Monticello, IN
Full City Profile · Indiana · White County County
2.9
/5.0
C+
Fair
5,504
Population
1,586/sq mi density
$50,138
Median Income
$28,381 per capita
$122,200
Home Value
$230,935 Zillow
$860
Median Rent
29.9% income on rent
52°F
Avg Temperature
275 sunny days/yr
173
Violent Crime/100K
2,078 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$50,138 median income, 4.5% unemployment
A+
Affordability
5.0 / 5.0
$122,200 home value, $860/mo rent
F
Safety
1.0 / 5.0
173 violent crimes/100K
D
Education
2.0 / 5.0
11.9% bachelor's degree or higher
Income Overview
Median Household Income
$50,138
33% below
US avg: $75,149
Per Capita Income
$28,381
27% below
US avg: $39,052
Unemployment Rate
4.5%
25% above
US avg: 3.6%
Poverty Rate
4.8%
61% below
US avg: 12.4%
Income Comparison: Monticello vs. U.S. Average
Each bar shows Monticello’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$50,138
67%
Per Capita
US: $39,052
$28,381
73%
IRS Avg AGI
US: $72,000
$66,512
92%
Avg Weekly Wage
US: $1,432
$935
65%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$935
35% below US avg ($1,432)
Mean Commute Time
18 min
36% below US avg (28 min)
Work From Home
3.6%
76% below US avg (15.2%)
Drive Alone
80.6%
10% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,514M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.6%
Public Transit
0%
Work From Home
3.6%
Other
15.8%
Average commute time
18 minutes
US avg: 28 min
Business Landscape
Total Establishments
706
Restaurants
52
Healthcare
32
Retail
99
Manufacturing
39
Tax & Financial
IRS Avg Adjusted Gross Income
$66,512
8% below US avg ($72,000)
Avg Property Tax
$2,703
23% below US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $50,138 |
| Per Capita Income | $28,381 |
| IRS Avg Adjusted Gross Income | $66,512 |
| Avg Weekly Wage | $935 |
| County GDP | $1,514M |
Hardship Indicators
| Unemployment Rate | 4.5% |
| Poverty Rate | 4.8% |
| Gini Coefficient | 0.396 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 18 minutes |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work From Home | 3.6% |
Businesses
| Total Establishments | 706 |
| Restaurants | 52 |
| Healthcare | 32 |
| Retail | 99 |
| Manufacturing | 39 |
Tax
| IRS Avg AGI | $66,512 |
| Avg Property Tax | $2,703 |
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