Home Value
$145,000
49% lower than US avg
Violent Crime
160/100K
58% lower than US avg
Bachelor's+
7.2%
79% lower than US avg
Median Rent
$933
20% lower than US avg
Obesity Rate
39.8%
24% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
16.5%
33% higher than US avg
How Milford Compares to the U.S. Average (100% = U.S. avg)
People
Population1,033
Median Age39.1 yrs
Density420/mi²
Male / Female52% / 48%
Largest GroupWhite 63%
Veterans7.5%
Economy
Per Capita$25,822
Unemployment5.3%
Poverty16.5%
County GDP$10,768M
Commute29 min
Housing
Home Value$145,000
Rent$933
Ownership47.0%
Zillow$243,256
Housing Units387
Rent Burden39.3%
Crime
F
Violent160/100K
Property2,028/100K
Health
Obesity39.8%
Uninsured16.7%
Smoking15.7%
Depression24.0%
Heart Disease5.9%
Climate
Avg Temp66°F (19°C)
AQI42 (Good)
Rain40.2 in/yr
Sunny Days308/yr
Elevation638 ft (194 m)
Education
D
Bachelor's+7.2%
High School+82.6%
Graduate+3.3%
School Score5.62
Community
2024 VoteR 65% / D 34%
Commute29 min
Broadband80.4%
EV Stations1
Libraries5
Is Milford a Good Place to Live?
Based on current data, Milford receives an overall livability score of 1.3 out of 5.0, earning a grade of F. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Milford faces significant challenges across several quality-of-life categories.
Economy & Jobs
The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 16.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Milford is $145,000, 49% below the national median / offering relatively affordable homeownership. Renters pay a median of $933 per month, below the national average / a plus for affordability.
Safety & Crime
Violent crime in Milford is below the national average at 160 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,028 per 100,000, near the national average.
Education
7.2% of residents hold a bachelor's degree, below the national average of 33.7%. 82.6% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Milford enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42.
Milford has a population of 1,033 with a density of 420 people per square mile, spread across 2.5 square miles. The median age is 39.1 years, 1% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (62.8%), with 25.1% Black. English is the primary language spoken at home by 94.4% of residents, while 5.6% speak Spanish. 7.5% of the population are veterans, above the national rate of 6.0%. 16.2% of residents have a disability (above the 13.0% national average). 77.0% have health insurance coverage.
Population
39.1yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
94.4%
20% above US avg
Spanish
5.6%
58% below US avg
Per capita income is $25,822 (below the $39,052 national figure). The average weekly wage is $1,114, 22% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 16.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,919 business establishments, including 344 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 29 minutes. 3.2% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $25,822 |
| Avg Weekly Wage | $1,114 |
| IRS Avg AGI | $81,086 |
| Gini Index | 0.401 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 16.5% |
| 33% above US avg |
| Establishments (County) | 3,919 |
| County GDP | $10,768M |
Business (County)
| Restaurants | 344 |
| Healthcare | 342 |
| Retail | 451 |
| Manufacturing | 181 |
Tax & Cost of Living
| Property Tax (IRS) | $7,596 |
| 117% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 5.24% |
Commute & Transportation
| Commute Time | 29.0 min |
| Drive Alone | 70.9% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Milford is $145,000, 49% below the national median of $281,900. Zillow estimates the typical home value at $243,256, higher than the Census estimate. Monthly rent averages $933 (20% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 47.0% of housing units are owner-occupied (below the 65.4% national rate). There are 387 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $7,596 (higher than the $3,500 national average). 39.3% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $145,000 |
| 49% below US avg |
| Zillow ZHVI | $243,256 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $933 |
| 20% below US avg |
| Rent Burden | 39.3% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 47.0% |
| Owner-Occupied | 47.0% |
| Renter-Occupied | 53.0% |
| Housing Units | 387 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $7,596 |
| 117% above US avg |
| Effective Rate | 5.24% |
In Milford, 39.8% of adults are obese, above the national rate of 32.1%. 12.6% have diabetes (above the 10.5% national rate). Heart disease affects 5.9% of residents. 36.2% have high blood pressure. 15.7% are current smokers. 16.8% report binge drinking. 29.4% are physically inactive, above the national average. 24.0% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 16.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,632. The dentist ratio is 1:3,215. 50.1% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Milford vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.8% |
| 24% above US avg |
| Diabetes | 12.6% |
| Heart Disease | 5.9% |
| High Blood Pressure | 36.2% |
| Asthma | 10.8% |
| COPD | 6.6% |
| Cancer | 6.1% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 16.8% |
| Physical Inactivity | 29.4% |
| Depression | 24.0% |
| Mental Distress | 19.5% |
| Physical Distress | 14.3% |
| Short Sleep | 43.8% |
Healthcare Access
| Insurance Rate | 77.0% |
| Uninsured | 16.7% |
| 94% above US avg |
| Primary Care | 1:2,632 |
| Dentists | 1:3,215 |
| Mental Health | 1:928 |
| Checkup Rate | 73.6% |
| Dental Visits | 51.5% |
| Premature Death | 7,453/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 50.1% |
| Healthcare Facilities | 342 |
Milford has a violent crime rate of 160 per 100,000 residents, 58% below the national average of 380. Property crime stands at 2,028 per 100,000, 3% above the U.S. average. The county recorded 28 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Milford receives a safety grade of F.
Crime Rates: Milford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 160.1/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 2,027.8/100K |
| 3% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 28 |
| Traffic Accidents | 27 |
| Avg Accident Severity | 2.4 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Milford enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 638 feet.
Temperature
46°F Jan (8°C)
84°F Jul (29°C)
| Annual Average | 65.8°F |
| 22% above US avg |
| January Average | 46°F (8°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 638 ft (194 m) |
| Area | 2.5 sq mi (6.4 km²) |
| Population Density | 420/sq mi |
| Coordinates | 32.1215°N, 96.9500°W |
| Timezone | America/Chicago |
| County | Ellis County County |
| Nearest Airport | Waco Regional (ACT) 39 miles away |
Precipitation & Snow
Annual Rainfall
40.2"
6% above US avg
Wettest Month (May)
5.04"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0466 ppm |
| NO₂ (Nitrogen Dioxide) | 5.1 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.6 / 100 |
| Social Vulnerability | 35.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
89 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
43 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
140 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
143 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
104 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
81 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
106 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
51 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
80 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
80 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
45 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
150 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
109 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
83 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
49 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
82 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
75 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
58 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
46 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
81 km |
| Sep 30, 2012 |
1 km W of Irving, Texas |
M3.1 |
77 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Ike (2008, Cat 2).
| Year |
Name |
Category |
Closest |
| 2008 |
Ike |
Category 2 |
200 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
734 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 166 fatalities, 2,067 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 6, 1973 |
EF5 |
74 km |
0 |
| May 11, 1953 |
EF5 |
66 km |
114 |
| Apr 29, 2017 |
EF4 |
89 km |
2 |
| Dec 26, 2015 |
EF4 |
82 km |
10 |
| May 15, 2013 |
EF4 |
82 km |
6 |
| Apr 25, 1994 |
EF4 |
56 km |
3 |
| May 26, 1976 |
EF4 |
35 km |
0 |
| Mar 10, 1973 |
EF4 |
67 km |
6 |
| Mar 31, 1959 |
EF4 |
40 km |
6 |
| Apr 21, 1952 |
EF4 |
84 km |
0 |
| Oct 20, 2019 |
EF3 |
83 km |
0 |
| Dec 26, 2015 |
EF3 |
38 km |
0 |
| May 15, 2013 |
EF3 |
53 km |
0 |
| Apr 3, 2012 |
EF3 |
83 km |
0 |
| Apr 16, 2002 |
EF3 |
79 km |
0 |
| May 12, 2000 |
EF3 |
47 km |
2 |
| Mar 28, 2000 |
EF3 |
79 km |
2 |
| Mar 28, 2000 |
EF3 |
70 km |
0 |
| May 27, 1997 |
EF3 |
96 km |
0 |
| Apr 27, 1990 |
EF3 |
72 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: CHALK MOUNTAIN (6,461 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
CHALK MOUNTAIN |
6,461 |
88 km |
| 2011 |
BIG TRICKLE RANCH FIRE |
3,623 |
72 km |
| 2011 |
C#491 |
3,616 |
59 km |
| 2008 |
UNNAMED |
2,944 |
81 km |
| 1993 |
UNNAMED |
2,431 |
98 km |
| 2018 |
FARMERS ROAD |
2,383 |
92 km |
| 1996 |
UNNAMED |
2,067 |
76 km |
| 2005 |
200 MOUNTAIN RIDGE |
2,051 |
76 km |
| 1992 |
UNNAMED |
1,854 |
92 km |
| 2023 |
DOUBLE BACK |
1,275 |
70 km |
| 2011 |
CEDAR RIDGE |
1,051 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
1.9 in |
Coldest |
| February |
50°F (10°C) |
2.5 in |
|
| March |
58°F (14°C) |
2.9 in |
|
| April |
65°F (19°C) |
3.4 in |
|
| May |
73°F (23°C) |
5.0 in |
Wettest |
| June |
80°F (27°C) |
3.4 in |
|
| July |
84°F (29°C) |
1.9 in |
Warmest, Driest |
| August |
84°F (29°C) |
1.9 in |
|
| September |
78°F (25°C) |
3.6 in |
|
| October |
67°F (20°C) |
3.9 in |
|
| November |
56°F (13°C) |
2.7 in |
|
| December |
48°F (9°C) |
2.3 in |
|
Milford has a seasonal temperature swing of 38°F / from 46°F in January to 84°F in July. Total annual precipitation is 35.3 inches, with May being the wettest month (5.0") and July the driest (1.9").
Average costs for common services in Milford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Milford
What is the population of Milford?
Milford has a population of 1,033 residents and is located in Texas. The population density is 420 people per square mile, spread across 2.5 square miles. The median age of residents is 39.1 years. The population is 47.8% female and 52.2% male.
Is Milford expensive to live in?
Milford has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median home value is $145,000 (49% below the U.S. median). Renters pay a median of $933 per month, below the national average of $1,163.
Is Milford safe?
Milford is safer than the national average, with a violent crime rate of 160 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,028 per 100,000 (above the national average). Overall, Milford receives a safety grade of F based on combined crime data.
What is the weather like in Milford?
Milford enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 40.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Milford?
The unemployment rate in Milford is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,114. There are 3,919 business establishments in the area, including 344 restaurants and food service locations. The average commute time is 29 minutes, and 3.2% of workers work from home.
How much does housing cost in Milford?
The median home value in Milford is $145,000. Zillow estimates the typical home value at $243,256. For renters, the median monthly rent is $933. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 47.0%. The average annual property tax is $7,596.
How are the schools in Milford?
Schools in Milford score 5.6 out of 10 on standardized testing, near the national average. 7.2% of adults in Milford hold a bachelor's degree or higher, below the national average of 33.7%. 82.6% have completed high school. 3.3% hold a graduate or professional degree.
How healthy is Milford?
The obesity rate in Milford is 39.8% (above the national rate of 32.1%). 15.7% of adults are smokers. 29.4% are physically inactive. 24.0% of residents report depression. 16.7% lack health insurance (above the national rate). 50.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,632.
What is transportation like in Milford?
The average commute in Milford is 29 minutes. 70.9% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Milford?
The racial and ethnic makeup of Milford is 62.8% White, 25.1% Black or African American. 94.4% of residents speak only English at home, while 5.6% speak Spanish. 7.5% of the population are military veterans. 16.2% of residents have a disability. 77.0% have health insurance coverage.