Germantown, NY
Full City Profile · New York · Columbia County County
3.6
/5.0
B+
Good
1,107
Population
303/sq mi density
$86,313
Median Income
$56,452 per capita
$356,300
Home Value
$541,307 Zillow
$672
Median Rent
29.0% income on rent
51°F
Avg Temperature
246 sunny days/yr
407
Violent Crime/100K
2,518 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$86,313 median income, 4.3% unemployment
A
Affordability
4.4 / 5.0
$356,300 home value, $672/mo rent
F
Safety
1.0 / 5.0
407 violent crimes/100K (7% above avg)
A+
Education
4.7 / 5.0
46.0% bachelor's degree or higher
Housing Overview
Median Home Value
$356,300
26% above
US avg: $281,900
Median Rent
$672/mo
42% below
US avg: $1,163/mo
Homeownership Rate
71.0%
9% above US avg (65.4%)
Total Housing Units
646
Median year built: 1962
Home Value by Source
Census Median
$356,300
Zillow (ZHVI)
$541,307
Median Sale Price
$580,000
Median List Price
$2,995,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
71.0%
Owner-Occupied
29.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$672/mo
Market Indicators (Redfin)
Median Days on Market
299 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
1
Price Drops
42.9%
of listings with price reduction
Price Per Sq Ft
$322
Active Inventory
7
homes for sale
Affordability & Housing Stock
Rent Burden
29.0%
of renters spending 30%+ of income on housing
6% below US avg (31.0%)
Median Year Built
1962
Average age of housing stock: 64 years
Homeownership Rate
71.0%
Complete Housing Data
Home Values
| Census Median Value | $356,300 |
| Zillow Home Value (ZHVI) | $541,307 |
| Median Sale Price | $580,000 |
| Median List Price | $2,995,000 |
| Price Per Sq Ft | $322 |
Rent
| Census Median Rent | $672 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 299 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 42.9% |
| Homes Sold | 1 |
| Active Inventory | 7 |
| Price Per Sq Ft | $322 |
Ownership & Stock
| Owner-Occupied | 71.0% |
| Renter-Occupied | 29.0% |
| Homeownership Rate | 71.0% |
| Total Housing Units | 646 |
| Median Year Built | 1962 |
| Rent Burden | 29.0% |
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