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Germantown, NY

Full City Profile · New York · Columbia County County

3.6 /5.0
B+ Good
1,107 Population 303/sq mi density
$86,313 Median Income $56,452 per capita
$356,300 Home Value $541,307 Zillow
$672 Median Rent 29.0% income on rent
51°F Avg Temperature 246 sunny days/yr
407 Violent Crime/100K 2,518 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$86,313 median income, 4.3% unemployment
A
Affordability
4.4 / 5.0
$356,300 home value, $672/mo rent
F
Safety
1.0 / 5.0
407 violent crimes/100K (7% above avg)
A+
Education
4.7 / 5.0
46.0% bachelor's degree or higher

Housing Overview

Median Home Value
$356,300
26% above
US avg: $281,900
Median Rent
$672/mo
42% below
US avg: $1,163/mo
Homeownership Rate
71.0%
9% above US avg (65.4%)
Total Housing Units
646
Median year built: 1962

Home Value by Source

Census Median
$356,300
Zillow (ZHVI)
$541,307
Median Sale Price
$580,000
Median List Price
$2,995,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

71.0%
Owner-Occupied
29.0%
Renter-Occupied
71%
29%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent: $672/mo

Market Indicators (Redfin)

Median Days on Market
299 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
1
Price Drops
42.9%
of listings with price reduction
Price Per Sq Ft
$322
Active Inventory
7
homes for sale

Affordability & Housing Stock

Rent Burden
29.0%
of renters spending 30%+ of income on housing
6% below US avg (31.0%)
Median Year Built
1962
Average age of housing stock: 64 years
Homeownership Rate
71.0%

Complete Housing Data

Home Values

Census Median Value$356,300
Zillow Home Value (ZHVI)$541,307
Median Sale Price$580,000
Median List Price$2,995,000
Price Per Sq Ft$322

Rent

Census Median Rent$672
FMR Studio$1,215
FMR 1-Bedroom$1,315
FMR 2-Bedroom$1,579
FMR 3-Bedroom$1,976
FMR 4-Bedroom$2,193

Market

Days on Market299
Sale-to-List Ratio1.0%
Price Drops42.9%
Homes Sold1
Active Inventory7
Price Per Sq Ft$322

Ownership & Stock

Owner-Occupied71.0%
Renter-Occupied29.0%
Homeownership Rate71.0%
Total Housing Units646
Median Year Built1962
Rent Burden29.0%