Oxford, IN

Indiana · Metropolitan Area

Oxford is a small town in Indiana with a population of 1,333. Residents earn $48,500 per year, which is 35% below the national average.

3.5 /5.0
B+ Good
1,333 Population 2,424/sq mi density
$48,500 Median Income $24,029 per capita
$113,900 Home Value $208,690 Zillow
$732 Median Rent
50°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$48,500 median income, 3.1% unemployment
A+
Affordability
5.0 / 5.0
$113,900 home value, $732/mo rent
D
Education
1.9 / 5.0
11.3% bachelor's degree or higher
Median Income $48,500
35% lower than US avg
Home Value $113,900
60% lower than US avg
Bachelor's+ 11.3%
66% lower than US avg
Median Rent $732
37% lower than US avg
Obesity Rate 42.0%
31% higher than US avg
Unemployment 3.1%
14% lower than US avg
Poverty Rate 12.1%
2% lower than US avg

How Oxford Compares to the U.S. Average (100% = U.S. avg)

People

Population1,333
Median Age31.6 yrs
Density2,424/mi²
Male / Female50% / 51%
Largest GroupWhite 92%

Economy

B+
Median Income$48,500
Per Capita$24,029
Unemployment3.1%
Poverty12.1%
County GDP$623M
Commute28 min

Housing

A+
Home Value$113,900
Rent$732
OwnershipN/A
Zillow$208,690

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.0%
UninsuredN/A
Depression28.7%
Heart Disease6.2%

Climate

Avg Temp50°F
AQI41 (Good)
Rain40.2 in/yr
Elevation735 ft

Education

D
Bachelor's+11.3%
High School+86.6%
School Score6.01

Community

2024 VoteR 73% / D 26%
Commute28 min
Libraries6

Is Oxford a Good Place to Live?

Based on current data, Oxford receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Oxford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Oxford is $48,500, 35% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. 12.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Oxford is $113,900, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $732 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

11.3% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Oxford experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. Annual precipitation totals 40.2 inches, including 17.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Oxford has a population of 1,333 with a density of 2,424 people per square mile. The median age is 31.6 years, 19% younger than the national median of 38.9. The city is predominantly White (91.7%), with 4.9% Black.

Population

1,333
Total Population
2,424
People / sq mi
31.6yrs
Median Age
19% below US avg
0.6mi²
Land Area

Gender Distribution

Male 49.5%
Female 50.5%

Race & Ethnicity

Oxford vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Oxford vs U.S. Average

The median household income in Oxford is $48,500, which is 35% below the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 12.1% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Oxford vs U.S.

Commute Mode

Income

Median HH Income$48,500
35% below US avg
Per Capita Income$24,029
Avg Weekly Wage$989
IRS Avg AGI$61,687

Employment & Poverty

Unemployment3.1%
14% below US avg
Poverty Rate12.1%
2% below US avg
Establishments (County)213
County GDP$623M

Business (County)

Restaurants9
Healthcare13
Retail25
Manufacturing10

Tax & Cost of Living

Property Tax (IRS)$2,100
40% below US avg
Effective Tax Rate1.84%

Commute & Transportation

Commute Time28.4 min
Work from Home2.5%

Walkability

The median home value in Oxford is $113,900, 60% below the national average. Monthly rent averages $732 (37% below US avg). Zillow estimates the typical home value at $208,690.

Home Value Sources

Ownership Split

Home Values

Census Median$113,900
60% below US avg
Zillow ZHVI$208,690
Median List Price$182,450

Real Estate Market (Redfin)

Median List Price$182,450
$/Sq Ft$148
Homes Sold1
Sale-to-List Ratio87.1%
Price Drops50.0%
Inventory4

Rental Costs

Census Median Rent$732
37% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied81.3%

Property Tax

Avg Tax (IRS)$2,100
40% below US avg
Effective Rate1.84%
In Oxford, 42.0% of adults are obese (above the 32.1% national rate). 28.7% report depression. 25.8% are physically inactive.

Health Metrics: Oxford vs U.S. Average (%)

Chronic Conditions

Obesity42.0%
31% above US avg
Diabetes11.4%
Heart Disease6.2%
High Blood Pressure34.7%
Asthma12.0%
COPD8.5%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity25.8%
Depression28.7%
Mental Distress20.4%
Physical Distress14.6%

Healthcare Access

Insurance Rate92.9%
Checkup Rate77.5%
Premature Death10,602/100K

Food & Exercise

Food Environment8.1/10
Exercise Access48.5%
Healthcare Facilities13

Crime Rates: Oxford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Oxford has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. Annual precipitation is 40.2 inches. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-5°C) 72°F Jul (22°C)
Annual Average49.8°F
8% below US avg
January Average24°F (-5°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall40.2 inches
6% above US avg
Snowfall17.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation735 ft (224 m)
Area0.6 sq mi (1.4 km²)
Population Density2,424/sq mi
Coordinates40.5215°N, 87.2482°W
County FIPS18007
It is classified as Metro — under 250K. 11.3% of residents hold a bachelor's degree or higher (66% below US avg). In the 2024 election, the county voted Republican by a 47.1-point margin.

2024 Presidential Election (County)

R 72.7%
D 25.5%

Winner: Republican by 47.1 points

Education

Bachelor's Degree+11.3%
66% below US avg
High School+86.6%
School Test Score6.01
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density2,424/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities13
Restaurants9
Retail Stores25

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute28.4 min
Work from Home2.5%

Nearby Cities

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