Median Income
$42,639
43% lower than US avg
Home Value
$73,300
74% lower than US avg
Violent Crime
135/100K
64% lower than US avg
Bachelor's+
19.1%
43% lower than US avg
Median Rent
$572
51% lower than US avg
Obesity Rate
35.5%
11% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
13.6%
10% higher than US avg
How Geraldine Compares to the U.S. Average (100% = U.S. avg)
People
Population264
Median Age56.5 yrs
Density463/mi²
Male / Female54% / 46%
Largest GroupWhite 99%
Veterans12.1%
Economy
B
Median Income$42,639
Per Capita$26,008
Unemployment0.9%
Poverty13.6%
County GDP$292M
Commute21 min
Housing
A+
Home Value$73,300
Rent$572
Ownership77.5%
Zillow$244,813
Housing Units145
Rent Burden18.4%
Crime
F
Violent135/100K
Property1,556/100K
Health
Obesity35.5%
Uninsured11.3%
Smoking17.6%
Depression26.0%
Heart Disease6.1%
Climate
Avg Temp47°F (8°C)
AQI26 (Good)
Rain16.9 in/yr
Sunny Days273/yr
Elevation3,145 ft (959 m)
Education
C+
Bachelor's+19.1%
High School+95.2%
Graduate+6.1%
School Score6.44
Community
2024 VoteR 64% / D 32%
Commute21 min
Broadband62.8%
EV Stations1
Libraries4
Is Geraldine a Good Place to Live?
Based on current data, Geraldine receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Geraldine offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Geraldine is $42,639, 43% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. 13.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Geraldine is $73,300, 74% below the national median / offering relatively affordable homeownership. Renters pay a median of $572 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Geraldine is a very safe community with a violent crime rate of 135 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,556 per 100,000, 21% below the national average.
Education
19.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.2% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Geraldine experiences four distinct seasons with an average temperature of 47°F. Winters average 26°F in January while summers reach 71°F in July. With 273 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 16.9 inches. Air quality is rated Good with a median AQI of 26.
Geraldine has a population of 264 with a density of 463 people per square mile, spread across 0.6 square miles. The median age is 56.5 years, 45% older than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (98.9%). English is the primary language spoken at home by 100% of residents. 12.1% of the population are veterans, above the national rate of 6.0%. 21.6% of residents have a disability (above the 13.0% national average). 91.1% have health insurance coverage.
Population
56.5yrs
Median Age
45% above US avg
Race & Ethnicity
Geraldine vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Geraldine vs U.S. Average
The median household income in Geraldine is $42,639, which is 43% below the national average of $75,149. Per capita income is $26,008 (below the $39,052 national figure). The average weekly wage is $852, 41% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 13.6% of residents live below the poverty line. The area has 229 business establishments, including 19 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 13.7% of workers work from home.
Income: Geraldine vs U.S.
Income
| Median HH Income | $42,639 |
| 43% below US avg |
| Per Capita Income | $26,008 |
| Avg Weekly Wage | $852 |
| IRS Avg AGI | $59,301 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 13.6% |
| 10% above US avg |
| Establishments (County) | 229 |
| County GDP | $292M |
Business (County)
| Restaurants | 19 |
| Healthcare | 12 |
| Retail | 26 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $2,671 |
| 24% below US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 3.64% |
Commute & Transportation
| Commute Time | 20.7 min |
| Drive Alone | 68.4% |
| Public Transit | 0.0% |
| Work from Home | 13.7% |
The median home value in Geraldine is $73,300, 74% below the national median of $281,900. Zillow estimates the typical home value at $244,813, higher than the Census estimate. Monthly rent averages $572 (51% below the national average of $1,163). Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 77.5% of housing units are owner-occupied (above the 65.4% national rate). There are 145 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $2,671 (lower than the $3,500 national average). 18.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $73,300 |
| 74% below US avg |
| Zillow ZHVI | $244,813 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $572 |
| 51% below US avg |
| Rent Burden | 18.4% |
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 77.5% |
| Owner-Occupied | 77.5% |
| Renter-Occupied | 22.5% |
| Housing Units | 145 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $2,671 |
| 24% below US avg |
| Effective Rate | 3.64% |
In Geraldine, 35.5% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 6.1% of residents. 31.3% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 21.9% report binge drinking. 23.3% are physically inactive. 26.0% report depression (above the 20.0% national average). 20.0% experience frequent mental distress. 11.3% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:5,898. 44.8% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Geraldine vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.5% |
| 11% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 6.1% |
| High Blood Pressure | 31.3% |
| Asthma | 11.4% |
| COPD | 7.3% |
| Cancer | 7.3% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 23.3% |
| Depression | 26.0% |
| Mental Distress | 20.0% |
| Physical Distress | 14.7% |
| Short Sleep | 34.7% |
Healthcare Access
| Insurance Rate | 91.1% |
| Uninsured | 11.3% |
| 31% above US avg |
| Dentists | 1:5,898 |
| Mental Health | 1:835 |
| Checkup Rate | 68.5% |
| Dental Visits | 57.1% |
| Premature Death | 10,967/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 44.8% |
| Healthcare Facilities | 12 |
Geraldine has a violent crime rate of 135 per 100,000 residents, 64% below the national average of 380. Property crime stands at 1,556 per 100,000, 21% below the U.S. average. Overall, Geraldine receives a safety grade of F.
Crime Rates: Geraldine vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 135.3/100K |
| 64% below US avg |
| |
Property Crime
| Total Property | 1,556.2/100K |
| 21% below US avg |
Traffic Safety
| Traffic Accidents | 5 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Geraldine experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 26°F in January while summers reach 71°F in July. The area gets 273 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 16.9 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 26 / among the cleanest air in the country. The city sits at an elevation of 3,145 feet.
Temperature
26°F Jan (-3°C)
71°F Jul (21°C)
| Annual Average | 46.9°F |
| 13% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 71°F (21°C) |
| Sunny Days | 273 days/yr |
Geography
| Elevation | 3,145 ft (959 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 463/sq mi |
| Coordinates | 47.6020°N, 110.2667°W |
| Timezone | America/Denver |
| County | Chouteau County County |
| Nearest Airport | Great Falls International (GTF)
52 miles away |
Precipitation & Snow
Annual Rainfall
16.9"
56% below US avg
Wettest Month (May)
3.23"
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.5 / 100 |
| Social Vulnerability | 65.4 / 100 |
| Community Resilience | 24.9 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.5 on Mar 20, 2025.
| Aug 16, 1994 |
27 km W of Chester, Montana |
M3.9 |
127 km |
| Jun 16, 1999 |
16 km SSE of Craig, Montana |
M3.2 |
145 km |
| Dec 5, 1991 |
15 km WSW of Hays, Montana |
M3.0 |
110 km |
| Jan 1, 2025 |
28 km ENE of Helena Valley Northeast, Montana |
M2.9 |
137 km |
| Sep 15, 2012 |
23 km SSW of White Sulphur Springs, Montana |
M2.9 |
150 km |
| May 6, 2014 |
10 km SSW of Cascade, Montana |
M2.8 |
122 km |
| Apr 11, 2010 |
33 km ENE of Helena Valley Northeast, Montana |
M2.8 |
130 km |
| Jan 1, 2025 |
28 km ENE of Helena Valley Northeast, Montana |
M2.7 |
135 km |
| Oct 16, 2011 |
Eastern Montana |
M2.7 |
143 km |
| Apr 27, 2012 |
11 km SSW of Craig, Montana |
M2.6 |
148 km |
| May 10, 2024 |
13 km WSW of Cascade, Montana |
M2.6 |
127 km |
| Mar 20, 2025 |
23 km SSE of Craig, Montana |
M2.5 |
140 km |
| Feb 25, 2013 |
28 km WSW of Chester, Montana |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
69 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 11 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 5, 1988 |
EF3 |
46 km |
0 |
| Jul 5, 1988 |
EF3 |
35 km |
0 |
| Jul 5, 1988 |
EF3 |
40 km |
0 |
| Jul 8, 2002 |
EF2 |
79 km |
0 |
| Aug 14, 1999 |
EF2 |
87 km |
0 |
| Jun 25, 1996 |
EF2 |
42 km |
0 |
| Apr 24, 1994 |
EF2 |
53 km |
0 |
| Apr 24, 1994 |
EF2 |
53 km |
0 |
| May 28, 1981 |
EF2 |
96 km |
0 |
| Jun 8, 1976 |
EF2 |
31 km |
0 |
| Jun 30, 1975 |
EF2 |
99 km |
0 |
| Jul 10, 1965 |
EF2 |
90 km |
0 |
| Jun 16, 2007 |
EF1 |
75 km |
0 |
| Apr 22, 2003 |
EF1 |
50 km |
0 |
| Aug 23, 1998 |
EF1 |
78 km |
0 |
| Jul 3, 1998 |
EF1 |
96 km |
0 |
| Jun 19, 1998 |
EF1 |
25 km |
0 |
| Jul 5, 1988 |
EF1 |
97 km |
0 |
| Jun 1, 1980 |
EF1 |
55 km |
0 |
| Jul 3, 1978 |
EF1 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: TURKEY (25,658 ac, 1990).
| Year |
Name |
Acres |
Distance |
| 1990 |
TURKEY |
25,658 |
69 km |
| 2021 |
TAYLOR |
21,704 |
49 km |
| 2017 |
EAST FORK |
21,165 |
87 km |
| 2021 |
SOUTH MOCCASIN |
12,727 |
73 km |
| 2009 |
MEISSNER |
12,318 |
18 km |
| 1984 |
CENTENNIAL |
11,775 |
79 km |
| 1985 |
SANDPOINT |
10,439 |
91 km |
| 2021 |
BALSINGER |
8,317 |
82 km |
| 2022 |
EAGLE CREEK |
6,359 |
77 km |
| 2020 |
LOUSE CREEK |
5,237 |
63 km |
| 1991 |
BURNETTEPK |
4,644 |
85 km |
| 1988 |
LOSTCANYON |
4,532 |
76 km |
| 2020 |
YOGO |
4,429 |
79 km |
| 2008 |
CHOUTEAU CO COMPLEX |
4,365 |
41 km |
| 2019 |
STUCKEY RD MA |
4,073 |
82 km |
| 2008 |
UNIT 3 MARSH HAZ FUEL REDUCTION |
3,333 |
81 km |
| 1996 |
COYOTE |
3,320 |
91 km |
| 2020 |
EAGLE ROCK ROAD |
3,129 |
40 km |
| 2022 |
BENTON LAKE UNIT 3 AND 4B |
2,996 |
81 km |
| 2007 |
CHOUTEAU CO ASST |
2,646 |
22 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
0.8 in |
|
| February |
27°F (-3°C) |
0.5 in |
Driest |
| March |
35°F (2°C) |
0.9 in |
|
| April |
44°F (7°C) |
1.2 in |
|
| May |
53°F (12°C) |
3.2 in |
Wettest |
| June |
62°F (17°C) |
2.6 in |
|
| July |
71°F (21°C) |
1.6 in |
Warmest |
| August |
68°F (20°C) |
1.7 in |
|
| September |
57°F (14°C) |
1.5 in |
|
| October |
47°F (8°C) |
0.9 in |
|
| November |
33°F (0°C) |
0.6 in |
|
| December |
25°F (-4°C) |
0.8 in |
Coldest |
Geraldine has a seasonal temperature swing of 46°F / from 25°F in December to 71°F in July. Total annual precipitation is 16.3 inches, with May being the wettest month (3.2") and February the driest (0.5").
Average costs for common services in Geraldine. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142–$378) |
| Specialist Visit |
$331 ($189–$520) |
| Urgent Care Visit |
$189 ($95–$331) |
| Emergency Room Visit |
$2,081 ($757–$4,730) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$237 ($142–$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$114) |
| Brake Pad Replacement |
$284 ($142–$473) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$568 ($378–$946) |
| Battery Replacement |
$189 ($95–$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57–$142) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$378 ($142–$757) |
| HVAC System Install |
$6,622 ($3,784–$11,352) |
| Roof Repair |
$946 ($378–$1,892) |
| Roof Replacement |
$8,514 ($5,203–$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473–$3,311) |
| Divorce (Contested) |
$14,190 ($4,730–$28,380) |
| DUI Defense |
$4,730 ($1,892–$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757–$2,838) |
| Will Preparation |
$473 ($189–$946) |
| Trust Preparation |
$2,365 ($946–$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$52 ($28–$95) |
| Hair Coloring (Full) |
$142 ($71–$237) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$76 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84–$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37–$4.73) |
| Loaf of Bread |
$3.59 ($2.37–$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84–$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78–$7.10) |
| Rice (per lb) |
$0.95 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76–$237) |
| Natural Gas (Monthly) |
$66 ($28–$142) |
| Water/Sewer (Monthly) |
$66 ($38–$114) |
| Internet (Monthly) |
$66 ($38–$95) |
| Cell Phone Plan (Monthly) |
$61 ($28–$95) |
| Cable TV (Monthly) |
$80 ($47–$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$473) |
| Car Insurance (Annual) |
$1,892 ($1,135–$3,311) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57–$24) |
| Car Registration (Annual) |
$95 ($28–$237) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568–$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473–$1,892) |
| After-School Care (Monthly) |
$378 ($189–$662) |
| Tutoring (Per Hour) |
$47 ($24–$95) |
| SAT/ACT Prep Course |
$946 ($378–$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730–$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$95) |
| Dog Vaccination (Annual) |
$95 ($47–$189) |
| Dog Grooming |
$57 ($28–$95) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$284 ($142–$473) |
| Cat Spay/Neuter |
$189 ($95–$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $924 |
| Toddler | $958 |
| Preschool | $825 |
| Family Childcare (monthly) |
| Infant | $726 |
| Toddler | $740 |
| Preschool | $740 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Geraldine
What is the population of Geraldine?
Geraldine has a population of 264 residents and is located in Montana. The population density is 463 people per square mile, spread across 0.6 square miles. The median age of residents is 56.5 years, which is older than the national median of 38.9 years. The population is 46.2% female and 53.8% male.
Is Geraldine expensive to live in?
Geraldine is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $42,639, 43% below the national average of $75,149. The median home value is $73,300 (74% below the U.S. median). Renters pay a median of $572 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Geraldine safe?
Geraldine is considered a very safe city with a violent crime rate of 135 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,556 per 100,000 (below the national average). Overall, Geraldine receives a safety grade of F based on combined crime data.
What is the weather like in Geraldine?
Geraldine has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 26°F in January, while summers reach an average of 71°F in July. The area receives 273 sunny days per year, well above the national average of 205. Annual rainfall totals 16.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 26.
How is the job market in Geraldine?
The job market in Geraldine is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $852. There are 229 business establishments in the area, including 19 restaurants and food service locations. The average commute time is 21 minutes, and 13.7% of workers work from home.
How much does housing cost in Geraldine?
The median home value in Geraldine is $73,300. Zillow estimates the typical home value at $244,813. For renters, the median monthly rent is $572. Fair market rent is $1,076 for a 1-bedroom and $1,336 for a 2-bedroom apartment. The homeownership rate is 77.5%. The average annual property tax is $2,671.
How are the schools in Geraldine?
Schools in Geraldine score 6.4 out of 10 on standardized testing, near the national average. 19.1% of adults in Geraldine hold a bachelor's degree or higher, below the national average of 33.7%. 95.2% have completed high school. 6.1% hold a graduate or professional degree.
How healthy is Geraldine?
The obesity rate in Geraldine is 35.5% (above the national rate of 32.1%). 17.6% of adults are smokers. 23.3% are physically inactive. 26.0% of residents report depression. 11.3% lack health insurance (above the national rate). 44.8% of residents have access to exercise opportunities.
What is transportation like in Geraldine?
The average commute in Geraldine is 21 minutes, shorter than the national average of 28 minutes. 68.4% of workers drive alone to work, and 13.7% work from home.
What are the demographics of Geraldine?
The racial and ethnic makeup of Geraldine is 98.9% White. 100% of residents speak only English at home. 12.1% of the population are military veterans. 21.6% of residents have a disability. 91.1% have health insurance coverage.
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