| County GDP | $623M |
Business (County)
| Restaurants | 9 |
| Healthcare | 13 |
| Retail | 25 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $2,100 |
| 40% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.87% |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 79.0% |
| Public Transit | 1.2% |
| Work from Home | 3.6% |
The median home value in Wolcott is $112,500, 60% below the national median of $281,900. Zillow estimates the typical home value at $209,550, higher than the Census estimate. Monthly rent averages $875 (25% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 80.4% of housing units are owner-occupied (above the 65.4% national rate). There are 434 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $2,100 (lower than the $3,500 national average). 25.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $112,500 |
| 60% below US avg |
| Zillow ZHVI | $209,550 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $875 |
| 25% below US avg |
| Rent Burden | 25.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 80.4% |
| Owner-Occupied | 80.4% |
| Renter-Occupied | 19.6% |
| Housing Units | 434 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $2,100 |
| 40% below US avg |
| Effective Rate | 1.87% |
In Wolcott, 44.0% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.6% of residents. 33.2% have high blood pressure. 16.0% are current smokers. 18.6% report binge drinking. 24.0% are physically inactive. 27.3% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:4,357. The dentist ratio is 1:2,180. 48.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Wolcott vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.0% |
| 37% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.6% |
| High Blood Pressure | 33.2% |
| Asthma | 11.3% |
| COPD | 7.0% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 24.0% |
| Depression | 27.3% |
| Mental Distress | 18.8% |
| Physical Distress | 12.9% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 93.6% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:4,357 |
| Dentists | 1:2,180 |
| Mental Health | 1:1,746 |
| Checkup Rate | 78.2% |
| Dental Visits | 63.7% |
| Premature Death | 10,602/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 48.5% |
| Healthcare Facilities | 13 |
Wolcott has a violent crime rate of 340 per 100,000 residents, 10% below the national average of 380. Property crime stands at 4,205 per 100,000, 115% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Wolcott receives a safety grade of F.
Crime Rates: Wolcott vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 340.5/100K |
| 10% below US avg |
| |
Property Crime
| Total Property | 4,205.0/100K |
| 115% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 63 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Wolcott experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 24°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.1 inches. The area receives 25.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 715 feet.
Temperature
24°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 715 ft (218 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 1,769/sq mi |
| Coordinates | 40.7590°N, 87.0421°W |
| Timezone | America/Indiana/Indianapolis |
| County | Benton County County |
| Nearest Airport | Porter County Regional (VPZ)
48 miles away |
Precipitation & Snow
Annual Rainfall
40.1"
6% above US avg
Wettest Month (Jun)
4.21"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 4.9 / 100 |
| Social Vulnerability | 28.3 / 100 |
| Community Resilience | 67.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Mar 15, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
105 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
135 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
114 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
133 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
77 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
143 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
128 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
601 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 92 fatalities, 1,741 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
32 km |
3 |
| Mar 20, 1976 |
EF4 |
32 km |
0 |
| Apr 3, 1974 |
EF4 |
30 km |
18 |
| Apr 11, 1965 |
EF4 |
51 km |
0 |
| Apr 11, 1965 |
EF4 |
84 km |
28 |
| Apr 11, 1965 |
EF4 |
69 km |
25 |
| May 27, 2019 |
EF3 |
81 km |
0 |
| Aug 24, 2016 |
EF3 |
79 km |
0 |
| Nov 17, 2013 |
EF3 |
49 km |
0 |
| Jun 5, 2010 |
EF3 |
69 km |
0 |
| Jun 5, 2010 |
EF3 |
74 km |
0 |
| Oct 18, 2007 |
EF3 |
95 km |
0 |
| May 30, 2004 |
EF3 |
77 km |
0 |
| Jun 11, 1998 |
EF3 |
91 km |
0 |
| Apr 2, 1982 |
EF3 |
85 km |
0 |
| Jun 2, 1980 |
EF3 |
76 km |
1 |
| Jun 25, 1978 |
EF3 |
37 km |
0 |
| Jul 7, 1977 |
EF3 |
74 km |
0 |
| Mar 12, 1976 |
EF3 |
67 km |
0 |
| Mar 12, 1976 |
EF3 |
62 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
106 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
51 km |
| 1986 |
OGDEN DUNS |
863 |
96 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
96 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
99 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.8 in |
Coldest |
| February |
27°F (-3°C) |
1.6 in |
Driest |
| March |
38°F (4°C) |
2.9 in |
|
| April |
49°F (10°C) |
3.6 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
4.2 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.3 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
29°F (-2°C) |
2.7 in |
|
Wolcott has a seasonal temperature swing of 50°F / from 24°F in January to 74°F in July. Total annual precipitation is 37.6 inches, with June being the wettest month (4.2") and February the driest (1.6").
Average costs for common services in Wolcott. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Wolcott
What is the population of Wolcott?
Wolcott has a population of 1,044 residents and is located in Indiana. The population density is 1,769 people per square mile, spread across 0.6 square miles. The median age of residents is 38.6 years. The population is 44.8% female and 55.2% male.
Is Wolcott expensive to live in?
Wolcott is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $70,938, 6% below the national average of $75,149. The median home value is $112,500 (60% below the U.S. median). Renters pay a median of $875 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Wolcott safe?
Wolcott is safer than the national average, with a violent crime rate of 340 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,205 per 100,000 (above the national average). Overall, Wolcott receives a safety grade of F based on combined crime data.
What is the weather like in Wolcott?
Wolcott has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.1 inches, with 25.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Wolcott?
The job market in Wolcott is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $989. There are 213 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 20 minutes, and 3.6% of workers work from home.
How much does housing cost in Wolcott?
The median home value in Wolcott is $112,500. Zillow estimates the typical home value at $209,550. For renters, the median monthly rent is $875. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 80.4%. The average annual property tax is $2,100.
How are the schools in Wolcott?
Schools in Wolcott score 5.9 out of 10 on standardized testing, near the national average. 13.1% of adults in Wolcott hold a bachelor's degree or higher, below the national average of 33.7%. 93.3% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Wolcott?
The obesity rate in Wolcott is 44.0% (above the national rate of 32.1%). 16.0% of adults are smokers. 24.0% are physically inactive. 27.3% of residents report depression. 7.8% lack health insurance. 48.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,357.
What is transportation like in Wolcott?
The average commute in Wolcott is 20 minutes, shorter than the national average of 28 minutes. 79% of workers drive alone to work, 1.2% use public transit, and 3.6% work from home.
What are the demographics of Wolcott?
The racial and ethnic makeup of Wolcott is 86.2% White, 5.6% Black or African American. 97.4% of residents speak only English at home. 6.1% of the population are military veterans. 16.8% of residents have a disability. 93.6% have health insurance coverage.
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