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Monticello, IN

Full City Profile · Indiana · White County County

2.9 /5.0
C+ Fair
5,504 Population 1,586/sq mi density
$50,138 Median Income $28,381 per capita
$122,200 Home Value $230,935 Zillow
$860 Median Rent 29.9% income on rent
52°F Avg Temperature 275 sunny days/yr
173 Violent Crime/100K 2,078 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$50,138 median income, 4.5% unemployment
A+
Affordability
5.0 / 5.0
$122,200 home value, $860/mo rent
F
Safety
1.0 / 5.0
173 violent crimes/100K
D
Education
2.0 / 5.0
11.9% bachelor's degree or higher

Monticello, IN

At a Glance

Median Income
$50,138
33% below
$28,381 per capita
Home Value
$122,200
57% below
Zillow: $230,935
Median Rent
$860/mo
26% below
29.9% of income on rent
Violent Crime
173/100K
54% below
2,078/100K property
Bachelor's Degree+
11.9%
65% below
93.3% high school+
Unemployment
4.5%
25% above
4.8% poverty rate
Obesity Rate
47.5%
48% above
19.2% smoking rate
Avg Temperature
52°F
275 sunny days/yr

How Monticello Compares to the U.S. Average

Each bar shows Monticello's value as a percentage of the national average (100% = U.S. avg)

Income
67%
Home Value
43%
Rent
74%
Poverty
39%
Bachelor's
35%
Unemployment
125%
Crime
46%
Thin vertical line = U.S. national average (100%)

Is Monticello a Good Place to Live?

C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Monticello residents earn a median household income of $50,138 , which is 33% below the national average of $75,149. Per capita income is $28,381. The unemployment rate stands at 4.5% (25% above the U.S. rate of 3.6%). 4.8% of residents live below the poverty line. The area is home to 706 business establishments, including 52 restaurants.

Housing & Cost of Living

The median home value in Monticello is $122,200 , 57% below the national median of $281,900. Zillow estimates the typical home at $230,935. Median rent is $860/month, with 29.9% of renters spending more than 30% of income on housing. The cost of living index is 93.3 (100 = national average). The median home was built in 1972.

Safety & Crime

Monticello reports 173 violent crimes per 100,000 residents , which is 54% below the national average of 380/100K. Property crime is 2,078/100K.

Education

11.9% of adults in Monticello hold a bachelor's degree or higher (65% below the national average). 93.3% have completed high school. Local schools score 6.0/10 in standardized testing.

Climate & Weather

Monticello has an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 275 sunny days per year. Annual precipitation totals 39.0 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population5,504
Median Age46.9 yrs
Density1,586/mi²
Male / Female46% / 54%
Foreign Born13.6%
Veterans6.0%

Economy

B+
Median Income$50,138
Per Capita$28,381
Unemployment4.5%
Poverty4.8%
County GDP$1,514M
Avg Weekly Wage$935

Housing

A+
Home Value$122,200
Rent$860
Ownership61.4%
Zillow$230,935
Housing Units2,744
Rent Burden29.9%

Crime

F
Violent173/100K
Property2,078/100K

Health

Obesity47.5%
Diabetes12.8%
Smoking19.2%
Heart Disease6.4%
Premature Death9,851/100K

Climate

Avg Temp52°F
Sunny Days275/yr
Rain39.0 in/yr
AQI41 (Good)
Elevation684 ft

Education

D
Bachelor's+11.9%
High School+93.3%
Graduate+4.5%
School Score6.0/10

Community

2024 VoteR 71% / D 26%
Commute18 min
Broadband82.3%
Internet Speed99 Mbps
EV Stations1
Libraries4

Did You Know?

Monticello was founded in 1834.
The median home in Monticello was built in 1972.
The nearest airport is Porter County Regional (51 miles).
The Gini coefficient (income inequality) is 0.396 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
20.4% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 9 fatal vehicle crashes.