Germantown, TN

Full City Profile · Tennessee · Shelby County County

3.9 /5.0
B+ Good
40,812 Population 2,041/sq mi density
$144,799 Median Income $72,787 per capita
$441,200 Home Value $480,889 Zillow
$1,760 Median Rent 27.8% income on rent
62°F Avg Temperature
160 Violent Crime/100K 1,194 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$144,799 median income, 3.1% unemployment
A+
Affordability
5.0 / 5.0
$441,200 home value, $1,760/mo rent
F
Safety
1.0 / 5.0
160 violent crimes/100K
A+
Education
5.0 / 5.0
71.2% bachelor's degree or higher

Germantown, TN

At a Glance

Median Income
$144,799
93% above
$72,787 per capita
Home Value
$441,200
57% above
Zillow: $480,889
Median Rent
$1,760/mo
51% above
27.8% of income on rent
Violent Crime
160/100K
58% below
1,194/100K property
Bachelor's Degree+
71.2%
111% above
98.3% high school+
Unemployment
3.1%
14% below
1.7% poverty rate
Obesity Rate
27.2%
15% below
8.9% smoking rate
Avg Temperature
62°F

How Germantown Compares to the U.S. Average

Each bar shows Germantown's value as a percentage of the national average (100% = U.S. avg)

Income
193%
Home Value
157%
Rent
151%
Poverty
14%
Bachelor's
211%
Unemployment
86%
Crime
42%
Thin vertical line = U.S. national average (100%)

Is Germantown a Good Place to Live?

B+
3.9 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Germantown residents earn a median household income of $144,799 , which is 93% above the national average of $75,149. Per capita income is $72,787. The unemployment rate stands at 3.1% (14% below the U.S. rate of 3.6%). 1.7% of residents live below the poverty line. The area is home to 24,468 business establishments, including 2,010 restaurants.

Housing & Cost of Living

The median home value in Germantown is $441,200 , 57% above the national median of $281,900. Zillow estimates the typical home at $480,889. Median rent is $1,760/month, with 27.8% of renters spending more than 30% of income on housing. The cost of living index is 91.9 (100 = national average). The median home was built in 1983.

Safety & Crime

Germantown reports 160 violent crimes per 100,000 residents , which is 58% below the national average of 380/100K. Property crime is 1,194/100K. The murder rate is 0.0/100K.

Education

71.2% of adults in Germantown hold a bachelor's degree or higher (111% above the national average). 98.3% have completed high school. Local schools score 4.3/10 in standardized testing.

Climate & Weather

Germantown has an average annual temperature of 62°F (17°C). Winters average 41°F in January while summers reach 82°F in July. Annual precipitation totals 55.2 inches. Air quality is rated Moderate with a median AQI of 55.

Data Overview

People

Population40,812
Median Age43.9 yrs
Density2,041/mi²
Male / Female48% / 52%
Foreign Born8.2%
Veterans7.2%

Economy

A+
Median Income$144,799
Per Capita$72,787
Unemployment3.1%
Poverty1.7%
County GDP$88,404M
Avg Weekly Wage$1,375

Housing

A+
Home Value$441,200
Rent$1,760
Ownership86.2%
Zillow$480,889
Housing Units16,069
Rent Burden27.8%

Crime

F
Violent160/100K
Property1,194/100K
Murder0.0/100K
Assault133/100K
Burglary43/100K

Health

Obesity27.2%
Diabetes7.8%
Smoking8.9%
Heart Disease4.0%
Premature Death14,564/100K

Climate

Avg Temp62°F
Rain55.2 in/yr
AQI55 (Moderate)
Elevation338 ft

Education

A+
Bachelor's+71.2%
High School+98.3%
Graduate+33.3%
School Score4.3/10

Community

2024 VoteR 36% / D 62%
Commute21 min
Broadband93.5%
Internet Speed151 Mbps
EV Stations2
Libraries24

Did You Know?

Germantown was founded in 1825.
The median home in Germantown was built in 1983.
16.8% work from home.
The nearest airport is Memphis International (11 miles).
The Gini coefficient (income inequality) is 0.513 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
8.0% of the population has a disability.
Average internet download speed is 151 Mbps.
There are 2,010 restaurants in the area.
The county recorded 225 fatal vehicle crashes.
182 declared natural disasters on record.