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Monticello, IN
Full City Profile · Indiana · White County County
2.9
/5.0
C+
Fair
5,504
Population
1,586/sq mi density
$50,138
Median Income
$28,381 per capita
$122,200
Home Value
$230,935 Zillow
$860
Median Rent
29.9% income on rent
52°F
Avg Temperature
275 sunny days/yr
173
Violent Crime/100K
2,078 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$50,138 median income, 4.5% unemployment
A+
Affordability
5.0 / 5.0
$122,200 home value, $860/mo rent
F
Safety
1.0 / 5.0
173 violent crimes/100K
D
Education
2.0 / 5.0
11.9% bachelor's degree or higher
Housing Overview
Median Home Value
$122,200
57% below
US avg: $281,900
Median Rent
$860/mo
26% below
US avg: $1,163/mo
Homeownership Rate
61.4%
6% below US avg (65.4%)
Total Housing Units
2,744
Median year built: 1972
Home Value by Source
Census Median
$122,200
Zillow (ZHVI)
$230,935
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
61.4%
Owner-Occupied
38.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent:
$860/mo
Affordability & Housing Stock
Rent Burden
29.9%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
61.4%
Complete Housing Data
Home Values
| Census Median Value | $122,200 |
| Zillow Home Value (ZHVI) | $230,935 |
Rent
| Census Median Rent | $860 |
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
Ownership & Stock
| Owner-Occupied | 61.4% |
| Renter-Occupied | 38.6% |
| Homeownership Rate | 61.4% |
| Total Housing Units | 2,744 |
| Median Year Built | 1972 |
| Rent Burden | 29.9% |