Median Income
$89,750
19% higher than US avg
Home Value
$124,800
56% lower than US avg
Violent Crime
160/100K
58% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$1,018
12% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
6.4%
48% lower than US avg
How Frost Compares to the U.S. Average (100% = U.S. avg)
People
Population971
Median Age29.3 yrs
Density859/mi²
Male / Female53% / 47%
Largest GroupWhite 52%
Veterans8.9%
Economy
A+
Median Income$89,750
Per Capita$24,017
Unemployment0.3%
Poverty6.4%
County GDP$10,768M
Commute31 min
Housing
A+
Home Value$124,800
Rent$1,018
Ownership84.7%
Zillow$220,013
Housing Units258
Rent Burden18.6%
Crime
F
Violent160/100K
Property2,028/100K
Health
Obesity36.9%
Uninsured19.6%
Smoking16.3%
Depression24.6%
Heart Disease6.2%
Climate
Avg Temp66°F (19°C)
AQI42 (Good)
Rain40.2 in/yr
Sunny Days308/yr
Elevation521 ft (159 m)
Education
C+
Bachelor's+20.4%
High School+70.5%
Graduate+9.1%
School Score5.62
Community
2024 VoteR 65% / D 34%
Commute31 min
Broadband87.6%
EV Stations1
Libraries5
Is Frost a Good Place to Live?
Based on current data, Frost receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include a high uninsured rate. Frost offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Frost is $89,750, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.3%. Only 6.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Frost is $124,800, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,018 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Frost is below the national average at 160 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,028 per 100,000, near the national average.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 70.5% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Frost enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42.
Frost has a population of 971 with a density of 859 people per square mile, spread across 1.1 square miles. The median age is 29.3 years, 25% younger than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (52.2%), with 1.9% Hispanic, 1.8% Black. English is the primary language spoken at home by 79.2% of residents, while 20.8% speak Spanish. 8.9% of the population are veterans, above the national rate of 6.0%. 22.8% of residents have a disability (above the 13.0% national average). 80.8% have health insurance coverage.
Population
29.3yrs
Median Age
25% below US avg
Language Spoken at Home
English Only
79.2%
1% above US avg
Spanish
20.8%
55% above US avg
The median household income in Frost is $89,750, which is 19% above the national average of $75,149. Per capita income is $24,017 (below the $39,052 national figure). The average weekly wage is $1,114, 22% lower than the U.S. average. The unemployment rate is 0.3% (below the 3.6% US average). 6.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,919 business establishments, including 344 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 31 minutes. 2.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $89,750 |
| 19% above US avg |
| Per Capita Income | $24,017 |
| Avg Weekly Wage | $1,114 |
| IRS Avg AGI | $81,086 |
| Gini Index | 0.401 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 6.4% |
| 48% below US avg |
| Establishments (County) | 3,919 |
| County GDP | $10,768M |
Business (County)
| Restaurants | 344 |
| Healthcare | 342 |
| Retail | 451 |
| Manufacturing | 181 |
Tax & Cost of Living
| Property Tax (IRS) | $7,596 |
| 117% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 6.09% |
Commute & Transportation
| Commute Time | 30.8 min |
| Drive Alone | 91.2% |
| Public Transit | 0.0% |
| Work from Home | 2.8% |
The median home value in Frost is $124,800, 56% below the national median of $281,900. Zillow estimates the typical home value at $220,013, higher than the Census estimate. Monthly rent averages $1,018 (12% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 84.7% of housing units are owner-occupied (above the 65.4% national rate). There are 258 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $7,596 (higher than the $3,500 national average). 18.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $124,800 |
| 56% below US avg |
| Zillow ZHVI | $220,013 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,018 |
| 12% below US avg |
| Rent Burden | 18.6% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 84.7% |
| Owner-Occupied | 84.7% |
| Renter-Occupied | 15.3% |
| Housing Units | 258 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $7,596 |
| 117% above US avg |
| Effective Rate | 6.09% |
In Frost, 36.9% of adults are obese, above the national rate of 32.1%. 12.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.2% of residents. 33.4% have high blood pressure. 16.3% are current smokers. 18.6% report binge drinking. 29.8% are physically inactive, above the national average. 24.6% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. 19.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,632. The dentist ratio is 1:3,215. 50.1% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Frost vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 33.4% |
| Asthma | 10.5% |
| COPD | 7.1% |
| Cancer | 6.5% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 29.8% |
| Depression | 24.6% |
| Mental Distress | 19.6% |
| Physical Distress | 14.8% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 80.8% |
| Uninsured | 19.6% |
| 128% above US avg |
| Primary Care | 1:2,632 |
| Dentists | 1:3,215 |
| Mental Health | 1:928 |
| Checkup Rate | 72.1% |
| Dental Visits | 52.4% |
| Premature Death | 7,453/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 50.1% |
| Healthcare Facilities | 342 |
Frost has a violent crime rate of 160 per 100,000 residents, 58% below the national average of 380. Property crime stands at 2,028 per 100,000, 3% above the U.S. average. The county recorded 28 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Frost receives a safety grade of F.
Crime Rates: Frost vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 160.1/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 2,027.8/100K |
| 3% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 28 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Frost enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 521 feet.
Temperature
46°F Jan (8°C)
84°F Jul (29°C)
| Annual Average | 65.8°F |
| 22% above US avg |
| January Average | 46°F (8°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 521 ft (159 m) |
| Area | 1.1 sq mi (2.9 km²) |
| Population Density | 859/sq mi |
| Coordinates | 32.0793°N, 96.8086°W |
| Timezone | America/Chicago |
| County | Ellis County County |
| Nearest Airport | Waco Regional (ACT)
41 miles away |
Precipitation & Snow
Annual Rainfall
40.2"
6% above US avg
Wettest Month (May)
5.16"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0466 ppm |
| NO₂ (Nitrogen Dioxide) | 5.1 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.6 / 100 |
| Social Vulnerability | 35.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
87 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
53 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
118 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
116 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
86 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
85 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
63 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
120 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
146 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
56 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
86 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
82 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
89 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
88 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
72 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
61 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
56 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
87 km |
| May 1, 2024 |
7 km SSW of Mansfield, Texas |
M3.1 |
59 km |
| Jan 13, 2014 |
2 km ESE of Reno, Texas |
M3.1 |
118 km |
| Feb 27, 2015 |
4 km ENE of Irving, Texas |
M3.1 |
84 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Ike (2008, Cat 2).
| Year |
Name |
Category |
Closest |
| 2008 |
Ike |
Category 2 |
187 km |
| 1983 |
Alicia |
Category 2 |
293 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
708 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 168 fatalities, 2,072 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 6, 1973 |
EF5 |
81 km |
0 |
| May 11, 1953 |
EF5 |
67 km |
114 |
| Apr 29, 2017 |
EF4 |
77 km |
2 |
| Dec 26, 2015 |
EF4 |
82 km |
10 |
| May 15, 2013 |
EF4 |
96 km |
6 |
| Apr 25, 1994 |
EF4 |
58 km |
3 |
| May 26, 1976 |
EF4 |
49 km |
0 |
| Mar 10, 1973 |
EF4 |
61 km |
6 |
| Mar 31, 1959 |
EF4 |
46 km |
6 |
| Apr 21, 1952 |
EF4 |
89 km |
0 |
| Oct 20, 2019 |
EF3 |
88 km |
0 |
| Apr 29, 2017 |
EF3 |
95 km |
2 |
| Dec 26, 2015 |
EF3 |
44 km |
0 |
| May 15, 2013 |
EF3 |
68 km |
0 |
| Apr 3, 2012 |
EF3 |
81 km |
0 |
| Apr 16, 2002 |
EF3 |
90 km |
0 |
| May 12, 2000 |
EF3 |
57 km |
2 |
| Mar 28, 2000 |
EF3 |
78 km |
0 |
| Mar 28, 2000 |
EF3 |
90 km |
2 |
| May 27, 1997 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: BIG TRICKLE RANCH FIRE (3,623 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
BIG TRICKLE RANCH FIRE |
3,623 |
85 km |
| 2011 |
C#491 |
3,616 |
51 km |
| 2008 |
UNNAMED |
2,944 |
94 km |
| 1996 |
UNNAMED |
2,067 |
90 km |
| 2005 |
200 MOUNTAIN RIDGE |
2,051 |
89 km |
| 2023 |
DOUBLE BACK |
1,275 |
84 km |
| 2011 |
CEDAR RIDGE |
1,051 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
2.1 in |
Coldest |
| February |
50°F (10°C) |
2.6 in |
|
| March |
58°F (14°C) |
3.0 in |
|
| April |
65°F (18°C) |
3.4 in |
|
| May |
73°F (23°C) |
5.2 in |
Wettest |
| June |
80°F (27°C) |
3.3 in |
|
| July |
84°F (29°C) |
1.9 in |
Warmest, Driest |
| August |
84°F (29°C) |
1.9 in |
|
| September |
77°F (25°C) |
3.6 in |
|
| October |
67°F (20°C) |
4.0 in |
|
| November |
56°F (13°C) |
2.8 in |
|
| December |
48°F (9°C) |
2.5 in |
|
Frost has a seasonal temperature swing of 38°F / from 46°F in January to 84°F in July. Total annual precipitation is 36.2 inches, with May being the wettest month (5.2") and July the driest (1.9").
Average costs for common services in Frost. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Frost
What is the population of Frost?
Frost has a population of 971 residents and is located in Texas. The population density is 859 people per square mile, spread across 1.1 square miles. The median age of residents is 29.3 years, which is younger than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is Frost expensive to live in?
Frost has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $89,750, 19% above the national average of $75,149. The median home value is $124,800 (56% below the U.S. median). Renters pay a median of $1,018 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Frost safe?
Frost is safer than the national average, with a violent crime rate of 160 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,028 per 100,000 (above the national average). Overall, Frost receives a safety grade of F based on combined crime data.
What is the weather like in Frost?
Frost enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 40.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Frost?
The job market in Frost is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average weekly wage is $1,114. There are 3,919 business establishments in the area, including 344 restaurants and food service locations. The average commute time is 31 minutes, and 2.8% of workers work from home.
How much does housing cost in Frost?
The median home value in Frost is $124,800. Zillow estimates the typical home value at $220,013. For renters, the median monthly rent is $1,018. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 84.7%. The average annual property tax is $7,596.
How are the schools in Frost?
Schools in Frost score 5.6 out of 10 on standardized testing, near the national average. 20.4% of adults in Frost hold a bachelor's degree or higher, below the national average of 33.7%. 70.5% have completed high school. 9.1% hold a graduate or professional degree.
How healthy is Frost?
The obesity rate in Frost is 36.9% (above the national rate of 32.1%). 16.3% of adults are smokers. 29.8% are physically inactive. 24.6% of residents report depression. 19.6% lack health insurance (above the national rate). 50.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,632.
What is transportation like in Frost?
The average commute in Frost is 31 minutes, longer than the national average of 28 minutes. 91.2% of workers drive alone to work, and 2.8% work from home.
What are the demographics of Frost?
The racial and ethnic makeup of Frost is 52.2% White, 1.8% Black or African American, 1.9% Hispanic or Latino. 79.2% of residents speak only English at home, while 20.8% speak Spanish. 8.9% of the population are military veterans. 22.8% of residents have a disability. 80.8% have health insurance coverage.
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