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Monticello, IN

Full City Profile · Indiana · White County County

2.9 /5.0
C+ Fair
5,504 Population 1,586/sq mi density
$50,138 Median Income $28,381 per capita
$122,200 Home Value $230,935 Zillow
$860 Median Rent 29.9% income on rent
52°F Avg Temperature 275 sunny days/yr
173 Violent Crime/100K 2,078 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$50,138 median income, 4.5% unemployment
A+
Affordability
5.0 / 5.0
$122,200 home value, $860/mo rent
F
Safety
1.0 / 5.0
173 violent crimes/100K
D
Education
2.0 / 5.0
11.9% bachelor's degree or higher

Income Overview

Median Household Income
$50,138
33% below
US avg: $75,149
Per Capita Income
$28,381
27% below
US avg: $39,052
Unemployment Rate
4.5%
25% above
US avg: 3.6%
Poverty Rate
4.8%
61% below
US avg: 12.4%

Income Comparison: Monticello vs. U.S. Average

Each bar shows Monticello’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$50,138
67%
Per Capita
US: $39,052
$28,381
73%
IRS Avg AGI
US: $72,000
$66,512
92%
Avg Weekly Wage
US: $1,432
$935
65%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$935
35% below US avg ($1,432)
Mean Commute Time
18 min
36% below US avg (28 min)
Work From Home
3.6%
76% below US avg (15.2%)
Drive Alone
80.6%
10% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,514M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 80.6%
Public Transit 0%
Work From Home 3.6%
Other 15.8%
Average commute time
18 minutes
US avg: 28 min

Business Landscape

Total Establishments
706
Restaurants
52
Healthcare
32
Retail
99
Manufacturing
39

Tax & Financial

IRS Avg Adjusted Gross Income
$66,512
8% below US avg ($72,000)
Avg Property Tax
$2,703
23% below US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$50,138
Per Capita Income$28,381
IRS Avg Adjusted Gross Income$66,512
Avg Weekly Wage$935
County GDP$1,514M

Hardship Indicators

Unemployment Rate4.5%
Poverty Rate4.8%
Gini Coefficient0.396
Cost of Living Index93.3

Commute

Mean Commute18 minutes
Drive Alone80.6%
Public Transit0.0%
Work From Home3.6%

Businesses

Total Establishments706
Restaurants52
Healthcare32
Retail99
Manufacturing39

Tax

IRS Avg AGI$66,512
Avg Property Tax$2,703