Median Income
$89,750
19% higher than US avg
Home Value
$124,800
56% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$1,018
12% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
6.4%
48% lower than US avg
How Frost Compares to the U.S. Average (100% = U.S. avg)
People
Population971
Median Age29.3 yrs
Density859/mi²
Male / Female53% / 47%
Largest GroupWhite 52%
Veterans8.9%
Economy
A+
Median Income$89,750
Per Capita$24,017
Unemployment0.3%
Poverty6.4%
County GDP$10,768M
Commute31 min
Housing
A+
Home Value$124,800
Rent$1,018
OwnershipN/A
Zillow$220,013
Housing Units258
Rent Burden18.6%
Health
Obesity36.9%
Uninsured19.6%
Smoking16.3%
Depression24.6%
Heart Disease6.2%
Climate
Avg Temp66°F (19°C)
AQI42 (Good)
Rain40.2 in/yr
Sunny Days308/yr
Elevation521 ft (159 m)
Education
C+
Bachelor's+20.4%
High School+70.5%
Graduate+9.1%
School Score5.10
Community
2024 VoteR 65% / D 34%
Commute31 min
Broadband87.6%
Libraries5
Is Frost a Good Place to Live?
Based on current data, Frost receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate. Frost stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Frost is $89,750, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.3%. Only 6.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Frost is $124,800, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,018 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 70.5% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Frost enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42.
Frost has a population of 971 with a density of 859 people per square mile. The median age is 29.3 years, 25% younger than the national median of 38.9. The city is predominantly White (52.2%), with 1.9% Hispanic, 1.8% Black.
Population
29.3yrs
Median Age
25% below US avg
Language Spoken at Home
| English Only | 79.2% |
| 1% above US avg |
| Spanish | 20.8% |
| 55% above US avg |
The median household income in Frost is $89,750, which is 19% above the national average of $75,149. The unemployment rate is 0.3% (below the 3.6% US average). 6.4% of residents live below the poverty line. Workers commute an average of 31 minutes.
Income
| Median HH Income | $89,750 |
| 19% above US avg |
| Per Capita Income | $24,017 |
| Avg Weekly Wage | $1,114 |
| IRS Avg AGI | $81,086 |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 6.4% |
| 48% below US avg |
| Establishments (County) | 3,919 |
| County GDP | $10,768M |
Business (County)
| Restaurants | 344 |
| Healthcare | 342 |
| Retail | 451 |
| Manufacturing | 181 |
Tax & Cost of Living
| Property Tax (IRS) | $7,596 |
| 117% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 6.09% |
Commute & Transportation
| Commute Time | 30.8 min |
| Drive Alone | 91.2% |
| Public Transit | 0.0% |
| Work from Home | 2.8% |
The median home value in Frost is $124,800, 56% below the national average. Monthly rent averages $1,018 (12% below US avg). Zillow estimates the typical home value at $220,013.
Home Values
| Census Median | $124,800 |
| 56% below US avg |
| Zillow ZHVI | $220,013 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,018 |
| 12% below US avg |
| Rent Burden | 18.6% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Owner-Occupied | 84.7% |
| Housing Units | 258 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $7,596 |
| 117% above US avg |
| Effective Rate | 6.09% |
In Frost, 36.9% of adults are obese (above the 32.1% national rate). 19.6% of residents lack health insurance. 16.3% are current smokers. 24.6% report depression. 29.8% are physically inactive.
Health Metrics: Frost vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 33.4% |
| Asthma | 10.5% |
| COPD | 7.1% |
| Cancer | 6.5% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 29.8% |
| Depression | 24.6% |
| Mental Distress | 19.6% |
| Physical Distress | 14.8% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 80.8% |
| Uninsured | 19.6% |
| 128% above US avg |
| Primary Care | 1:2,632 |
| Dentists | 1:3,215 |
| Mental Health | 1:928 |
| Checkup Rate | 72.1% |
| Dental Visits | 52.4% |
| Premature Death | 7,453/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 50.1% |
| Healthcare Facilities | 342 |
Frost has an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. Annual precipitation is 40.2 inches. The area enjoys 308 sunny days per year. Air quality is rated Good with a median AQI of 42.
Temperature
46°F Jan (8°C)
84°F Jul (29°C)
| Annual Average | 65.8°F |
| 22% above US avg |
| January Average | 46°F (8°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Precipitation & Snow
| Annual Rainfall | 40.2 inches |
| 6% above US avg |
| Snowfall | 0.3 inches/yr |
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Geography
| Elevation | 521 ft (159 m) |
| Area | 1.1 sq mi (2.9 km²) |
| Population Density | 859/sq mi |
| Coordinates | 32.0793°N, 96.8086°W |
| Timezone | America/Chicago |
| County | Ellis County County |
| County FIPS | 48139 |