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Gap, PA
Full City Profile · Pennsylvania · Harford County County
3.4
/5.0
B
Good
2,297
Population
746/sq mi density
$96,007
Median Income
$41,646 per capita
$321,500
Home Value
$454,498 Zillow
$1,238
Median Rent
33.5% income on rent
53°F
Avg Temperature
293 sunny days/yr
86
Violent Crime/100K
1,289 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,007 median income, 0.9% unemployment
A+
Affordability
4.8 / 5.0
$321,500 home value, $1,238/mo rent
F
Safety
1.0 / 5.0
86 violent crimes/100K
C+
Education
2.9 / 5.0
23.5% bachelor's degree or higher
Cost Overview
Cost of Living Index
97.6
Below national average
100 = US average
Median Monthly Rent
$1,238
6% above US avg
Avg Annual Property Tax
$4,446
27% above US avg ($3,500)
Fair Market Rents (HUD FY2026)
Studio
$900
per month
1 Bedroom
$996
per month
2 Bedroom
$1,225
per month
3 Bedroom
$1,570
per month
4 Bedroom
$1,744
per month
Childcare Costs
Infant (Center)
$1,407/mo
$16,884/year
Toddler (Center)
$1,053/mo
$12,636/year
Preschool (Center)
$1,053/mo
$12,636/year
Infant (Family)
$959/mo
$11,508/year
Toddler (Family)
$847/mo
$10,164/year
Preschool (Family)
$847/mo
$10,164/year
Healthcare 40 services
| Doctor Visit (Primary Care) | $244.00 |
| Specialist Visit | $341.60 |
| Urgent Care Visit | $195.20 |
| Emergency Room Visit | $2,147.20 |
| Dental Cleaning | $126.88 |
| Dental Filling | $244.00 |
| Root Canal | $976.00 |
| Dental Crown | $1,171.20 |
| Tooth Extraction | $244.00 |
| Wisdom Teeth Removal | $1,464.00 |
| Teeth Whitening | $488.00 |
| Dental Implant | $3,904.00 |
| Eye Exam | $195.20 |
| Glasses (Prescription) | $341.60 |
| Contact Lenses (Annual) | $244.00 annual |
| LASIK (Per Eye) | $2,440.00 per eye |
| X-Ray | $244.00 |
| MRI | $1,464.00 |
| CT Scan | $1,171.20 |
| Ultrasound | $390.40 |
| Blood Test (Basic Panel) | $146.40 |
| Physical Therapy (Session) | $146.40 per session |
| Chiropractor Visit | $73.20 |
| Dermatologist Visit | $244.00 |
| Mental Health Therapy | $170.80 per session |
| Psychiatrist Visit | $292.80 |
| Colonoscopy | $2,440.00 |
| Mammogram | $292.80 |
| Knee Replacement | $34,160.00 |
| Hip Replacement | $31,232.00 |
| Cataract Surgery (Per Eye) | $3,416.00 per eye |
| ACL Surgery | $24,400.00 |
| Appendectomy | $14,640.00 |
| C-Section Delivery | $21,472.00 |
| Normal Childbirth | $12,688.00 |
| Flu Shot | $39.04 |
| COVID Test | $97.60 |
| Prescription (Generic, 30-day) | $14.64 per month |
| Prescription (Brand, 30-day) | $244.00 per month |
| Ambulance Ride | $1,171.20 |
Auto Repair 18 services
| Oil Change (Conventional) | $43.92 |
| Oil Change (Synthetic) | $73.20 |
| Brake Pad Replacement | $292.80 |
| Tire Rotation | $39.04 |
| New Tires (Set of 4) | $585.60 set of 4 |
| Battery Replacement | $195.20 |
| Transmission Repair | $2,928.00 |
| AC Repair | $488.00 |
| Windshield Replacement | $341.60 |
| Wheel Alignment | $97.60 |
| Spark Plug Replacement | $195.20 |
| Alternator Replacement | $488.00 |
| Timing Belt Replacement | $683.20 |
| Car Detailing (Full) | $195.20 |
| Towing (Per Mile) | $4.88 per mile |
| State Inspection | $29.28 |
| Emissions Test | $48.80 |
| Check Engine Diagnostic | $97.60 |
Home Services 25 services
| Plumber (Per Hour) | $97.60 per hour |
| Electrician (Per Hour) | $87.84 per hour |
| HVAC Repair | $390.40 |
| HVAC System Install | $6,832.00 |
| Roof Repair | $976.00 |
| Roof Replacement | $8,784.00 |
| Interior Painting (Avg Home) | $2,440.00 |
| Exterior Painting (Avg Home) | $3,416.00 |
| Pest Control (One-Time) | $195.20 |
| Pest Control (Annual Plan) | $488.00 annual |
| Carpet Cleaning (3 Rooms) | $170.80 |
| Lawn Mowing (Per Visit) | $48.80 per visit |
| Lawn Care (Monthly) | $146.40 monthly |
| Tree Removal | $780.80 |
| Gutter Cleaning | $195.20 |
| Pressure Washing (House) | $292.80 |
| Foundation Repair | $4,880.00 |
| Kitchen Remodel (Mid-Range) | $29,280.00 |
| Bathroom Remodel (Mid-Range) | $11,712.00 |
| Flooring Install | $7.81 per sq ft |
| Window Replacement | $634.40 per window |
| Fence Install (Wood) | $29.28 per ft |
| Garage Door Replacement | $1,171.20 |
| Water Heater Replacement | $1,464.00 |
| Septic Tank Pumping | $390.40 |
Legal 12 services
| Divorce (Uncontested) | $1,464.00 |
| Divorce (Contested) | $14,640.00 |
| DUI Defense | $4,880.00 |
| Bankruptcy (Chapter 7) | $1,464.00 |
| Will Preparation | $488.00 |
| Trust Preparation | $2,440.00 |
| Real Estate Closing | $1,952.00 |
| Traffic Ticket Defense | $292.80 |
| LLC Formation | $488.00 |
| Immigration Consultation | $292.80 |
| Criminal Defense (Misdemeanor) | $2,928.00 |
| Personal Injury (Contingency) | $32.21 % of settlement |
Personal Care 12 services
| Men's Haircut | $24.40 |
| Women's Haircut | $53.68 |
| Hair Coloring (Full) | $146.40 |
| Manicure | $24.40 |
| Pedicure | $39.04 |
| Massage (1 Hour) | $78.08 per session |
| Facial Treatment | $97.60 |
| Gym Membership | $48.80 monthly |
| Personal Trainer (Session) | $68.32 per session |
| Dry Cleaning (Suit) | $14.64 |
| Laundromat (Per Load) | $3.90 per load |
| Spa Day Package | $244.00 |
Food & Grocery 20 services
| Gallon of Milk | $4.00 per gallon |
| Dozen Eggs | $3.42 per dozen |
| Loaf of Bread | $3.71 |
| Chicken Breast | $4.39 per lb |
| Ground Beef | $5.37 per lb |
| Rice | $0.98 per lb |
| Bananas | $0.63 per lb |
| Apples | $1.76 per lb |
| Coffee | $7.32 per lb |
| Gasoline | $3.42 per gallon |
| Fast Food Meal | $9.76 |
| Restaurant Meal (Casual) | $17.57 |
| Restaurant Meal (Fine Dining) | $58.56 |
| Pizza Delivery (Large) | $17.57 |
| Coffee (Cafe Latte) | $5.37 |
| Beer (6-Pack Domestic) | $9.76 |
| Wine (750ml, Mid-Range) | $14.64 |
| Cigarettes (Pack) | $8.30 per pack |
| Baby Formula (Can) | $24.40 |
| Dog Food (Monthly) | $48.80 monthly |
Utilities 8 services
| Electricity (Monthly) | $136.64 monthly |
| Natural Gas (Monthly) | $68.32 monthly |
| Water/Sewer (Monthly) | $68.32 monthly |
| Internet (Monthly) | $68.32 monthly |
| Cell Phone Plan (Monthly) | $63.44 monthly |
| Cable TV (Monthly) | $82.96 monthly |
| Trash Collection (Monthly) | $34.16 monthly |
| Home Insurance (Annual) | $1,952.00 annual |
Transportation 8 services
| Monthly Parking (Downtown) | $195.20 monthly |
| Car Insurance (Annual) | $1,952.00 annual |
| Bus Pass (Monthly) | $68.32 monthly |
| Taxi/Uber (5-Mile Ride) | $14.64 |
| Car Registration (Annual) | $97.60 annual |
| Driver's License Renewal | $29.28 |
| Tolls (Monthly Commuter) | $48.80 monthly |
| Vehicle Property Tax (Annual) | $390.40 annual |
Education & Childcare 8 services
| Daycare (Infant, Monthly) | $1,171.20 monthly |
| Daycare (Toddler, Monthly) | $976.00 monthly |
| After-School Care (Monthly) | $390.40 monthly |
| Tutoring (Per Hour) | $48.80 per hour |
| SAT/ACT Prep Course | $976.00 |
| Private School (K-12, Annual) | $12,200.00 annual |
| Community College (Annual) | $3,904.00 annual |
| State University (Annual) | $9,760.00 annual |
Pets 9 services
| Vet Visit (Routine Checkup) | $58.56 |
| Dog Vaccination (Annual) | $97.60 annual |
| Dog Grooming | $58.56 |
| Pet Boarding (Per Night) | $39.04 per night |
| Dog Spay/Neuter | $292.80 |
| Cat Spay/Neuter | $195.20 |
| Pet Emergency Visit | $780.80 |
| Dental Cleaning (Dog) | $390.40 |
| Microchipping | $48.80 |
Complete Cost Data
Housing Costs
| Cost of Living Index | 97.6 |
| Median Rent | $1,238 |
| Rent Burden | 33.5% |
| Property Tax (IRS) | $4,446 |
| FMR Studio | $900 |
| FMR 1-Bedroom | $996 |
| FMR 2-Bedroom | $1,225 |
| FMR 3-Bedroom | $1,570 |
| FMR 4-Bedroom | $1,744 |
Childcare (Monthly)
| Infant (Center) | $1,407 |
| Toddler (Center) | $1,053 |
| Preschool (Center) | $1,053 |
| Infant (Family) | $959 |
| Toddler (Family) | $847 |
| Preschool (Family) | $847 |
Income Context
| Median Income | $96,007 |
| Per Capita Income | $41,646 |
| IRS Avg AGI | $91,308 |